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Finding the cheapest car insurance quotes in Kalskag shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Kalskag
The car insurance rate in Kalskag is $1027 for a six-month policy, which is same as higher than the state average. Root Insurance Company offers the lowest rates in the city at $855, making it a popular choice for budget-conscious drivers. Rates in Kalskag can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $855 for a six
month policy, Progressive offers
the cheapest
auto
insurance rates in the city.
2nd place: USAA
USAA offers auto
insurance rates at $909 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: State Farm
State Farm offers auto insurance
rates at $986
for six months, making it
the third cheapest auto insurance company in Kalskag.
Kalskag Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Kalskag, AK is Progressive, offering policies at just $855 for a six-month term. This is followed by USAA, which has an average six-month premium of $909.
At the higher end of the spectrum, Western National is the most expensive, with rates reaching $743 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Kalskag drivers find the best deals.
Way's key takeaways about car insurance in Kalskag
The auto insurance costs in Kalskag fall around $855 for six
months.
The cheapest auto insurance company in Kalskag is USAA.
Teen drivers pay the highest rate in Kalskag at $94 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Kalskag
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Kalskag are given below.
USAA provides
the cheapest minimum car insurance
coverage in Kalskag. Their Average 6 Month Premium is $178.
Western National is the most
expensive at $261 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Kalskag is Progressive
at $144 per month and $855
for six months.
Cheapest Full Coverage Car Insurance Quotes in Kalskag,
AK
Get Your Car Insurance Quote in Kalskag
Instantly!
Average Car Insurance in Kalskag by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Kalskag, AK increasing?
Despite maintaining a clean driving record, your car insurance rates
in Kalskag, Alaska, may be increasing due to several external factors.
Alaska has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Kalskag's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Kalskag
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
USAA
$615
30s
USAA
$465
40s
USAA
$430
50s
USAA
$405
60s
USAA
$420
70s
USAA
$515
Cheapest Car Insurance Rates for Teen Drivers in
Kalskag,AK
If you are planning to get a car insurance policy for your teenage
dependent, State Farm provides the cheapest car
insurance in the Kalskag at $207
per
month. At $552 for a six-month premium,
Western National offers the most expensive rate for
teen drivers.
If you are in your twenties USAA is
the best choice for car
insurance in Kalskag.
As young drivers face the highest rates in Kalskag, USAA
offers the cheapest auto insurance rates at $615 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Kalskag,
Allstate is
the cheapest car insurance provider. At $802 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Kalskag is Western National, offering
rates of around $588 for six
months.
Save up to $971/yr on car insurance rates in Kalskag.
Car Insurance Rates with An Accident in Kalskag
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Kalskag, AK,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Kalskag
The cheapest car insurance companies after an at-fault accident in
Kalskag include State Farm
and Umialik, offering $499
and $529,
respectively. Western National is an expensive provider
with an average six-month premium of
$261.
Here is a list of driving violations that can increase your car
insurance rates in Kalskag AK. For example, the car
insurance in Kalskag
after a DUI increases to $505 for a six
month policy. While the rate increases by $191 for a six-month policy in the case of
a speeding ticket.
Kalskag auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1045
$174
Not-at-fault accident
$1051
$179
One comp claim
$1051
$175
One Med/PIP claim
$1051
$179
Two comp claims
$1051
$175
Two Med/PIP claims
$1051
$179
Failure to show documents
$1140
$190
At-fault accident - less than $1000
$1176
$200
Failure to wear a seat belt
$1200
$200
Child safety restraint
$1212
$206
Driving without lights
$1212
$202
Cell phone violation
$1236
$210
Driving too slowly
$1236
$206
In 65 MPH zone
$1236
$210
Speeding 11 - 15 MPH over limit
$1236
$206
Speeding 16 - 20 MPH over limit
$1236
$210
Speeding 6 - 10 MPH over limit
$1236
$206
Speeding in school zone
$1236
$210
Texting while driving
$1236
$206
Driving with expired registration
$1253
$213
Failure to stop at a red light
$1253
$209
Failure to yield
$1253
$213
Following too closely
$1253
$209
Illegal turn
$1253
$213
Improper passing
$1253
$209
Wrong way/wrong lane
$1253
$213
Speeding 21 - 25 MPH over limit
$1277
$213
Passing school bus
$1289
$219
Operating a vehicle without permission
$1301
$217
Open container
$1402
$238
At-fault accident - $1000-$2000
$1426
$238
At-fault accident - greater than $2000
$1426
$242
Driving with a suspended license
$1485
$248
Refusal to submit to a chemical test
$1491
$254
Reckless driving
$1527
$254
DUI
$1550
$264
Racing
$1634
$272
Leaving scene of an accident/hit and run
$1639
$279
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Kalskag after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Kalskag.
The cheapest car insurance premiums in
Kalskag are
offered by Umialik at $689 for a six-month policy.
However, it can be as
expensive as $261 with companies
like Western National.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Kalskag are offered by Umialik
at $541. However,
it can be as expensive as $261
with companies like Western National for a similar
six-month premium.
Cheapest Car Insurance in Kalskag after Speeding ticket
Car insurance rates in Kalskag have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Kalskag rose by
$183 in December
compared to $178 of November. In other words, there has been an increase by $5 when you
compare December and November.
The average cost of liability insurance in the Kalskag rose to $43 in December,
compared to $41 in November.
This represents an increase of $2
when comparing December and November.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Kalskag. At $2054 for a
six-month policy, insuring
your car at 99607 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Kalskag?
The car insurance in Kalskag is $30 per month, which is lower than the national average.
What is the cheapest car insurance in Kalskag?
The cheapest car insurance in Kalskag
is $144 per month
for full coverage.
How much is car insurance in Kalskag for teenagers?
Car insurance for teenagers costs $1230 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Kalskag?
The average cost of car insurance is $1027 for a six-month
policy. It will cost around $173 per month to insure your
car in Kalskag.
Is car insurance expensive in Kalskag?
Car insurance can be expensive in Kalskag if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Kalskag can be
affordable.
What is the best car insurance in Kalskag,
AK?
The best car insurance company in Kalskag
AK is
Progressive, offering $855 for a
six-month policy.
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Kalskag Car Insurance
