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Having good car insurance is as essential as owning a car. Be mindful that car insurance in Nebraska is never cheap. The average insurance rate in Nebraska makes it the 29th most expensive state for car insurance in the US. So, be prepared to shell out some dollars if you have poor credit, have a great history of claims, or are a first-time driver. But there's nothing to worry about! Many auto insurance companies provide cheap car insurance in Nebraska. We constantly monitor car insurance companies in Nebraska for prices and product offers to zero on insurance companies providing cheap auto insurance in Nebraska.

But, be constantly mindful that the best car insurance company in Nebraska may not offer the most affordable one. So, the challenge is to find the best and cheapest Nebraska car insurance. And that's where Way.com will help you find affordable car insurance in Nebraska. Read more to know about the insurance rates in Nebraska for various categories like minimum coverage, full coverage, premiums with driving violations, and more.

Minimum required auto insurance coverage in Nebraska

Before registering your car, it is mandatory that you buy the minimum required insurance coverage in all US states. In Nebraska, drivers must have liability and uninsured motorist coverages equal to or greater than the minimums listed below.

Coverage Type Minimum Coverage Limit
Bodily Injury Liability (per person) $25000
Bodily Injury Liability (per accident) $50000
Property Damage Liability (per accident) $25000
Uninsured motorist $25000 bodily injury per person/$50000 bodily injury per accident

Cheapest car insurance in Nebraska for minimum required coverage

Nationwide offers the most affordable minimum coverage for drivers having no military affiliation, with Farmers Mutual offering competitive pricing. MetLife has the highest average insurance rates. But, be mindful that signing up for high insurance coverage with several insurers can be less costly than signing up for minimum coverage with other insurers.

COMPANY AVERAGE ANNUAL RATE
USAA $898
Nationwide $1,021
Farmers Mutual $1,106
The General $1,207
Allied $1,232
Statewide Average $1,232
AAA $1,243
State Farm $1,248
Progressive $1,329
Allstate $1,381
Iowa Farm Bureau $1,410
Farmers Insurance $1,497
MetLife $1,857

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Do I need more than the minimum required state coverage in Nebraska?

Having auto insurance with higher coverage safeguards you financially always. Though you may have to pay higher premiums, it will help you save a lot of money, time, and energy while considering the long term. It is never safe to carry the state-mandated minimums, which can put you and your investments in danger. Though Nebraska's liability limitations are on the higher side, it never guarantees that you will receive enough protection. So, you can go for higher auto insurance if you want to get insured better.

Nebraska car insurance laws

Nebraska doesn't have no-fault auto insurance. So, the driver who causes the accident will be responsible for all the damages. If you get injured, you can file a claim against the driver who caused the damage and their insurance policy. According to Nebraska car insurance laws, you need to have liability coverage.

Having liability coverage pays for bodily injuries and property damage due to an accident caused by a driver's carelessness. It is mandatory to have car insurance in Nebraska, and it safeguards yourself and your assets. You should add coverage or increase the existing limits to get more protection. Driving without insurance is a Class II offense in Nebraska and can earn you penalties.

  • You will have to pay a minimum fine of $50.
  • Your license can get suspended until you produce proof of insurance.
  • You will have to file an SR-22 certificate. Be mindful that car insurance with an SR-22 is more costly than a standard policy in Nebraska. The surge in cost is due to the high-risk violation and added license points. Rates can even go higher based on the severity and number of violations. In Nebraska, the minimum SR-22 insurance coverage can charge you around $841 per year for drivers with a DUI.

PIP laws in Nebraska

Personal Injury Protection (PIP) coverage is optional in Nebraska. You can add this coverage to your existing insurance policy to get further protection. PIP also covers pedestrians and passengers who get injured. PIP gets vital as the pedestrians and passengers may get very costly damages. So, if you want advanced protection, add a PIP to your insurance policy. If not, you can consider adding MedPay coverage to the existing car insurance policy.

Auto insurance coverage types

Like all other states, Nebraska has laws directing car owners to get a minimum amount of liability auto insurance during an accident on the state's highways and roads. Nebraska car insurance laws state that you need to have liability coverage. However, look into these additional coverage alternatives if you're planning to increase the insurance coverage and protection.

Proof of auto insurance in Nebraska

Like all other states, you should have a specific amount of insurance coverage if you're driving in Nebraska. Insurance is a way to protect yourself and other drivers on the road. It is mandatory to carry proof of insurance while you drive. The insurance proof must also be provided at the request of any law enforcement official. Driving without car insurance can easily earn your penalties.

Except on trailers, snowmobiles, boats, vehicles with dealer plates, and trucks with campers on the back, proof of financial responsibility is required on all vehicles registered in Nebraska state and should be carried in the vehicle at all times. The acceptable proof of financial responsibility is one of the following as given in the official Nebraska dmv website.

  • Insurance certificate.
  • A bond issued by any surety company licensed to do business in the state.
  • Property bond.
  • Certificate of Deposit or securities or money.
  • Certificate of Self Insurance that the Nebraska Department of Motor Vehicles issues.

Average cost of auto insurance companies in Nebraska

Nebraska's average auto car insurance cost is around $786 per year or $65 per month for minimal coverage. At the same time, the average cost for full-coverage insurance costs around $1606 per year. The car insurance rates in Nebraska also depend on many other factors. Your age, gender, marital status, car, and driving history all have an impact on your premium. Also, your credit score and the number of miles driven will be considered. You need to compare multiple carriers to ensure you get affordable car insurance in Nebraska for your specific financial situation.

Cheapest car insurance quotes for Nebraska drivers

In Nebraska, drivers with a clean driving record typically pay less for car insurance than those with a history of at-fault accidents, speeding tickets, or DUI records. Nationwide offers the cheapest car insurance in Nebraska. Farmers Insurance charges you the highest amount for car insurance, making it the most expensive among the companies.

COMPANY AVERAGE ANNUAL RATE
Nationwide $932
USAA $935
Farmers Mutual $1,126
The General $1,237
Statewide Average $1,257
State Farm $1,285
Progressive $1,382
Allstate $1,416
Iowa Farm Bureau $1,450
Farmers Insurance $1,546

Cheapest auto insurance in Nebraska for young drivers

Young drivers aged between 16 and 25 pay the highest auto insurance rates in Nebraska. The most expensive premiums are paid by those aged between 16-19. Young drivers need to pay these higher premiums due to the risk presented by their inexperience. Farmers Mutual offers the lowest car insurance rates in Nebraska for young drivers. At the same time, Farmers Insurance charges you the highest premium in this category. Female teen drivers pay around $4100 a year to get their auto car insurance.

COMPANY 18-YEAR-OLD FEMALES 18-YEAR-OLD MALES
Allstate $4,503 $4,759
Farmers Insurance $7,102 $7,688
Farmers Mutual $2,388 $2,771
The General $4,204 $5,929
Iowa Farm Bureau $3,221 $3,352
Nationwide $3,136 $4,058
Progressive $6,553 $7,274
State Farm $3,018 $3,858
USAA $2,662 $2,770
Statewide Average $4,087 $4,718

Cheap car insurance for Nebraska drivers with a speeding ticket

You will get affordable auto car insurance if you have a clean driving record in Nebraska. However, expect the insurance costs to surge high once you earn a speeding ticket. The car insurance premiums usually increase by around 32% after an at-fault accident, 14% after a speeding ticket, and 39% after a DUI. Nationwide offers the lowest car insurance if you've got a speeding ticket.

COMPANY AVERAGE ANNUAL RATE
Nationwide $1,104
USAA $1,155
Farmers Mutual $1,233
The General $1,237
State Farm $1,368
Statewide Average $1,460
Progressive $1,704
MetLife $1,727
Allstate $1,540
Iowa Farm Bureau $1,822
Allied $1,956
AAA $1,964
Farmers Insurance $1,980

Cheap auto insurance for Nebraska drivers with a DUI

Your insurance rates are sure to skyrocket if caught driving under the influence in your car. Expect your insurance rates to surge by 45-50% if you get a DUI record. State Farm offers the cheapest insurance rates for drivers with a DUI record.

COMPANY AVERAGE ANNUAL RATE
State Farm $1,368
Progressive $1,507
Allied $1,531
Nationwide $1,762
Allstate $1,795
USAA $1,887
AAA $2,036
Farmers Insurance $2,111
Statewide Average $2,132
Farmers Mutual $2,228
Iowa Farm Bureau $2,940
MetLife $3,574
The General $3,590

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Cheap auto insurance for Nebraska drivers after a car accident

The auto car insurance rates will be higher if you get involved in an accident than receiving a speeding ticket. Usually, USAA offers the cheapest auto car insurance for Nebraska drivers with a maximum of one accident record. If not eligible for USAA, then go for Farmers Mutual insurance. Be aware that some Nebraska car insurance companies surge the annual premium rates after an at-fault accident.

COMPANY AVERAGE ANNUAL RATE
USAA $1,335
Farmers Mutual $1,358
Allied $1,369
AAA $1,373
State Farm $1,441
Nationwide $1,540
Allstate $1,640
Statewide Average $1,791
Progressive $2,124
Farmers Insurance $2,187
Iowa Farm Bureau $2,228
The General $2,270
MetLife $3,036

Cheap car insurance for married Nebraska drivers

Usually, married drivers pay less for premiums when compared to single drivers in Nebraska. It is because married drivers don't file many auto car insurance claims like single drivers. Nationwide offers the cheapest car insurance for married drivers with an annual rate of $1385 per year. Progressive offers the second cheapest insurance rates for married drivers in Nebraska.

Company Annual Rate
Nationwide $1,385
Progressive $1,433
Farm Bureau $1,517
State Farm $1,541
American Family $1,613
Allstate $2,057
Farmers $2,261

Cheap full coverage car insurance quotes for young drivers with an accident history

Accident history can cause car insurance rates to increase substantially. It means that young drivers may need to pay a 22-27% higher premium than the standard rates. American Family offers the cheapest insurance rates for young drivers with an accident history, followed by Allstate.

Companies Annual rates
American Family $1652
Allstate $1721
State Farm $1789
Farm Bureau $1836
Nationwide $2378

Compare car insurance rates in top cities

The car insurance rates vary based on the city you live. Though the average price of full coverage insurance comes around $1745 in Nebraska, this can change depending on the state or city you live in. Be mindful that car insurance rates are higher in large cities as accidents and auto theft happen more frequently. Bradshaw has the cheapest car insurance rates, whereas Palisade pays the most for auto car insurance.

CityAnnual Rate
Abie$1,661
Albion$1,697
Alda$1,637
Alexandria$1,697
Allen$1,685
Alliance$1,733
Alvo$1,757
Amelia$1,769
Ames$1,733
Amherst$1,685
Angora$1,757
Anselmo$1,805
Ansley$1,817
Arapahoe$1,745
Arcadia$1,781
Archer$1,685
Arlington$1,745
Ashby$1,841
Ashland$1,781
Ashton$1,769
Atkinson$1,793
Atlanta$1,685
Auburn$1,697
Aurora$1,601
Axtell$1,625
Ayr$1,649
Barneston$1,757
Bartlett$1,805
Bartley$1,841
Bassett$1,817
Battle Creek$1,709
Bayard$1,817
Beatrice$1,733
Beaver Crossing$1,697
Bee$1,709
Beemer$1,709
Belden$1,709
Belgrade$1,733
Bellevue$1,733
Bellwood$1,661
Belvidere$1,697
Benedict$1,625
Benkelman$1,853
Bennet$1,757
Bennington$1,757
Bertrand$1,721
Bingham$1,793
Bladen$1,685
Blair$1,817
Bloomfield$1,661
Bloomington$1,721
Blue Hill$1,673
Blue Springs$1,769
Boelus$1,721
Boys Town$1,733
Bradshaw$1,601
Brady$1,805
Brainard$1,697
Brewster$1,757
Bridgeport$1,805
Bristow$1,769
Broadwater$1,805
Brock$1,721
Broken Bow$1,781
Brule$1,805
Bruno$1,661
Brunswick$1,709
Burchard$1,769
Burr$1,733
Burwell$1,805
Bushnell$1,805
Butte$1,805
Byron$1,673
Cairo$1,649
Callaway$1,829
Cambridge$1,745
Campbell$1,685
Carleton$1,661
Carroll$1,709
Cedar Bluffs$1,709
Cedar Creek$1,745
Cedar Rapids$1,745
Center$1,733
Central City$1,649
Ceresco$1,721
Chadron$1,817
Chambers$1,757
Champion$1,829
Chappell$1,793
Chester$1,685
Clarks$1,673
Clarkson$1,697
Clatonia$1,757
Clay Center$1,649
Coleridge$1,661
Colon$1,733
Columbus$1,637
Comstock$1,829
Cook$1,733
Cordova$1,685
Cortland$1,757
Cozad$1,733
Crab Orchard$1,745
Crawford$1,829
Creston$1,661
Crete$1,721
Crofton$1,697
Crookston$1,781
Culbertson$1,865
Curtis$1,901
Dakota City$1,757
Dalton$1,781
Danbury$1,829
Davenport$1,685
Davey$1,721
David City$1,673
Dawson$1,733
Daykin$1,685
De Witt$1,769
Deweese$1,637
Dickens$1,901
Diller$1,697
Dix$1,793
Dixon$1,685
Dodge$1,757
Douglas$1,793
Du Bois$1,709
Dunbar$1,733
Duncan$1,685
Dunning$1,817
Dwight$1,661
Eagle$1,745
Eddyville$1,781
Edison$1,745
Elgin$1,709
Elk Creek$1,733
Ellsworth$1,793
Elm Creek$1,661
Elmwood$1,781
Elsie$1,829
Elsmere$1,745
Elwood$1,757
Elyria$1,745
Emerson$1,745
Emmet$1,757
Enders$1,841
Ericson$1,781
Eustis$1,781
Ewing$1,769
Exeter$1,673
Fairbury$1,745
Fairfield$1,649
Fairmont$1,661
Falls City$1,709
Farnam$1,793
Farwell$1,685
Firth$1,805
Fontanelle$1,745
Fordyce$1,697
Fort Calhoun$1,853
Franklin$1,733
Fremont$1,673
Friend$1,685
Fullerton$1,673
Funk$1,661
Garland$1,697
Geneva$1,661
Genoa$1,721
Gering$1,829
Gibbon$1,625
Gilead$1,661
Giltner$1,649
Glenvil$1,661
Goehner$1,709
Gordon$1,817
Gothenburg$1,721
Grafton$1,661
Grand Island$1,637
Grant$1,769
Greeley$1,685
Greenwood$1,769
Gresham$1,673
Gretna$1,757
Gross$1,769
Guide Rock$1,673
Hadar$1,685
Haigler$1,853
Hallam$1,805
Halsey$1,817
Hampton$1,625
Hardy$1,673
Harrisburg$1,853
Harrison$1,805
Hartington$1,637
Hastings$1,637
Hay Springs$1,817
Hazard$1,829
Heartwell$1,673
Hebron$1,685
Hemingford$1,769
Henderson$1,601
Hendley$1,781
Herman$1,793
Hershey$1,841
Hickman$1,793
Hildreth$1,697
Holbrook$1,733
Holdrege$1,649
Holstein$1,637
Homer$1,769
Hooper$1,721
Hordville$1,625
Howells$1,721
Hubbard$1,781
Hubbell$1,649
Humboldt$1,709
Humphrey$1,673
Huntley$1,697
Imperial$1,865
Inavale$1,685
Indianola$1,829
Inland$1,673
Inman$1,769
Ithaca$1,769
Jackson$1,733
Jansen$1,697
Johnson$1,733
Johnstown$1,829
Julian$1,769
Juniata$1,625
Kearney$1,601
Kennard$1,793
Keystone$1,829
Kilgore$1,769
Kimball$1,793
La Vista$1,673
Lakeside$1,805
Lamar$1,829
Laurel$1,661
Lawrence$1,697
Lebanon$1,841
Leigh$1,697
Lemoyne$1,817
Lewellen$1,805
Lewiston$1,733
Lexington$1,781
Liberty$1,757
Lincoln$1,661
Lindsay$1,697
Linwood$1,685
Lisco$1,793
Litchfield$1,829
Long Pine$1,805
Loomis$1,673
Lorton$1,733
Louisville$1,745
Loup City$1,793
Lyman$1,829
Lynch$1,733
Lyons$1,757
Macy$1,829
Madison$1,685
Madrid$1,805
Magnet$1,697
Malcolm$1,721
Malmo$1,745
Manley$1,781
Marquette$1,637
Marsland$1,805
Martell$1,757
Maskell$1,697
Mason City$1,817
Max$1,853
Maywood$1,817
McCook$1,841
McCool Junction$1,637
McGrew$1,805
McLean$1,673
Mead$1,721
Meadow Grove$1,697
Melbeta$1,805
Memphis$1,745
Merna$1,781
Merriman$1,805
Milburn$1,805
Milford$1,697
Miller$1,685
Milligan$1,697
Mills$1,829
Minatare$1,853
Minden$1,649
Mitchell$1,805
Monowi$1,733
Monroe$1,649
Moorefield$1,841
Morrill$1,829
Morse Bluff$1,721
Murdock$1,793
Murray$1,769
Naper$1,793
Naponee$1,733
Nebraska City$1,685
Nehawka$1,757
Neligh$1,721
Nemaha$1,757
Nenzel$1,817
Newman Grove$1,673
Newport$1,793
Nickerson$1,745
Niobrara$1,685
Norfolk$1,661
North Bend$1,745
North Platte$1,781
O'Neill$1,757
Oak$1,673
Oakdale$1,709
Oakland$1,757
Oconto$1,817
Odell$1,781
Odessa$1,637
Offutt AFB$1,709
Ogallala$1,793
Ohiowa$1,685
Omaha$1,901
Ong$1,661
Orchard$1,733
Ord$1,805
Orleans$1,721
Osceola$1,685
Oshkosh$1,781
Osmond$1,673
Otoe$1,745
Oxford$1,757
Page$1,745
Palisade$1,925
Palmer$1,673
Palmyra$1,745
Panama$1,757
Papillion$1,697
Parks$1,829
Pawnee City$1,733
Pender$1,709
Peru$1,721
Petersburg$1,721
Phillips$1,673
Pickrell$1,733
Pierce$1,673
Pilger$1,709
Plainview$1,697
Platte Center$1,649
Plattsmouth$1,733
Pleasant Dale$1,709
Pleasanton$1,661
Plymouth$1,721
Polk$1,637
Ponca$1,709
Prague$1,769
Primrose$1,709
Purdum$1,781
Ragan$1,709
Ralston$1,769
Randolph$1,697
Ravenna$1,649
Raymond$1,745
Red Cloud$1,685
Republican City$1,697
Reynolds$1,661
Richfield$1,721
Rising City$1,673
Riverdale$1,661
Riverton$1,721
Roca$1,733
Rockville$1,793
Rogers$1,745
Rosalie$1,709
Royal$1,733
Rulo$1,721
Rushville$1,769
Ruskin$1,673
Saint Helena$1,709
Salem$1,733
Sargent$1,817
Saronville$1,673
Schuyler$1,709
Scotia$1,709
Scottsbluff$1,805
Scribner$1,745
Seneca$1,817
Seward$1,697
Shelby$1,685
Shelton$1,649
Shickley$1,661
Shubert$1,721
Sidney$1,769
Smithfield$1,745
Snyder$1,757
South Sioux City$1,769
Sparks$1,793
Spencer$1,817
Sprague$1,745
Springfield$1,721
Springview$1,805
St Columbans$1,781
St. Edward$1,733
St. Paul$1,649
Stamford$1,733
Stanton$1,709
Staplehurst$1,733
Stapleton$1,817
Steele City$1,685
Steinauer$1,757
Stella$1,721
Stockville$1,853
Strang$1,649
Stratton$1,865
Stromsburg$1,625
Sumner$1,745
Superior$1,685
Surprise$1,637
Sutton$1,649
Swanton$1,733
Syracuse$1,733
Table Rock$1,769
Talmage$1,733
Taylor$1,829
Tecumseh$1,733
Tekamah$1,781
Terrytown$1,829
Thedford$1,817
Thurston$1,745
Tilden$1,685
Tobias$1,709
Trenton$1,865
Trumbull$1,673
Tryon$1,853
Uehling$1,745
Ulysses$1,637
Unadilla$1,745
Union$1,745
Upland$1,697
Utica$1,685
Valentine$1,793
Valley$1,781
Valparaiso$1,721
Venango$1,829
Verdigre$1,733
Verdon$1,745
Virginia$1,769
Wahoo$1,745
Wakefield$1,673
Wallace$1,841
Walthill$1,769
Walton$1,745
Washington$1,781
Waterbury$1,697
Wauneta$1,877
Wausa$1,673
Waverly$1,769
Wayne$1,709
Weeping Water$1,793
Wellfleet$1,817
West Point$1,709
Western$1,733
Westerville$1,817
Weston$1,709
Whiteclay$1,781
Whitman$1,793
Whitney$1,781
Wilcox$1,673
Willow Island$1,697
Wilsonville$1,745
Winnetoon$1,721
Winside$1,745
Winslow$1,745
Wisner$1,733
Wolbach$1,697
Wood Lake$1,781
Wood River$1,649
Woodland Park$1,673
Wymore$1,769
Wynot$1,709
York$1,601
Yutan$1,745

Cheap auto insurance in Nebraska with bad credit

Company Avg. Annual Premium
Nationwide $1,713
USAA $2,219
The General $2,326
Farmers $2,813
Allstate $3,411
Progressive $4,913
State Farm $11,652

Nebraska auto insurance rate by violation

Accident/Violation Avg. Annual Premium % Rate Increase $ Rate Increase
None $1,826 1% $10
One Med/PIP claim $1,830 1% $14
Not-at-fault accident $1,925 6% $109
One comp claim $1,958 7% $143
Two Med/PIP claims $1,970 9% $154
Failure to wear a seat belt $2,029 12% $213
Cell phone violation $2,031 12% $215
Texting while driving $2,031 12% $215
Failure to show documents $2,032 12% $217
Driving with expired registration $2,045 13% $229
Driving without lights $2,064 14% $248
Failure to yield $2,090 16% $275
Child safety restraint $2,093 16% $277
Driving too slowly $2,095 16% $279
Speeding in school zone $2,106 16% $291
Failure to stop at a red light $2,119 17% $303
Illegal turn $2,131 18% $315
Speeding 6 - 10 MPH over limit $2,156 19% $340
Following too closely $2,160 19% $344
Passing school bus $2,164 20% $348
Speeding 11 - 15 MPH over limit $2,183 21% $368
Improper passing $2,185 21% $370
Two comp claims $2,189 21% $374
Speeding 16 - 20 MPH over limit $2,199 22% $383
Speeding 21 - 25 MPH over limit $2,240 24% $425
Wrong way/wrong lane $2,250 24% $434
In 65 MPH zone $2,339 29% $523
Operating a vehicle without permission $2,364 31% $549
At-fault accident - less than $1000 $2,377 31% $561
Open container $2,392 32% $576
At-fault accident - $1000-$2000 $2,618 45% $802
At-fault accident - greater than $2000 $2,667 47% $851
Reckless driving $3,040 68% $1,225
Driving with a suspended license $3,141 73% $1,325
Refusal to submit to a chemical test $3,212 77% $1,397
DUI $3,288 82% $1,473
Racing $3,369 86% $1,553
Leaving scene of an accident/hit and run $3,378 87% $1,563

Car insurance price trends in Nebraska

Year Avg. Annual Premium - Nebraska Yearly Change - Nebraska Avg. Annual Premium - US Yearly Change - US
2021 $1,599 $78 $1,539 $56
2020 $1,531 $93 $1,493 $71
2019 $1,448 $178 $1,554 $33
2018 $1,280 -$536 $1,531 $94
2017 $1,806 $244 $1,447 $79
2016 $1,572 -$313 $1,378 $88
2015 $1,895 $226 $1,290 $61
2014 $1,679 $165 $1,239 $44
2013 $1,524 -$53 $1,205 -$70
2012 $1,587 $333 $1,286 $92

How to get discounts on car insurance in Nebraska

Be always aware that discounts vary based on the insurance companies. So, the best way to get discounted insurance is by contacting them directly to determine which ones you qualify for.

Auto Insurance Data Methodology

The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.

Quotes are typically based on a full coverage policy average unless otherwise noted within the content.

These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com

Car insurance in Nebraska: Frequently asked questions

Is it illegal not to have car insurance in Nebraska?

Expect to be charged with a Class II offense if you are caught driving without insurance in Nebraska. Also, expect penalties like a minimum fine of $50, suspension of license till you provide insurance proof, and getting an SR-22 certificate.

What are the minimum requirements for auto insurance in Nebraska?

Nebraska car insurance policies include $25000 for bodily injuries per person and $50000 for bodily injuries per accident. The property damage liability coverage includes coverage of $25000. The coverage includes $25000 bodily injury per person and $50000 bodily injury per accident for uninsured motorists.

How much is car insurance in Nebraska?

Nebraska's average auto car insurance cost is around $786 per year or $65 per month for minimal coverage. At the same time, the average cost for full-coverage insurance costs around $1606 per year.

What happens if you get into a car accident without insurance in Nebraska?

Nebraska doesn't have no-fault auto insurance. So, the driver who causes the accident will be responsible for all the damages. Whenever you get involved in an accident in Nebraska, whether you are at fault or not, the law enforcement officer on the scene will request proof of insurance from all involved drivers. You will usually be given a court date within ten days if you fail to provide adequate proof of insurance at the scene. Within ten days, you need to present proof that you were insured at the time of the accident. If you fail to do so, your driver's license will get suspended.

Learn more by city and state for car insurance



Learn more by city and state for car insurance




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