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Finding the cheapest car insurance quotes in Dolomite shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Dolomite
The car insurance rate in Dolomite is $1109 for a six-month policy, which is $136 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $576, making it a popular choice for budget-conscious drivers. Rates in Dolomite can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $576 for a six
month policy, AutoOwners Insurance Co offers
the cheapest
auto
insurance rates in the city.
2nd place: Travelers
Travelers offers auto
insurance rates at $799 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Cincinnati
Cincinnati offers auto insurance
rates at $860
for six months, making it
the third cheapest auto insurance company in Dolomite.
Dolomite Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Dolomite, AL is AutoOwners Insurance Co, offering policies at just $576 for a six-month term. This is followed by Travelers, which has an average six-month premium of $799.
At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $2282 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Dolomite drivers find the best deals.
Way's key takeaways about car insurance in Dolomite
The auto insurance costs in Dolomite fall around $576 for six
months.
The cheapest auto insurance company in Dolomite is Cincinnati.
Teen drivers pay the highest rate in Dolomite at $1240 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Dolomite
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Dolomite are given below.
Cincinnati provides
the cheapest minimum car insurance
coverage in Dolomite. Their Average 6 Month Premium is $149.
Farmers is the most
expensive at $866 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Dolomite is AutoOwners Insurance Co
at $98 per month and $576
for six months.
Cheapest Full Coverage Car Insurance Quotes in Dolomite,
AL
Get Your Car Insurance Quote in Dolomite
Instantly!
Average Car Insurance in Dolomite by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Dolomite, AL increasing?
Despite maintaining a clean driving record, your car insurance rates
in Dolomite, Alabama, may be increasing due to several external factors.
Alabama has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Dolomite's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Dolomite
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Dolomite,AL
If you are planning to get a car insurance policy for your teenage
dependent, Cincinnati provides the cheapest car
insurance in the Dolomite at $27
per
month. At $7293 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Dolomite.
As young drivers face the highest rates in Dolomite, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Dolomite,
Cincinnati is
the cheapest car insurance provider. At $210 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Dolomite is Farmers, offering
rates of around $3690 for six
months.
Save up to $971/yr on car insurance rates in Dolomite.
Car Insurance Rates with An Accident in Dolomite
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Dolomite, AL,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Dolomite
The cheapest car insurance companies after an at-fault accident in
Dolomite include Cincinnati
and AutoOwners Insurance Co, offering $230
and $359,
respectively. Farmers is an expensive provider
with an average six-month premium of
$3162.
Here is a list of driving violations that can increase your car
insurance rates in Dolomite AL. For example, the car
insurance in Dolomite
after a DUI increases to $921 for a six
month policy. While the rate increases by $265 for a six-month policy in the case of
a speeding ticket.
Dolomite auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1110
$185
One Med/PIP claim
$1110
$189
One comp claim
$1145
$190
Two Med/PIP claims
$1145
$195
Not-at-fault accident
$1151
$192
Two comp claims
$1205
$205
Driving without lights
$1320
$220
Failure to wear a seat belt
$1334
$227
Failure to show documents
$1341
$223
Child safety restraint
$1347
$229
Cell phone violation
$1368
$228
Driving with expired registration
$1368
$233
Driving too slowly
$1375
$229
Speeding 6 - 10 MPH over limit
$1375
$234
Speeding in school zone
$1375
$229
Texting while driving
$1375
$234
Speeding 11 - 15 MPH over limit
$1389
$231
Wrong way/wrong lane
$1389
$236
Failure to yield
$1395
$233
Following too closely
$1395
$237
Illegal turn
$1395
$233
Speeding 16 - 20 MPH over limit
$1395
$237
Failure to stop at a red light
$1402
$234
Improper passing
$1402
$238
Passing school bus
$1449
$242
Speeding 21 - 25 MPH over limit
$1456
$247
At-fault accident - less than $1000
$1469
$245
In 65 MPH zone
$1490
$253
At-fault accident - $1000-$2000
$1605
$268
Operating a vehicle without permission
$1638
$278
At-fault accident - greater than $2000
$1652
$276
Open container
$1686
$286
Reckless driving
$1868
$311
Driving with a suspended license
$1951
$332
Racing
$1977
$329
Refusal to submit to a chemical test
$1990
$339
DUI
$2031
$339
Leaving scene of an accident/hit and run
$2112
$359
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Dolomite after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Dolomite.
The cheapest car insurance premiums in
Dolomite are
offered by Cincinnati at $311 for a six-month policy.
However, it can be as
expensive as $3040 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Dolomite are offered by Cincinnati
at $156. However,
it can be as expensive as $2918
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Dolomite after Speeding ticket
Car insurance rates in Dolomite have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Dolomite dipped by
$219 in January
compared to $226 of December. In other words, there has been an decrease by $7 when you
compare January and December.
The average cost of liability insurance in the Dolomite dipped to $55 in January,
compared to $57 in December.
This represents an decrease of $2
when comparing January and December.
Average Car Insurance Cost in Dolomite by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Dolomite. At $2218 for a
six-month policy, insuring
your car at 35061 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Dolomite?
The car insurance in Dolomite is $25 per month, which is lower than the national average.
What is the cheapest car insurance in Dolomite?
The cheapest car insurance in Dolomite
is $98 per month
for full coverage.
How much is car insurance in Dolomite for teenagers?
Car insurance for teenagers costs $163 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Dolomite?
The average cost of car insurance is $973 for a six-month
policy. It will cost around $186 per month to insure your
car in Dolomite.
Is car insurance expensive in Dolomite?
Car insurance can be expensive in Dolomite if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Dolomite can be
affordable.
What is the best car insurance in Dolomite,
AL?
The best car insurance company in Dolomite
AL is
AutoOwners Insurance Co, offering $576 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Dolomite, AL
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Dolomite Car Insurance
