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Why Compare Car Insurance Rates in Utah:

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Utah residents should think about their coverage needs, budget, car, credit rating, and driving record while searching for the right auto insurance in Utah. Utah has been named the eighth safest state for driving and has the second-lowest rate of drunk driving deaths in the country. When comparing the average cost of car insurance quotes in Utah with the other states, the former comes out on top. The total cost of limited coverage is $354, and the maximum coverage is $1281. Even, that is a significant sum of money, so finding cheap car insurance in Utah is frequently a top priority.

Even though Utah roads are safer than those in other states, you must have sufficient car insurance before you begin driving. Shopping around, comparing car insurance quotes before buying a car, understanding the options of bundling or staying with the same insurer, understanding the impact of credit history, and asking an employer or the insurance company about group insurance are all things to consider when looking for affordable auto insurance in Utah. It would be best if you also found the most appropriate cheap car insurance in Utah.

Minimum Required Auto Insurance Coverage in Utah

An auto insurance policy in Utah must provide both property damage and bodily injury coverage. If you're held criminally responsible for a covered accident, collateral damage compensation protects your properties and covers any damage to other people's property or cars.

If you're held criminally liable for a covered accident, bodily injury compensation protects your properties and pays for damages related to bodily damage to others.

Coverage Type Minimum Coverage Limit
Bodily Injury Liability Coverage (per person) $25000
Bodily Injury Liability Coverage (per accident) $65000
Property Damage Liability $15,000

Cheapest Car Insurance in Utah for Minimum Required Coverage

Utah drivers should evaluate not only a company's average prices but also its coverage and discount options, financial strength scores, and customer service evaluations while looking for the best auto insurance.

To assist you in your quest for affordable car insurance, Way.com has studied Utah's major auto insurance firms by market share.

COMPANY AVERAGE ANNUAL RATE
Bear River Mutual $608
USAA $658
The General $718
Esurance $804
MetLife $871
Nationwide $1,073
Statewide Average $1,115
Progressive $1,118
State Farm $1,267
Auto Owners Insurance $1,301
Allstate $1,396
Farmers Insurance $1,422
American Family Insurance $1,584

Do I Need More Than the Minimum Required State Coverage in Utah?

Carrying extra insurance than the legal minimum is suggested if you can afford it. Consider how much coverage you'll require when you'll need it most. Families should consult with their insurance agent or company representative to establish the appropriate amount for each family member.

See what you could save on auto insurance

Average Cost of Auto Insurance Companies in Utah

The average cost of the cheapest auto insurance in Utah is $483 a year for the state-required minimum liability insurance and $1290 for maximum coverage. It costs more than the national average of $1738 for auto insurance.

Cheapest car insurance quotes for Utah drivers

Residents in Utah looking for the most affordable full coverage auto insurance policy should begin their search with Bear River Mutual, the most cost-effective organization. USAA, a close second, costs just a smidgeon more than The General.

Auto-Owners has the cheapest car insurance rates for a driver found speeding, at $660 per year for a full-coverage policy.

COMPANY AVERAGE ANNUAL RATE
Bear River Mutual $660
USAA $693
The General $793
Nationwide $1,052
Statewide Average $1,179
Progressive $1,202
State Farm $1,360
Auto Owners Insurance $1,383
Allstate $1,460
Farmers Insurance $1,545
American Family Insurance $1,639

Cheap car insurance in Utah for young Utah drivers

Unfortunately, inexperience comes at a price for young drivers. Insurers view new and young drivers as hazardous investments because they are most likely to be involved in a car accident. When compared to a 30-year-old, the average 18-year-old in Utah spends more than three times the cost of a minimum-coverage policy.

COMPANY 18-YEAR-OLD FEMALE 18-YEAR-OLD MALE
Allstate $5,292 $5,906
American Family Insurance $4,630 $5,380
Auto Owners Insurance $3,990 $5,376
Bear River Mutual $1,063 $1,666
Farmers Insurance $7,258 $7,818
The General $2,653 $2,712
Nationwide $3,740 $4,647
Progressive $6,537 $6,935
State Farm $3,705 $4,614
USAA $2,805 $3,253
Statewide Average $4,167 $4,831

Cheap car insurance for Utah drivers with a speeding ticket

Bear River Mutual has the cheapest car insurance rates for a driver found speeding, at $683 per year for a full-coverage policy. USAA, the second-cheapest choice, costs $196 per year more.

Auto-Owners has the lowest rates for 18-year-old drivers in Utah by a wide margin. It is at least 26% less than the next most economical option. Its rates are significantly lower than those offered by USAA, which isn't available to most drivers.

COMPANY AVERAGE ANNUAL RATE
Bear River Mutual $683
USAA $879
The General $1,072
Nationwide $1,228
Statewide Average $1,423
State Farm $1,488
Esurance $1,500
Progressive $1,538
Allstate $1,619
Auto Owners Insurance $1,791
American Family Insurance $1,939
MetLife $1,954
Farmers Insurance $1,989

Cheap auto insurance for Utah drivers after a car accident

After an at-fault accident, Bear River Mutual is the lowest insurance carrier in Utah. Bear River Mutual's annual rate of $727 is $993 less than the state average. An accident on your driving record shows to insurance that you drive dangerously.

If you have a car accident, most insurance companies will raise your premium by 54% on average in Utah. The lowest choice is Bear River Mutual, which only raises premiums by 19 percent after an at-fault collision.

COMPANY AVERAGE ANNUAL RATE
Bear River Mutual $727
USAA $1,021
The General $1,336
State Farm $1,616
Statewide Average $1,718
Nationwide $1,769
Allstate $1,938
American Family Insurance $2,006
Esurance $2,043
Auto Owners Insurance $2,191
Farmers Insurance $2,237
Progressive $2,339
MetLife $2,546

Cheap car insurance quotes for Utah drivers with a DUI

Bear River Mutual and USAA offer the best rates if you have a prior DUI on your record. DUIs in Utah can nearly quadruple your insurance cost, depending on the carrier. It's critical to check prices from multiple firms to keep this enormous price increase to a minimum.

COMPANY AVERAGE ANNUAL RATE
Bear River Mutual $683
USAA $1,280
Progressive $1,409
State Farm $1,488
The General $1,529
Esurance $1,559
Statewide Average $1,834
American Family Insurance $1,939
Allstate $1,967
Farmers Insurance $2,153
Nationwide $2,172
MetLife $3,264
Auto Owners Insurance $3,716

Cheap car insurance for married Utah drivers

If you're a married driver in Utah, Progressive offers the most affordable full-coverage insurance. The firm lowers the charge by $1277 per year for married drivers. Single drivers usually pay slightly lower rates than married drivers, and married drivers spend 6% less per year on car insurance on average.

Company Annual Rate
Progressive $1,277
Auto-Owners $1,337
Farm Bureau $1,469
State Farm $1,577
The General $1,661
American Family $1,769
Allstate $1,973
Farmers $2,489
USAA $965

Cheap full coverage car insurance quotes for young drivers with an accident history

After an accident, eighteen-year-olds should look into Farm Bureau for the best prices. The company's average annual fee is $2469, 34% less than the state average.

Young drivers who have been in an accident may find it challenging to find inexpensive car insurance. This emphasizes the importance of comparing rates from several companies.

Company Annual rate
Farm Bureau $2469
State Farm $2982
Allstate $3426
THE GENERAL $3483
Auto-Owners $3591

Compare car insurance rates in top Cities

Depending on where you reside, various factors such as road quality, auto theft rates, and traffic density might affect your insurance premiums.

The average cost of insurance in Utah is $479 per year.

CityAveral Annual Cost
Alpine$1,805
Altamont$1,685
Alton$1,601
Altonah$1,685
American Fork$1,793
Aneth$1,601
Annabella$1,601
Antimony$1,625
Aurora$1,601
Axtell$1,589
Ballard$1,661
Bear River City$1,793
Beaver$1,613
Benjamin$1,733
Benson$1,577
Beryl$1,613
Bicknell$1,613
Bingham Canyon$1,805
Blanding$1,601
Bluebell$1,673
Bluff$1,625
Bluffdale$1,817
Bonanza$1,697
Boulder$1,577
Bountiful$1,745
Brian Head$1,577
Brigham City$1,601
Bryce$1,625
Cache Junction$1,625
Cannonville$1,613
Carbonville$1,577
Castle Dale$1,589
Cedar City$1,565
Cedar Hills$1,817
Cedar Valley$1,781
Centerfield$1,589
Centerville$1,685
Central$1,625
Chester$1,649
Circleville$1,613
Cisco$1,565
Clarkston$1,625
Clawson$1,613
Clearfield$1,709
Cleveland$1,613
Clinton$1,697
Coalville$1,697
Collinston$1,637
Copperton$1,793
Corinne$1,661
Cornish$1,625
Cottonwood Heights$1,865
Croydon$1,709
Dammeron Valley$1,625
Delta$1,565
Deweyville$1,649
Draper$1,817
Duchesne$1,685
Duck Creek Village$1,601
Dugway$1,709
Dutch John$1,685
Eagle Mountain$1,817
East Carbon$1,625
Echo$1,685
Eden$1,709
Elberta$1,745
Elk Ridge$1,733
Elmo$1,613
Elsinore$1,577
Emery$1,589
Emigration Canyon$1,817
Enoch$1,565
Enterprise$1,661
Ephraim$1,637
Erda$1,697
Escalante$1,625
Eureka$1,625
Fairview$1,709
Farmington$1,685
Farr West$1,769
Fayette$1,613
Ferron$1,589
Fielding$1,661
Fillmore$1,601
Fort Duchesne$1,673
Fountain Green$1,661
Fruit Heights$1,673
Fruitland$1,709
Garden$1,625
Garden City$1,625
Garland$1,649
Garrison$1,613
Genola$1,685
Glendale$1,613
Glenwood$1,601
Goshen$1,709
Grantsville$1,673
Green River$1,553
Greenville$1,613
Greenwich$1,613
Grouse Creek$1,661
Gunlock$1,637
Gunnison$1,613
Hanksville$1,589
Hanna$1,697
Harrisville$1,745
Hatch$1,625
Heber$1,745
Heber City$1,733
Helper$1,601
Henefer$1,685
Henrieville$1,613
Herriman$1,805
Highland$1,805
Hildale$1,613
Hill Air Force Base$1,733
Hinckley$1,589
Holden$1,577
Holladay$1,889
Honeyville$1,649
Hooper$1,697
Howell$1,685
Huntington$1,601
Huntsville$1,733
Hurricane$1,577
Hyde Park$1,589
Hyrum$1,625
Ibapah$1,673
Ivins$1,625
Jensen$1,709
Joseph$1,589
Junction$1,613
Kamas$1,721
Kanab$1,577
Kanarraville$1,565
Kanosh$1,625
Kaysville$1,661
Kearns$2,009
Kenilworth$1,625
Kingston$1,613
Koosharem$1,601
La Sal$1,613
La Verkin$1,589
Lake Powell$1,613
Lake Shore$1,769
Laketown$1,625
Lapoint$1,661
Layton$1,697
Leamington$1,589
Leeds$1,589
Lehi$1,757
Levan$1,649
Lewiston$1,637
Lindon$1,829
Loa$1,649
Logan$1,565
Lyman$1,613
Lynndyl$1,589
Maeser$1,673
Magna$1,973
Manila$1,685
Manti$1,661
Mantua$1,613
Mapleton$1,805
Marion$1,721
Marriott-Slaterville$1,781
Marysvale$1,613
Mayfield$1,613
Meadow$1,601
Mendon$1,589
Mexican Hat$1,625
Midvale$1,865
Midway$1,733
Milford$1,625
Millcreek$1,901
Millville$1,613
Minersville$1,625
Moab$1,541
Modena$1,601
Mona$1,589
Monroe$1,589
Montezuma Creek$1,625
Monticello$1,613
Monument Valley$1,637
Morgan$1,685
Moroni$1,673
Mount Carmel$1,613
Mount Pleasant$1,673
Mountain Green$1,685
Mountain Home$1,697
Murray$1,925
Myton$1,685
Naples$1,673
Neola$1,685
Nephi$1,589
New Harmony$1,577
Newcastle$1,637
Newton$1,793
Nibley$1,577
North Logan$1,553
North Ogden$1,721
North Salt Lake$1,781
Oak City$1,565
Oakley$1,733
Ogden$1,745
Orangeville$1,613
Orderville$1,625
Orem$1,865
Palmyra$1,781
Panguitch$1,673
Paradise$1,613
Paragonah$1,613
Park City$1,709
Park Valley$1,685
Parowan$1,589
Payson$1,721
Peoa$1,697
Perry$1,601
Pine Valley$1,601
Plain City$1,769
Pleasant Grove$1,829
Pleasant View$1,745
Plymouth$1,661
Portage$1,649
Price$1,577
Providence$1,577
Provo$1,817
Randlett$1,685
Randolph$1,685
Redmond$1,601
Richfield$1,589
Richmond$1,625
River Heights$1,577
Riverdale$1,709
Riverside$1,661
Riverton$1,817
Rockville$1,601
Roosevelt$1,673
Roy$1,721
Rush Valley$1,685
Salem$1,721
Salina$1,589
Salt Lake City$1,925
Sandy$1,829
Santa Clara$1,613
Santaquin$1,685
Saratoga Springs$1,769
Scipio$1,745
Sevier$1,589
Sigurd$1,601
Silver Summit$1,721
Smithfield$1,613
Snowville$1,649
Snyderville$1,721
South Jordan$1,829
South Ogden$1,709
South Salt Lake$1,973
South Weber$1,709
Spanish Fork$1,769
Spring City$1,661
Springdale$1,589
Springville$1,805
St. George$1,601
Stansbury Park$1,697
Sterling$1,649
Stockton$1,709
Summit$1,589
Summit Park$1,721
Sunnyside$1,601
Sunset$1,697
Syracuse$1,697
Tabiona$1,721
Talmage$1,697
Taylorsville$1,985
Teasdale$1,601
Thompson$1,553
Tooele$1,697
Toquerville$1,601
Torrey$1,601
Tremonton$1,661
Trenton$1,613
Tridell$1,673
Tropic$1,601
Uintah$1,709
Vernal$1,673
Vernon$1,697
Veyo$1,625
Vineyard$1,913
Virgin$1,577
Wales$1,661
Wallsburg$1,769
Washington$1,601
Washington Terrace$1,697
Wellington$1,577
Wellsville$1,613
Wendover$1,673
West Bountiful$1,721
West Haven$1,745
West Jordan$1,913
West Point$1,697
West Valley City$2,009
White City$1,829
Whiterocks$1,697
Willard$1,613
Woodruff$1,709
Woods Cross$1,745

Cheap auto insurance in Utah with bad credit

Company Avg. Annual Premium
The General $1,583
USAA $1,711
Nationwide $1,739
Progressive $2,736
American Family $2,835
Allstate $3,096
State Farm $5,891

Utah auto insurance rate by violation

Accident/Violation Avg. Annual Premium % Rate Increase $ Rate Increase
None $1,628 1% $10
One Med/PIP claim $1,637 2% $20
Not-at-fault accident $1,683 4% $65
Two Med/PIP claims $1,690 5% $72
One comp claim $1,694 5% $77
Two comp claims $1,748 8% $131
Failure to show documents $1,794 11% $176
Driving without lights $1,846 15% $229
Child safety restraint $1,846 15% $229
Failure to wear a seat belt $1,865 16% $247
Driving with expired registration $1,903 18% $285
Wrong way/wrong lane $2,010 26% $393
Speeding 6 - 10 MPH over limit $2,022 26% $405
Driving too slowly $2,024 256% $407
Texting while driving $2,026 25% $409
Cell phone violation $2,026 26% $409
Speeding in school zone $2,030 26% $412
Speeding 16 - 20 MPH over limit $2,032 26% $414
Speeding 11 - 15 MPH over limit $2,032 26% $414
Failure to stop at a red light $2,035 26% $418
Failure to yield $2,035 26% $418
Following too closely $2,035 26% $418
Illegal turn $2,035 26% $418
Improper passing $2,045 27% $427
Speeding 21 - 25 MPH over limit $2,130 32% $513
In 65 MPH zone $2,144 33% $527
Passing school bus $2,180 34% $562
At-fault accident - less than $1000 $2,243 39% $625
Operating a vehicle without permission $2,293 41% $675
Open container $2,341 45% $723
At-fault accident - $1000-$2000 $2,408 49% $791
At-fault accident - greater than $2000 $2,450 52% $833
Driving with a suspended license $3,242 101% $1,625
Refusal to submit to a chemical test $3,288 104% $1,670
Reckless driving $3,296 104% $1,678
Racing $3,300 104% $1,682
DUI $3,315 105% $1,697
Leaving scene of an accident/hit and run $3,443 113% $1,825

Car insurance price trends in Utah

Year Avg. Annual Premium — Utah Yearly Change — Utah Avg. Annual Premium — US Yearly Change — US
2021 $1,396 $83 $1,539 $56
2020 $1,323 $52 $1,493 $71
2019 $1,281 $94 $1,554 $33
2018 $1,197 -$619 $1,531 $94
2017 $1,806 $244 $1,447 $79
2016 $1,572 -$333 $1,378 $98
2015 $1,895 $226 $1,280 $61
2014 $1,679 $165 $1,239 $44
2013 $1,524 -$53 $1,205 -$70
2012 $1,587 $333 $1,286 $92

See what you could save on auto insurance

How to find the best car insurance in Utah

In Utah, having car insurance is required. It's not just a legal necessity, but it's also essential for safeguarding yourself and your assets. Increasing your current limits or adding more comprehensive coverage is highly suggested to keep you safe.

If you're concerned about your insurance premiums rising, it might be time to look for a better deal. Way.com is a wonderful place to start because it allows you to compare insurance rates from the nation's top providers side by side.

To find cheap car insurance in Utah, you must shop around. It's crucial to shop around because an insurance agent considers several factors determining how much you'll pay. For example, one company might place a higher value on your credit score than another. Others, on the other hand, might place a premium on your marital status. The argument is that because businesses don't publicize their pricing formulas, you never know what premium you'll get before you apply for a quote.

After you've had a good number of quotes, you'll need to compare discounts. Though the number of discounts a company provides is significant, the discounts you can use are even more. Calculate how much you'd save for each discount to narrow down your options. You will need to call and talk with a representative because some businesses don't readily advertise how much you'll save with each discount.

Another way to lower your premium is to improve your credit score or choose a higher deductible. If you want a higher deductible, be aware that you will get less money if you are involved in an accident.

Why Auto Insurance Costs More in Utah

  • Utah is a one-of-a-kind state, and car insurance companies have long found it to be a profitable and dependable state. In recent years, the population of Utah has exploded, and Utah auto insurance premiums are rising as a result of this.
  • The total amount of money paid out by insurance companies for accidents is steadily increasing. Even a seemingly little mishap might result in tens of thousands of dollars in damages.
  • The cost of medical bills from auto accidents continues to climb as our cars become safer, and technology makes accidents less common. This pattern can be attributed to several factors. First, medical treatment is incredibly costly; even a minor car accident can result in major medical expenses.
  • A loss ratio is the amount of money paid out in claims divided by the amount of premium written. Eventually, each company will figure out what works best for them, and when their loss ratios return to a respectable percentage, we should see rates level off, if not drop slightly.

As insurance companies strive to find out how to deal with Utah's ever-changing landscape, prices will continue to rise, following the trend of so many other places. How long do you think it'll take? Only time will tell if this is true.

Things to Know About Car Insurance When Moving to Utah

  • Utah is one of only a dozen states in the United States that follow a no-fault rule, which guarantees that your insurer is responsible for paying your medical costs regardless of who is at fault in an accident (up to coverage limits). Utah drivers are required by statute to buy personal injury insurance (PIP).
  • Utah provides at least $3000 in no-fault personal injury protection (PIP) insurance. According to the Utah Division of Motor Vehicles, all car occupants must have no-fault insurance.
  • All drivers in Utah are required to have liability insurance of 25/65/15.
  • For bodily injury/death, the maximum award is $25000 per person
  • Utah drivers must carry at least $3000 in personal injury insurance (or PIP). When it comes to personal harm, Utah's minimum liability provisions are reasonable compared to other states.
  • It's easy to imagine losses reaching $15000 if you're driving a new car. Many drivers should consider buying additional insurance just for this purpose.

How to Get Discounts on Car Insurance in Utah

Discount opportunities and schemes differ by business, so find out which ones you qualify to save money on car insurance in Utah. Some discounts are related to safe driving, such as a period without a chargeable accident or the completion of safe driving courses.

Some Utah insurance providers have incentives if you have several plans, such as home, life, or health insurance, in addition to car insurance. Safer cars, such as those equipped with airbags, may also be eligible for discounts.

Discounts available in Utah
Accident-Free Discount
Defensive Driving Course Discount
Good Driving Discount
Good Student Discount
Multiple vehicles car insurance Discount
Multiple Line Discount
Passive Restraint Discount
Student Away at School Discount
Vehicle Safety Discount

Utah Car Insurance Laws

The rules for car insurance in Utah are comparable to those in most other states. Carrying the absolute minimum of coverage, on the other hand, is unlikely to keep you entirely covered. Unfortunately, the high cost of emergency care means that even minor injuries can soon exceed your liability limitations, which is especially true if you harm many individuals. Similarly, the $15,000 property damage cap is far less than the typical cost of a new car.

Furthermore, you are not required to have insurance for your car in Utah. If you want to be completely protected, you should consider adding more coverage or increasing your current limits.

Utah Auto Insurance Requirements

In Utah, liability auto insurance is necessary to compensate for personal injuries and property damage caused by you in an at-fault collision. The injured party's lost wages and pain and suffering are covered under this policy. Please remember that your liability coverage will never cover your injuries or property damage.

Utah PIP Requirements

Personal injury protection is mandatory in Utah and pays for your injuries and medical costs incurred by you and your passengers in the event of an accident. It is accessible regardless of who is to blame.

In Utah, PIP does not offer coverage for lost wages by default, although added. Your policy must have a minimum amount of PIP coverage of $3,000 per person, while most carriers provide higher coverage amounts.

Auto Insurance Coverage Types

Each state mandates specific forms of insurance with specific liability limitations. According to the insurance industry, your bodily injury liability limits should be at least $100,000 per person and $300,000 per event.

Utah mandates liability coverage and at least $3,000 in personal injury protection as a no-fault state. There are other pertinent car insurance coverages for drivers in Utah.

Proof of Auto Insurance in Utah

In Utah, car insurance is mandatory, and all drivers must have proof of insurance on them at all times while driving. You're putting yourself at risk if you don't have the appropriate insurance, and you could face some serious consequences if you don't.

If you are convicted of driving without insurance in Utah, you will be charged with a Class B misdemeanor, which includes the following consequences:

  • A minimum fine of $400 (up to $1,000 for a second or subsequent infraction within three years) is imposed.
  • Suspension of your driver's license until you can show proof of insurance.
  • An SR-22 certificate must be filed.
  • Suspension of the car's registration is a possibility, with a $100 reinstatement cost.

Auto Insurance Data Methodology

The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.

Quotes are typically based on a full coverage policy average unless otherwise noted within the content.

These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com

Frequently Asked Questions

Who has the cheapest car insurance in Utah?

The lowest premiums for Utah drivers are Bear River ($384) and Safeco ($520).

How much is car insurance in Utah?

The average cost of auto insurance in Utah is $1112 a year, 22.1 percent less than the national average. Your car insurance rates are influenced by factors other than your geographic position. A person's driving record, credit history, gender, age, and marital status are taken into account when calculating car insurance premiums.

What car insurance is required in Utah?

In Utah, you must have the following minimum auto insurance coverages:

  • Liability for bodily injury is $25000 per person and $65000 per accident.
  • Liability for Property Damage: $15000 per accident.
  • Personal Injury Insurance (PIP) is capped at $3000 per accident.

Is it illegal to drive without insurance in Utah?

Utah is a "no-fault" jurisdiction, which means that all drivers must have auto insurance. You could face fines and have your registration and driver's license revoked if you don't have auto insurance.

Is Utah a no-fault state?

Since Utah is a "no-fault" auto insurance state, your options for filing a claim when you're hurt in a car accident are often minimal.

What is the penalty for driving without insurance in Utah?

Failure to have insurance or operator security is a Class B misdemeanor punishable by a fine of $400 for the first offense and $1000 for the second and subsequent offenses within three years of a prior conviction or bail forfeiture.

Do I need proof of insurance to register a car in Utah?

In Utah, you can't register a vehicle without having insurance. At the time of registration, proof of insurance is needed. In Utah, you have 60 days from the date of purchase to register a vehicle, but you can't drive it unless you have insurance.

How long do you have to carry SR22 in Utah?

In Utah, you'll need an SR-22 for three years. That means that drivers must retain the bare minimum of car insurance coverage required by Utah law for the next three years.

How much is car insurance for a 16-year-old in Utah?

For full coverage, the average auto insurance premium for a 16-year-old on their own policy is close to $7000 per year.

What is required to register a car in Utah?

To register your car in Utah, you'll need the following documents:

  • A completed vehicle application for a Utah title.
  • Current out-of-state registration proof of safety inspection.
  • The payment of the fees associated with registering a car in Utah.

Learn more by city and state for car insurance



Learn more by city and state for car insurance




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