We use essential cookies to make our site work. With your consent, we may also use non-essential cookies to improve user experience, personalize content, and analyze website traffic. For these reasons, we may share your site usage data with our analytics partners. By clicking “Accept,” you agree to our website's cookie use as described in our Cookie Policy. You can change your cookie settings at any time by clicking “Preferences.”
Finding the cheapest car insurance quotes in Eastaboga shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Eastaboga
The car insurance rate in Eastaboga is $973 for a six-month policy, which is same as higher than the state average. Root Insurance Company offers the lowest rates in the city at $505, making it a popular choice for budget-conscious drivers. Rates in Eastaboga can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $505 for a six
month policy, AutoOwners Insurance Co offers
the cheapest
auto
insurance rates in the city.
2nd place: Travelers
Travelers offers auto
insurance rates at $701 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Cincinnati
Cincinnati offers auto insurance
rates at $754
for six months, making it
the third cheapest auto insurance company in Eastaboga.
Eastaboga Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Eastaboga, AL is AutoOwners Insurance Co, offering policies at just $505 for a six-month term. This is followed by Travelers, which has an average six-month premium of $701.
At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $2002 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Eastaboga drivers find the best deals.
Way's key takeaways about car insurance in Eastaboga
The auto insurance costs in Eastaboga fall around $505 for six
months.
The cheapest auto insurance company in Eastaboga is Cincinnati.
Teen drivers pay the highest rate in Eastaboga at $1088 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Eastaboga
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Eastaboga are given below.
Cincinnati provides
the cheapest minimum car insurance
coverage in Eastaboga. Their Average 6 Month Premium is $131.
Farmers is the most
expensive at $760 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Eastaboga is AutoOwners Insurance Co
at $86 per month and $505
for six months.
Cheapest Full Coverage Car Insurance Quotes in Eastaboga,
AL
Get Your Car Insurance Quote in Eastaboga
Instantly!
Average Car Insurance in Eastaboga by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Eastaboga, AL increasing?
Despite maintaining a clean driving record, your car insurance rates
in Eastaboga, Alabama, may be increasing due to several external factors.
Alabama has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Eastaboga's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Eastaboga
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
undefined
Cheapest Car Insurance Rates for Teen Drivers in
Eastaboga,AL
If you are planning to get a car insurance policy for your teenage
dependent, Cincinnati provides the cheapest car
insurance in the Eastaboga at $24
per
month. At $6397 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Eastaboga.
As young drivers face the highest rates in Eastaboga, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Eastaboga,
Cincinnati is
the cheapest car insurance provider. At $184 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Eastaboga is Farmers, offering
rates of around $3237 for six
months.
Save up to $971/yr on car insurance rates in Eastaboga.
Car Insurance Rates with An Accident in Eastaboga
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Eastaboga, AL,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Eastaboga
The cheapest car insurance companies after an at-fault accident in
Eastaboga include Cincinnati
and AutoOwners Insurance Co, offering $202
and $315,
respectively. Farmers is an expensive provider
with an average six-month premium of
$2774.
Here is a list of driving violations that can increase your car
insurance rates in Eastaboga AL. For example, the car
insurance in Eastaboga
after a DUI increases to $808 for a six
month policy. While the rate increases by $232 for a six-month policy in the case of
a speeding ticket.
Eastaboga auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$974
$162
One Med/PIP claim
$974
$166
One comp claim
$1004
$167
Two Med/PIP claims
$1004
$171
Not-at-fault accident
$1010
$168
Two comp claims
$1057
$180
Driving without lights
$1158
$193
Failure to wear a seat belt
$1170
$199
Failure to show documents
$1176
$196
Child safety restraint
$1182
$201
Cell phone violation
$1200
$200
Driving with expired registration
$1200
$204
Driving too slowly
$1206
$201
Speeding 6 - 10 MPH over limit
$1206
$205
Speeding in school zone
$1206
$201
Texting while driving
$1206
$205
Speeding 11 - 15 MPH over limit
$1218
$203
Wrong way/wrong lane
$1218
$207
Failure to yield
$1224
$204
Following too closely
$1224
$208
Illegal turn
$1224
$204
Speeding 16 - 20 MPH over limit
$1224
$208
Failure to stop at a red light
$1230
$205
Improper passing
$1230
$209
Passing school bus
$1271
$212
Speeding 21 - 25 MPH over limit
$1277
$217
At-fault accident - less than $1000
$1289
$215
In 65 MPH zone
$1307
$222
At-fault accident - $1000-$2000
$1408
$235
Operating a vehicle without permission
$1437
$244
At-fault accident - greater than $2000
$1449
$242
Open container
$1479
$251
Reckless driving
$1639
$273
Driving with a suspended license
$1711
$291
Racing
$1734
$289
Refusal to submit to a chemical test
$1746
$297
DUI
$1782
$297
Leaving scene of an accident/hit and run
$1853
$315
Your Wallet Deserves Better. Seriously.
Get smarter car insurance rates in minutes today!
Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Eastaboga after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Eastaboga.
The cheapest car insurance premiums in
Eastaboga are
offered by Cincinnati at $273 for a six-month policy.
However, it can be as
expensive as $2667 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Eastaboga are offered by Cincinnati
at $137. However,
it can be as expensive as $2560
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Eastaboga after Speeding ticket
Car insurance rates in Eastaboga have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Eastaboga dipped by
$192 in January
compared to $198 of December. In other words, there has been an decrease by $6 when you
compare January and December.
The average cost of liability insurance in the Eastaboga dipped to $48 in January,
compared to $50 in December.
This represents an decrease of $2
when comparing January and December.
Average Car Insurance Cost in Eastaboga by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Eastaboga. At $1946 for a
six-month policy, insuring
your car at 36260 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
undefined
Frequently Asked Questions
How much is car insurance in Eastaboga?
The car insurance in Eastaboga is $22 per month, which is lower than the national average.
What is the cheapest car insurance in Eastaboga?
The cheapest car insurance in Eastaboga
is $86 per month
for full coverage.
How much is car insurance in Eastaboga for teenagers?
Car insurance for teenagers costs $143 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Eastaboga?
The average cost of car insurance is $973 for a six-month
policy. It will cost around $163 per month to insure your
car in Eastaboga.
Is car insurance expensive in Eastaboga?
Car insurance can be expensive in Eastaboga if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Eastaboga can be
affordable.
What is the best car insurance in Eastaboga,
AL?
The best car insurance company in Eastaboga
AL is
AutoOwners Insurance Co, offering $505 for a
six-month policy.
Tired of Insane Auto Insurance Bills? Us Too!
Cut auto insurance costs in Eastaboga right now.
Find Car Insurance Rates in Cities Near Eastaboga, AL
Car Insurance Rates by State in the USA (2025 Update)
Eastaboga Car Insurance
