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Cheapest Car Insurance Quotes in Eielson Air Force Base

  • Finding the cheapest car insurance quotes in Eielson Air Force Base shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
  • We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
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406,175 Policies Sold
Eielson Air Force Base Car Insurance
$ 33

/mo

Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

How Much Is Car Insurance in Eielson Air Force Base

The car insurance rate in Eielson Air Force Base is $1127 for a six-month policy, which is $43 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $889, making it a popular choice for budget-conscious drivers. Rates in Eielson Air Force Base can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Eielson Air Force Base

$1127

National Average

$1278

Cheapest Car Insurance Companies in Eielson Air Force Base

1st place: Progressive

At $889 for a six month policy, Progressive offers the cheapest auto insurance rates in the city. 

2nd place: USAA

USAA offers auto insurance rates at $945 for a six-month policy, making it one of the cheapest to insure with. 

3rd place: State Farm

State Farm offers auto insurance rates at $1025 for six months, making it the third cheapest auto insurance company in Eielson Air Force Base.

Eielson Air Force Base Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Eielson Air Force Base, AK is Progressive, offering policies at just $889 for a six-month term. This is followed by USAA, which has an average six-month premium of $945.

At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1557 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Eielson Air Force Base drivers find the best deals.

Cheap Car Insurance Companies in Eielson Air Force Base, AK

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Progressive $889 $150
USAA $945 $159
State Farm $1025 $173
Umialik $1223 $206
Allstate $1557 $265
Key Takeaways

Way's key takeaways about car insurance in Eielson Air Force Base

  • The auto insurance costs in Eielson Air Force Base fall around $889 for six months. 
  • The cheapest auto insurance company in Eielson Air Force Base is USAA.
  • Teen drivers pay the highest rate in Eielson Air Force Base at $633 per month.

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Cheapest Minimum Liability Car Insurance in Eielson Air Force Base

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Eielson Air Force Base are given below. 

USAA provides the cheapest minimum car insurance coverage in Eielson Air Force Base. Their Average 6 Month Premium is $198. Allstate is the most expensive at $340 for the same period. 

Cheapest Liability Coverage in Eielson Air Force Base, AK

Company Avg. 6 Mo. Premium Avg. Monthly Premium
USAA $198 $33
Progressive $290 $49
State Farm $328 $55
Umialik $328 $55
Allstate $340 $57

Cheapest Full Coverage Car Insurance in Eielson Air Force Base

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Eielson Air Force Base is Progressive at $150 per month and $889 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Eielson Air Force Base, AK

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Progressive $889 $150
USAA $945 $159
State Farm $1025 $173
Umialik $1223 $206
Allstate $1557 $265

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Average Car Insurance in Eielson Air Force Base by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Eielson Air Force Base, AK increasing?

Despite maintaining a clean driving record, your car insurance rates in Eielson Air Force Base, Alaska, may be increasing due to several external factors. Alaska has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Eielson Air Force Base's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs. 

Car Insurance Premiums by Age in Eielson Air Force Base

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group Cheapest Companies Avg. 6 Mo. Premium
20s USAA $634
30s USAA $479
40s USAA $443
50s USAA $418
60s USAA $434
70s USAA $531

Cheapest Car Insurance Rates for Teen Drivers in Eielson Air Force Base,AK

If you are planning to get a car insurance policy for your teenage dependent, USAA provides the cheapest car insurance in the Eielson Air Force Base at $284 per month. At $3725 for a six-month premium, Allstate offers the most expensive rate for teen drivers.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
USAA $1668 $284
Progressive $1687 $284
State Farm $1921 $323
Umialik $2749 $459
Allstate $3725 $633

Teen Car Insurance Rates in AK by Age

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Way Tip

If you are in your twenties USAA is the best choice for car insurance in Eielson Air Force Base.

As young drivers face the highest rates in Eielson Air Force Base, USAA offers the cheapest auto insurance rates at $634 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Eielson Air Force Base, Progressive is the cheapest car insurance provider. At $914 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Eielson Air Force Base is State Farm, offering rates of around $4145 for six months. 

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Progressive $914 $154
Allstate $1137 $191
Umialik $1149 $193
USAA $1267 $215
State Farm $4145 $691

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Eielson Air Force Base.

Car Insurance Rates with An Accident in Eielson Air Force Base

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Eielson Air Force Base, AK, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Eielson Air Force Base

The cheapest car insurance companies after an at-fault accident in Eielson Air Force Base include Umialik and State Farm, offering $612 and $673, respectively. Allstate is an expensive provider with an average six-month premium of $1513.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Umialik $612 $103
State Farm $673 $113
USAA $679 $114
Progressive $988 $166
Allstate $1513 $255

Eielson Air Force Base Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Eielson Air Force Base AK. For example, the car insurance in Eielson Air Force Base after a DUI increases to $525 for a six month policy. While the rate increases by $198 for a six-month policy in the case of a speeding ticket.  

Eielson Air Force Base auto insurance quotes by violations

Accident/Violation Avg. 6 Mo Premium Avg. Monthly Premium
None $1087 $181
Not-at-fault accident $1093 $186
One comp claim $1093 $182
One Med/PIP claim $1093 $186
Two comp claims $1093 $182
Two Med/PIP claims $1093 $186
Failure to show documents $1186 $198
At-fault accident - less than $1000 $1223 $208
Failure to wear a seat belt $1248 $208
Child safety restraint $1260 $214
Driving without lights $1260 $210
Cell phone violation $1285 $218
Driving too slowly $1285 $214
In 65 MPH zone $1285 $218
Speeding 11 - 15 MPH over limit $1285 $214
Speeding 16 - 20 MPH over limit $1285 $218
Speeding 6 - 10 MPH over limit $1285 $214
Speeding in school zone $1285 $218
Texting while driving $1285 $214
Driving with expired registration $1303 $222
Failure to stop at a red light $1303 $217
Failure to yield $1303 $222
Following too closely $1303 $217
Illegal turn $1303 $222
Improper passing $1303 $217
Wrong way/wrong lane $1303 $222
Speeding 21 - 25 MPH over limit $1328 $222
Passing school bus $1341 $228
Operating a vehicle without permission $1353 $226
Open container $1458 $248
At-fault accident - $1000-$2000 $1483 $248
At-fault accident - greater than $2000 $1483 $252
Driving with a suspended license $1544 $258
Refusal to submit to a chemical test $1551 $264
Reckless driving $1588 $264
DUI $1612 $275
Racing $1699 $283
Leaving scene of an accident/hit and run $1705 $290

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Eielson Air Force Base after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Eielson Air Force Base.

The cheapest car insurance premiums in Eielson Air Force Base are offered by Umialik at $778 for a six-month policy. However, it can be as expensive as $2112 with companies like Allstate.

Eielson Air Force Base car insurance quotes with a DUI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Umialik $778 $131
Progressive $988 $166
USAA $1396 $235
State Farm $1507 $254
Allstate $2112 $356

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Eielson Air Force Base are offered by Umialik at $655. However, it can be as expensive as $1612 with companies like Allstate for a similar six-month premium.

Cheapest Car Insurance in Eielson Air Force Base after Speeding ticket

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Umialik $655 $110
USAA $908 $154
State Farm $994 $167
Progressive $1063 $179
Allstate $1612 $268

Car Insurance Price Trends in Eielson Air Force Base, Alaska

Car insurance rates in Eielson Air Force Base have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Eielson Air Force Base rose by $205 in January compared to $190 of December. In other words, there has been an increase by $15 when you compare January and December.

The average cost of liability insurance in the Eielson Air Force Base rose to $48 in January, compared to $45 in December. This represents an increase of $3 when comparing January and December.


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Frequently Asked Questions

How much is car insurance in Eielson Air Force Base?

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The car insurance in Eielson Air Force Base is $33 per month, which is lower than the national average.

What is the cheapest car insurance in Eielson Air Force Base?

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The cheapest car insurance in Eielson Air Force Base is $150 per month for full coverage.

How much is car insurance in Eielson Air Force Base for teenagers?

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Car insurance for teenagers costs $1668 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Eielson Air Force Base?

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The average cost of car insurance is $1084 for a six-month policy. It will cost around $190 per month to insure your car in Eielson Air Force Base.

Is car insurance expensive in Eielson Air Force Base?

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Car insurance can be expensive in Eielson Air Force Base if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Eielson Air Force Base can be affordable.

What is the best car insurance in Eielson Air Force Base, AK?

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The best car insurance company in Eielson Air Force Base AK is Progressive, offering $889 for a six-month policy.

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