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Finding the cheapest car insurance quotes in Ahsahka shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Ahsahka
The car insurance rate in Ahsahka is $565 for a six-month policy, which is $37 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $324, making it a popular choice for budget-conscious drivers. Rates in Ahsahka can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $324 for a six
month policy, American National P&C offers
the cheapest
auto
insurance rates in the city.
2nd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto
insurance rates at $350 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Idaho Farm Bureau
Idaho Farm Bureau offers auto insurance
rates at $381
for six months, making it
the third cheapest auto insurance company in Ahsahka.
Ahsahka Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Ahsahka, ID is American National P&C, offering policies at just $324 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $350.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1087 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Ahsahka drivers find the best deals.
Way's key takeaways about car insurance in Ahsahka
The auto insurance costs in Ahsahka fall around $324 for six
months.
The cheapest auto insurance company in Ahsahka is USAA.
Teen drivers pay the highest rate in Ahsahka at $563 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Ahsahka
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Ahsahka are given below.
USAA provides
the cheapest minimum car insurance
coverage in Ahsahka. Their Average 6 Month Premium is $121.
Nationwide is the most
expensive at $381 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Ahsahka is American National P&C
at $56 per month and $324
for six months.
Cheapest Full Coverage Car Insurance Quotes in Ahsahka,
ID
Get Your Car Insurance Quote in Ahsahka
Instantly!
Average Car Insurance in Ahsahka by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Ahsahka, ID increasing?
Despite maintaining a clean driving record, your car insurance rates
in Ahsahka, Idaho, may be increasing due to several external factors.
Idaho has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Ahsahka's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Ahsahka
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Ahsahka,ID
If you are planning to get a car insurance policy for your teenage
dependent, American National P&C provides the cheapest car
insurance in the Ahsahka at $27
per
month. At $3343 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Ahsahka.
As young drivers face the highest rates in Ahsahka, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Ahsahka,
Idaho Farm Bureau is
the cheapest car insurance provider. At $235 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Ahsahka is Allstate, offering
rates of around $1550 for six
months.
Save up to $971/yr on car insurance rates in Ahsahka.
Car Insurance Rates with An Accident in Ahsahka
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Ahsahka, ID,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Ahsahka
The cheapest car insurance companies after an at-fault accident in
Ahsahka include American National
and AutoOwners Insurance Co, offering $171
and $184,
respectively. Allstate is an expensive provider
with an average six-month premium of
$1659.
Here is a list of driving violations that can increase your car
insurance rates in Ahsahka ID. For example, the car
insurance in Ahsahka
after a DUI increases to $527 for a six
month policy. While the rate increases by $158 for a six-month policy in the case of
a speeding ticket.
Ahsahka auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$776
$129
One Med/PIP claim
$782
$133
Not-at-fault accident
$800
$134
One comp claim
$826
$140
Failure to wear a seat belt
$839
$140
Two Med/PIP claims
$839
$142
Child safety restraint
$897
$150
Driving without lights
$897
$152
Two comp claims
$902
$151
Failure to show documents
$908
$154
Cell phone violation
$928
$155
Driving with expired registration
$928
$157
Following too closely
$928
$155
Illegal turn
$928
$157
Texting while driving
$928
$155
Wrong way/wrong lane
$928
$157
Driving too slowly
$934
$156
Failure to yield
$934
$158
Speeding 11 - 15 MPH over limit
$934
$156
Speeding 6 - 10 MPH over limit
$934
$158
Failure to stop at a red light
$941
$157
Improper passing
$947
$161
Speeding 16 - 20 MPH over limit
$947
$158
In 65 MPH zone
$953
$163
Speeding in school zone
$953
$159
Speeding 21 - 25 MPH over limit
$966
$165
Open container
$1029
$171
At-fault accident - less than $1000
$1036
$177
Passing school bus
$1061
$177
Operating a vehicle without permission
$1074
$183
At-fault accident - $1000-$2000
$1137
$189
At-fault accident - greater than $2000
$1137
$194
Driving with a suspended license
$1245
$208
Reckless driving
$1252
$213
Refusal to submit to a chemical test
$1265
$211
DUI
$1303
$221
Racing
$1303
$217
Leaving scene of an accident/hit and run
$1334
$227
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Ahsahka after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Ahsahka.
The cheapest car insurance premiums in
Ahsahka are
offered by American National P&C at $223 for a six-month policy.
However, it can be as
expensive as $1634 with companies
like Nationwide.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Ahsahka are offered by AutoOwners Insurance Co
at $159. However,
it can be as expensive as $1233
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Ahsahka after Speeding ticket
Car insurance rates in Ahsahka have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Ahsahka rose by
$142 in December
compared to $141 of November. In other words, there has been an increase by $1 when you
compare December and November.
The average cost of liability insurance in the Ahsahka remained steady at $35 in both December and November, indicating no change over the two month period.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Ahsahka. At $1129 for a
six-month policy, insuring
your car at 83520 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Ahsahka?
The car insurance in Ahsahka is $20 per month, which is lower than the national average.
What is the cheapest car insurance in Ahsahka?
The cheapest car insurance in Ahsahka
is $56 per month
for full coverage.
How much is car insurance in Ahsahka for teenagers?
Car insurance for teenagers costs $159 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Ahsahka?
The average cost of car insurance is $528 for a six-month
policy. It will cost around $95 per month to insure your
car in Ahsahka.
Is car insurance expensive in Ahsahka?
Car insurance can be expensive in Ahsahka if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Ahsahka can be
affordable.
What is the best car insurance in Ahsahka,
ID?
The best car insurance company in Ahsahka
ID is
American National P&C, offering $324 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Ahsahka, ID
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Ahsahka Car Insurance
