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Finding the cheapest car insurance quotes in Mc Intosh shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Mc Intosh
The car insurance rate in Mc Intosh is $1300 for a six-month policy, which is $411 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $822, making it a popular choice for budget-conscious drivers. Rates in Mc Intosh can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $822 for a six
month policy, Travelers offers
the cheapest
auto
insurance rates in the city.
2nd place: State Farm
State Farm offers auto
insurance rates at $858 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Nationwide
Nationwide offers auto insurance
rates at $898
for six months, making it
the third cheapest auto insurance company in Mc Intosh.
Mc Intosh Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Mc Intosh, FL is Travelers, offering policies at just $822 for a six-month term. This is followed by State Farm, which has an average six-month premium of $858.
At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $1815 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Mc Intosh drivers find the best deals.
Way's key takeaways about car insurance in Mc Intosh
The auto insurance costs in Mc Intosh fall around $822 for six
months.
The cheapest auto insurance company in Mc Intosh is Mercury.
Teen drivers pay the highest rate in Mc Intosh at $1050 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Mc Intosh
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Mc Intosh are given below.
Mercury provides
the cheapest minimum car insurance
coverage in Mc Intosh. Their Average 6 Month Premium is $325.
Farmers is the most
expensive at $501 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Mc Intosh is Travelers
at $138 per month and $822
for six months.
Cheapest Full Coverage Car Insurance Quotes in Mc Intosh,
FL
Get Your Car Insurance Quote in Mc Intosh
Instantly!
Average Car Insurance in Mc Intosh by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Mc Intosh, FL increasing?
Despite maintaining a clean driving record, your car insurance rates
in Mc Intosh, Florida, may be increasing due to several external factors.
Florida has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Mc Intosh's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Mc Intosh
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Mc Intosh,FL
If you are planning to get a car insurance policy for your teenage
dependent, Nationwide provides the cheapest car
insurance in the Mc Intosh at $68
per
month. At $6171 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Mc Intosh.
As young drivers face the highest rates in Mc Intosh, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Mc Intosh,
Nationwide is
the cheapest car insurance provider. At $492 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Mc Intosh is Farmers, offering
rates of around $2510 for six
months.
Save up to $971/yr on car insurance rates in Mc Intosh.
Car Insurance Rates with An Accident in Mc Intosh
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Mc Intosh, FL,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Mc Intosh
The cheapest car insurance companies after an at-fault accident in
Mc Intosh include Nationwide
and AIG, offering $519
and $663,
respectively. Farmers is an expensive provider
with an average six-month premium of
$2532.
Here is a list of driving violations that can increase your car
insurance rates in Mc Intosh FL. For example, the car
insurance in Mc Intosh
after a DUI increases to $713 for a six
month policy. While the rate increases by $217 for a six-month policy in the case of
a speeding ticket.
Mc Intosh auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1386
$231
One Med/PIP claim
$1386
$236
Not-at-fault accident
$1499
$250
Two Med/PIP claims
$1540
$261
One comp claim
$1562
$261
Child safety restraint
$1566
$266
Failure to wear a seat belt
$1566
$261
Driving without lights
$1571
$267
Failure to show documents
$1571
$262
Speeding 6 - 10 MPH over limit
$1603
$273
Improper passing
$1607
$268
Passing school bus
$1607
$274
Wrong way/wrong lane
$1607
$268
Failure to stop at a red light
$1612
$274
Failure to yield
$1612
$268
Illegal turn
$1612
$274
Cell phone violation
$1617
$269
Driving with expired registration
$1617
$275
Following too closely
$1617
$269
Texting while driving
$1620
$276
Two comp claims
$1657
$276
Driving too slowly
$1666
$283
Speeding in school zone
$1666
$277
Speeding 11 - 15 MPH over limit
$1670
$284
In 65 MPH zone
$1729
$288
Speeding 16 - 20 MPH over limit
$1729
$294
Speeding 21 - 25 MPH over limit
$1738
$290
Open container
$1756
$299
Operating a vehicle without permission
$1756
$293
At-fault accident - less than $1000
$1905
$324
At-fault accident - $1000-$2000
$1936
$323
At-fault accident - greater than $2000
$1936
$329
Racing
$2095
$349
DUI
$2099
$357
Refusal to submit to a chemical test
$2099
$350
Driving with a suspended license
$2136
$363
Reckless driving
$2180
$363
Leaving scene of an accident/hit and run
$2203
$375
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Mc Intosh after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Mc Intosh.
The cheapest car insurance premiums in
Mc Intosh are
offered by AIG at $488 for a six-month policy.
However, it can be as
expensive as $2063 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Mc Intosh are offered by Nationwide
at $424. However,
it can be as expensive as $2203
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Mc Intosh after Speeding ticket
Car insurance rates in Mc Intosh have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Mc Intosh rose by
$215 in February
compared to $195 of January. In other words, there has been an increase by $20 when you
compare February and January.
The average cost of liability insurance in the Mc Intosh rose to $146 in February,
compared to $63 in January.
This represents an increase of $83
when comparing February and January.
Average Car Insurance Cost in Mc Intosh by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Mc Intosh. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Mc Intosh?
The car insurance in Mc Intosh is $55 per month, which is lower than the national average.
What is the cheapest car insurance in Mc Intosh?
The cheapest car insurance in Mc Intosh
is $138 per month
for full coverage.
How much is car insurance in Mc Intosh for teenagers?
Car insurance for teenagers costs $411 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Mc Intosh?
The average cost of car insurance is $1711 for a six-month
policy. It will cost around $218 per month to insure your
car in Mc Intosh.
Is car insurance expensive in Mc Intosh?
Car insurance can be expensive in Mc Intosh if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Mc Intosh can be
affordable.
What is the best car insurance in Mc Intosh,
FL?
The best car insurance company in Mc Intosh
FL is
Travelers, offering $822 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Mc Intosh, FL
Car Insurance Rates by State in the USA (2025 Update)
Mc Intosh Car Insurance
