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Cheapest Car Insurance Quotes in Angora

  • Finding the cheapest car insurance quotes in Angora shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
  • We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
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401,895 Policies Sold
Angora Car Insurance
$ 17

/mo

Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

How Much Is Car Insurance in Angora

The car insurance rate in Angora is $1009 for a six-month policy, which is $75 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $288, making it a popular choice for budget-conscious drivers. Rates in Angora can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Angora

$1009

National Average

$1140

Cheapest Car Insurance Companies in Angora

1st place: American National P&C

At $288 for a six month policy, American National P&C offers the cheapest auto insurance rates in the city. 

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $443 for a six-month policy, making it one of the cheapest to insure with. 

3rd place: American National

American National offers auto insurance rates at $558 for six months, making it the third cheapest auto insurance company in Angora.

Angora Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Angora, NE is American National P&C, offering policies at just $288 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $443.

At the higher end of the spectrum, American Family is the most expensive, with rates reaching $1091 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Angora drivers find the best deals.

Cheap Car Insurance Companies in Angora, NE

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American National P&C $288 $49
Auto-Owners Insurance Co $443 $73
American National $558 $94
Farmers Mutual of Nebraska $603 $102
Shelter $616 $105
IMT Insurance Company $629 $105
Auto-Owners $879 $148
USAA $969 $163
Farmers $1026 $175
Progressive $1058 $178
State Farm $1148 $193
North Star Mutual $1360 $227
Allstate $1597 $269
Farm Bureau $1931 $322
Nationwide $1950 $332
American Family $1091 $181
Key Takeaways

Way's key takeaways about car insurance in Angora

  • The auto insurance costs in Angora fall around $288 for six months. 
  • The cheapest auto insurance company in Angora is American National P&C.
  • Teen drivers pay the highest rate in Angora at $443 per month.

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Cheapest Minimum Liability Car Insurance in Angora

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Angora are given below. 

American National P&C provides the cheapest minimum car insurance coverage in Angora. Their Average 6 Month Premium is $103. North Star Mutual Insurance is the most expensive at $173 for the same period. 

Cheapest Liability Coverage in Angora, NE

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American National P&C $103 $17
American National $109 $18
Farmers Mutual of Nebraska $161 $27
North Star Mutual $199 $33
Auto-Owners Insurance Co $212 $36
Farmers $218 $37
IMT Insurance $225 $38
Progressive $225 $38
USAA $225 $38
Auto-Owners $238 $40
Iowa Farm Bureau $257 $43
Shelter $264 $44
State Farm $264 $44
Farm Bureau $366 $63
Allstate $507 $85
Nationwide $654 $111
American Family $314 $53
North Star Mutual Insurance $173 $29

Cheapest Full Coverage Car Insurance in Angora

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Angora is American National P&C at $49 per month and $288 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Angora, NE

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American National P&C $288 $49
Auto-Owners Insurance Co $443 $73
American National $558 $94
Farmers Mutual of Nebraska $603 $102
Shelter $616 $105
IMT Insurance Company $629 $105
Auto-Owners $879 $148
USAA $969 $163
Farmers $1026 $175
Progressive $1058 $178
State Farm $1148 $193
North Star Mutual $1360 $227
Allstate $1597 $269
Farm Bureau $1931 $322
Nationwide $1950 $332
American Family $1091 $181

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Average Car Insurance in Angora by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Angora, NE increasing?

Despite maintaining a clean driving record, your car insurance rates in Angora, Nebraska, may be increasing due to several external factors. Nebraska has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Angora's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs. 

Car Insurance Premiums by Age in Angora

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group Cheapest Companies Avg. 6 Mo. Premium
20s Farm Bureau Mutual $767
30s USAA $594
40s USAA $529
50s USAA $505
60s USAA $505
70s USAA $589

Cheapest Car Insurance Rates for Teen Drivers in Angora,NE

If you are planning to get a car insurance policy for your teenage dependent, American National P&C provides the cheapest car insurance in the Angora at $21 per month. At $2605 for a six-month premium, American Family offers the most expensive rate for teen drivers.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American National P&C $122 $21
Farmers $199 $33
North Star Mutual Insurance $269 $45
Iowa Farm Bureau $288 $49
Auto-Owners Insurance Co $295 $50
Farmers Mutual of Nebraska $982 $165
American National $1231 $210
USAA $1475 $248
Auto-Owners $2219 $374
State Farm $2354 $396
Progressive $2400 $404
Allstate $3502 $590
Farm Bureau $4222 $718
Nationwide $6633 $1106
American Family $2605 $443

Teen Car Insurance Rates in NE by Age

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Way Tip

If you are in your twenties Farm Bureau Mutual is the best choice for car insurance in Angora.

As young drivers face the highest rates in Angora, Farm Bureau Mutual offers the cheapest auto insurance rates at $767 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Angora, American National P&C is the cheapest car insurance provider. At $360 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Angora is American Family, offering rates of around $1867 for six months. 

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American National P&C $360 $59
IMT Insurance Company $404 $69
Shelter $430 $71
Iowa Farm Bureau $500 $85
Farmers Mutual of Nebraska $667 $112
Progressive $1110 $187
USAA $1386 $231
Auto-Owners $2470 $420
Allstate $2483 $414
Nationwide $2732 $464
Farm Bureau $3599 $599
State Farm $5793 $985
American Family $1867 $311

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Car Insurance Rates with An Accident in Angora

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Angora, NE, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Angora

The cheapest car insurance companies after an at-fault accident in Angora include American National P&C and Farmers, offering $148 and $238, respectively. American Family is an expensive provider with an average six-month premium of $1309.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American National P&C $148 $25
Farmers $238 $40
Auto-Owners Insurance Co $244 $41
North Star Mutual $347 $59
Iowa Farm Bureau $397 $66
North Star Mutual Insurance $462 $79
American National $629 $105
Farmers Mutual of Nebraska $635 $107
Auto-Owners $738 $124
USAA $738 $124
State Farm $783 $132
Progressive $1052 $177
Allstate $2380 $401
Farm Bureau $3073 $523
Nationwide $3162 $527
American Family $1309 $218

Angora Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Angora NE. For example, the car insurance in Angora after a DUI increases to $1033 for a six month policy. While the rate increases by $205 for a six-month policy in the case of a speeding ticket.  

Angora auto insurance quotes by violations

Accident/Violation Avg. 6 Mo Premium Avg. Monthly Premium
None $1097 $183
One Med/PIP claim $1097 $187
Not-at-fault accident $1193 $199
Driving without lights $1219 $207
Failure to show documents $1219 $203
Driving with expired registration $1231 $210
Failure to wear a seat belt $1231 $205
Two Med/PIP claims $1238 $211
Cell phone violation $1244 $207
One comp claim $1244 $212
Texting while driving $1244 $207
Failure to yield $1264 $215
Child safety restraint $1270 $212
Driving too slowly $1270 $216
Speeding in school zone $1283 $214
Failure to stop at a red light $1290 $219
Illegal turn $1302 $217
Passing school bus $1302 $221
Speeding 6 - 10 MPH over limit $1302 $217
Following too closely $1309 $222
Improper passing $1322 $220
Speeding 11 - 15 MPH over limit $1335 $227
Speeding 16 - 20 MPH over limit $1353 $226
Wrong way/wrong lane $1379 $234
Speeding 21 - 25 MPH over limit $1392 $232
Operating a vehicle without permission $1462 $248
In 65 MPH zone $1482 $247
Two comp claims $1495 $254
Open container $1534 $256
At-fault accident - less than $1000 $1571 $267
At-fault accident - $1000-$2000 $1713 $285
At-fault accident - greater than $2000 $1713 $292
Reckless driving $1944 $324
Driving with a suspended license $2008 $341
Refusal to submit to a chemical test $2073 $346
DUI $2130 $362
Leaving scene of an accident/hit and run $2162 $361
Racing $2169 $368

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Angora after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Angora.

The cheapest car insurance premiums in Angora are offered by American National P&C at $166 for a six-month policy. However, it can be as expensive as $1091 with companies like American Family.

Angora car insurance quotes with a DUI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American National P&C $166 $28
Farmers $391 $65
IMT Insurance Company $482 $82
Auto-Owners Insurance Co $519 $86
Iowa Farm Bureau $526 $90
Shelter $584 $97
American National $674 $114
Progressive $834 $140
Farmers Mutual of Nebraska $1001 $168
USAA $1309 $220
State Farm $1335 $225
Auto-Owners $1366 $230
Farm Bureau $1386 $233
Allstate $1995 $336
Nationwide $4331 $737
American Family $1091 $186

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Angora are offered by American National P&C at $129. However, it can be as expensive as $1206 with companies like American Family for a similar six-month premium.

Cheapest Car Insurance in Angora after Speeding ticket

Company Avg. 6 Mo. Premium Avg. Monthly Premium
American National P&C $129 $22
Auto-Owners Insurance Co $275 $46
IMT Insurance Company $321 $55
Iowa Farm Bureau $327 $54
Farmers Mutual of Nebraska $519 $87
State Farm $731 $123
Auto-Owners $834 $141
Progressive $982 $165
USAA $1008 $172
Allstate $1770 $295
Farm Bureau $2316 $394
Nationwide $2611 $435
American Family $1206 $205

Car Insurance Price Trends in Angora, Nebraska

Car insurance rates in Angora have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Angora rose by $202 in December compared to $177 of November. In other words, there has been an increase by $25 when you compare December and November.

The average cost of liability insurance in the Angora rose to $41 in December, compared to $40 in November. This represents an increase of $1 when comparing December and November.


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Frequently Asked Questions

How much is car insurance in Angora?

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The car insurance in Angora is $17 per month, which is lower than the national average.

What is the cheapest car insurance in Angora?

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The cheapest car insurance in Angora is $49 per month for full coverage.

How much is car insurance in Angora for teenagers?

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Car insurance for teenagers costs $122 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Angora?

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The average cost of car insurance is $934 for a six-month policy. It will cost around $170 per month to insure your car in Angora.

Is car insurance expensive in Angora?

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Car insurance can be expensive in Angora if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Angora can be affordable.

What is the best car insurance in Angora, NE?

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The best car insurance company in Angora NE is American National P&C, offering $288 for a six-month policy.

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