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Finding the cheapest car insurance quotes in Glade Park shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Glade Park
The car insurance rate in Glade Park is $973 for a six-month policy, which is $243 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $294, making it a popular choice for budget-conscious drivers. Rates in Glade Park can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $294 for a six
month policy, Colorado Farm Bureau offers
the cheapest
auto
insurance rates in the city.
2nd place: American National P&C
American National P&C offers auto
insurance rates at $323 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto insurance
rates at $485
for six months, making it
the third cheapest auto insurance company in Glade Park.
Glade Park Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Glade Park, CO is Colorado Farm Bureau, offering policies at just $294 for a six-month term. This is followed by American National P&C, which has an average six-month premium of $323.
At the higher end of the spectrum, California Casualty is the most expensive, with rates reaching $1178 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Glade Park drivers find the best deals.
Way's key takeaways about car insurance in Glade Park
The auto insurance costs in Glade Park fall around $294 for six
months.
The cheapest auto insurance company in Glade Park is Colorado Farm Bureau.
Teen drivers pay the highest rate in Glade Park at $478 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Glade Park
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Glade Park are given below.
Colorado Farm Bureau provides
the cheapest minimum car insurance
coverage in Glade Park. Their Average 6 Month Premium is $114.
California Casualty is the most
expensive at $166 for the same
period.
Cheapest Full Coverage Car Insurance in Glade Park
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Glade Park is Colorado Farm Bureau
at $49 per month and $294
for six months.
Cheapest Full Coverage Car Insurance Quotes in Glade Park,
CO
Get Your Car Insurance Quote in Glade Park
Instantly!
Average Car Insurance in Glade Park by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Glade Park, CO increasing?
Despite maintaining a clean driving record, your car insurance rates
in Glade Park, Colorado, may be increasing due to several external factors.
Colorado has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Glade Park's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Glade Park
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Glade Park,CO
If you are planning to get a car insurance policy for your teenage
dependent, American National provides the cheapest car
insurance in the Glade Park at $20
per
month. At $2813 for a six-month premium,
AutoOwners offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Glade Park.
As young drivers face the highest rates in Glade Park, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Glade Park,
Colorado Farm Bureau is
the cheapest car insurance provider. At $223 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Glade Park is AutoOwners, offering
rates of around $2604 for six
months.
Save up to $971/yr on car insurance rates in Glade Park.
Car Insurance Rates with An Accident in Glade Park
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Glade Park, CO,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Glade Park
The cheapest car insurance companies after an at-fault accident in
Glade Park include Colorado Farm Bureau
and American National, offering $142
and $166,
respectively. AutoOwners is an expensive provider
with an average six-month premium of
$1430.
Here is a list of driving violations that can increase your car
insurance rates in Glade Park CO. For example, the car
insurance in Glade Park
after a DUI increases to $846 for a six
month policy. While the rate increases by $247 for a six-month policy in the case of
a speeding ticket.
Glade Park auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1060
$177
One Med/PIP claim
$1065
$181
Not-at-fault accident
$1083
$181
One comp claim
$1088
$185
Two Med/PIP claims
$1088
$182
Two comp claims
$1131
$192
Failure to wear a seat belt
$1183
$198
Failure to show documents
$1193
$203
Child safety restraint
$1207
$201
Driving without lights
$1207
$206
Driving with expired registration
$1254
$209
Texting while driving
$1269
$216
At-fault accident - less than $1000
$1278
$213
Cell phone violation
$1283
$218
Failure to yield
$1283
$214
Following too closely
$1283
$218
Illegal turn
$1283
$214
Failure to stop at a red light
$1288
$219
Driving too slowly
$1293
$215
Improper passing
$1298
$221
Wrong way/wrong lane
$1302
$217
Speeding 6 - 10 MPH over limit
$1307
$222
Speeding 11 - 15 MPH over limit
$1311
$218
Speeding 16 - 20 MPH over limit
$1311
$223
Speeding in school zone
$1316
$219
Passing school bus
$1340
$228
In 65 MPH zone
$1426
$238
Operating a vehicle without permission
$1430
$243
Speeding 21 - 25 MPH over limit
$1450
$242
Open container
$1487
$253
At-fault accident - $1000-$2000
$1563
$261
At-fault accident - greater than $2000
$1597
$271
Driving with a suspended license
$1673
$278
Reckless driving
$1844
$314
Refusal to submit to a chemical test
$1862
$310
Racing
$1882
$320
DUI
$1906
$318
Leaving scene of an accident/hit and run
$1977
$336
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Glade Park after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Glade Park.
The cheapest car insurance premiums in
Glade Park are
offered by Colorado Farm Bureau at $166 for a six-month policy.
However, it can be as
expensive as $1778 with companies
like AutoOwners.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Glade Park are offered by American National P&C
at $147. However,
it can be as expensive as $894
with companies like AutoOwners for a similar
six-month premium.
Cheapest Car Insurance in Glade Park after Speeding ticket
Car Insurance Price Trends in Glade Park,
Colorado
Car insurance rates in Glade Park have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Glade Park rose by
$208 in January
compared to $188 of December. In other words, there has been an increase by $20 when you
compare January and December.
The average cost of liability insurance in the Glade Park dipped to $38 in January,
compared to $46 in December.
This represents an decrease of $8
when comparing January and December.
Average Car Insurance Cost in Glade Park by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Glade Park. At $1945 for a
six-month policy, insuring
your car at 81523 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Glade Park?
The car insurance in Glade Park is $19 per month, which is lower than the national average.
What is the cheapest car insurance in Glade Park?
The cheapest car insurance in Glade Park
is $49 per month
for full coverage.
How much is car insurance in Glade Park for teenagers?
Car insurance for teenagers costs $119 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Glade Park?
The average cost of car insurance is $1216 for a six-month
policy. It will cost around $164 per month to insure your
car in Glade Park.
Is car insurance expensive in Glade Park?
Car insurance can be expensive in Glade Park if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Glade Park can be
affordable.
What is the best car insurance in Glade Park,
CO?
The best car insurance company in Glade Park
CO is
Colorado Farm Bureau, offering $294 for a
six-month policy.
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