Affordability, useful coverage options, and friendly customer service set Shelter Insurance Company apart from the competition.
|Extensive discount offerings||Limited coverage area and selective discount availability|
|Excellent customer satisfaction||Pricier than some other providers|
Using Shelter's website, you can search for agents in your area if you're interested in their auto insurance policies. Full and partial coverage policies are available at reasonable prices from the company. Shelter’s insurance options include:
To understand more, check out types of auto insurance coverage in the US.
|Insurance Company||Minimum coverage||Full coverage||Full coverage with one accident|
Customers are generally pleased with their experience with Shelter. Policyholders appear to have no major complaints about customer service, claim handling, or compensation. Due to high premiums and unfriendly agents, some customers are less than pleased with the service they receive from the insurance company. Shelter car insurance has received an "A" rating from AM Best, which indicates that it is financially sound. Furthermore, it demonstrates to policyholders that the company has sufficient funds to repay them after a covered loss and is unlikely to declare bankruptcy or close its doors for good.
An independent study conducted in 2021 found that Shelter Insurance was rated the most satisfied car insurance provider in all of the states in the Central Region, including Arkansas, Iowa, Kansas, Minnesota, Missouri, Nebraska, North Dakota, Oklahoma, and South Dakota. With an overall score of 856/1,000, it came out on top among the 13 service providers evaluated. J.D. Power does not rate Shelter Insurance for claim or purchase satisfaction because it is a smaller, regional auto insurance provider.
Customer satisfaction and financial strength ratings for Shelter are excellent, but there have been a large number of complaints. Compared to the industry average of 1.0, the complaint index for auto insurance at Shelter is a hefty 4.91.
If you live in the coverage area, Shelter car insurance is an excellent choice. Every policy comes with free roadside assistance and coverage for a brand-new car as a courtesy from the insurance provider. Discounts are also available from Shelter, but not all of them are available in every state.
Columbia, Missouri is home to Shelter Insurance. Shelter only sells car insurance in 15 states: Arkansas, Colorado, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Nebraska, Nevada, Ohio, Oklahoma, and Tennessee. Auto insurance from Shelter comes standard with a variety of optional coverages. Non-standard insurance, such as SR-22s, are not advertised by the company.
Shelter Insurance Group, headquartered in Missouri, was established in 1946. Shelter offers a wide range of additional policies, including collision and comprehensive insurance. In addition, drivers can save money on their auto insurance by taking advantage of the numerous discounts offered by Shelter.
In the wake of the coronavirus pandemic, ICMIF member Shelter Insurance (USA) has announced that it will reimburse personal auto policyholders for 30% of their monthly premiums. To that end, Shelter has announced a donation of USD 1.5 million to the communities it serves across the 15 states where it does business.
An additional USD 1.5 million has been allocated to help those affected by the recent natural disasters in Shelter Insurance's service areas by the Shelter Insurance Foundation.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Yes, shelter car insurance cover rental cars as they provide rental reimbursement coverage. Rental reimbursement coverage helps pay for the cost of renting reliable transportation while your car is being fixed after an accident.
Customers are generally pleased with their experience with Shelter. Shelter car insurance has received an "A" rating from AM Best, which indicates that it is financially sound. If you live in the coverage area, Shelter car insurance is an excellent choice.
No. Shelter Insurance doesn't offer accident forgiveness.
Shelter only sells car insurance in 15 states: Arkansas, Colorado, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Nebraska, Nevada, Ohio, Oklahoma, and Tennessee.
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