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Cheapest Car Insurance Quotes in National Stock Yards
Finding the cheapest car insurance quotes in National Stock Yards shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in National Stock Yards
The car insurance rate in National Stock Yards is $1104 for a six-month policy, which is $235 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $566, making it a popular choice for budget-conscious drivers. Rates in National Stock Yards can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in National Stock Yards
1st place: AutoOwners Insurance Co
At $566 for a six
month policy, AutoOwners Insurance Co offers
the cheapest
auto
insurance rates in the city.
2nd place: Westfield
Westfield offers auto
insurance rates at $641 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Country Financial
Country Financial offers auto insurance
rates at $672
for six months, making it
the third cheapest auto insurance company in National Stock Yards.
National Stock Yards Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in National Stock Yards, IL is AutoOwners Insurance Co, offering policies at just $566 for a six-month term. This is followed by Westfield, which has an average six-month premium of $641.
At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $1026 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help National Stock Yards drivers find the best deals.
Cheap Car Insurance Companies in National Stock Yards, IL
Way's key takeaways about car insurance in National Stock Yards
The auto insurance costs in National Stock Yards fall around $566 for six
months.
The cheapest auto insurance company in National Stock Yards is Mercury.
Teen drivers pay the highest rate in National Stock Yards at $74 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in National Stock Yards
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in National Stock Yards are given below.
Mercury provides
the cheapest minimum car insurance
coverage in National Stock Yards. Their Average 6 Month Premium is $189.
First Chicago is the most
expensive at $249 for the same
period.
Cheapest Liability Coverage in National Stock Yards, IL
Cheapest Full Coverage Car Insurance in National Stock Yards
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in National Stock Yards is AutoOwners Insurance Co
at $97 per month and $566
for six months.
Cheapest Full Coverage Car Insurance Quotes in National Stock Yards,
IL
Get Your Car Insurance Quote in National Stock Yards
Instantly!
Average Car Insurance in National Stock Yards by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in National Stock Yards, IL increasing?
Despite maintaining a clean driving record, your car insurance rates
in National Stock Yards, Illinois, may be increasing due to several external factors.
Illinois has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, National Stock Yards's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in National Stock Yards
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Auto-Owners
$898
30s
Auto-Owners
$621
40s
Auto-Owners
$610
50s
Auto-Owners
$575
60s
Auto-Owners
$605
70s
Auto-Owners
$767
Cheapest Car Insurance Rates for Teen Drivers in
National Stock Yards,IL
If you are planning to get a car insurance policy for your teenage
dependent, Westfield provides the cheapest car
insurance in the National Stock Yards at $41
per
month. At $431 for a six-month premium,
AAA offers the most expensive rate for
teen drivers.
If you are in your twenties AutoOwners is
the best choice for car
insurance in National Stock Yards.
As young drivers face the highest rates in National Stock Yards, AutoOwners
offers the cheapest auto insurance rates at $898 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in National Stock Yards,
Mercury is
the cheapest car insurance provider. At $287 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
National Stock Yards is State Farm, offering
rates of around $3946 for six
months.
Save up to $971/yr on car insurance rates in National Stock Yards.
Car Insurance Rates with An Accident in National Stock Yards
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In National Stock Yards, IL,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in National Stock Yards
The cheapest car insurance companies after an at-fault accident in
National Stock Yards include AutoOwners Insurance Co
and Westfield, offering $316
and $324,
respectively. Hastings Mutual is an expensive provider
with an average six-month premium of
$377.
National Stock Yards Car Insurance Rates by
Violation
Here is a list of driving violations that can increase your car
insurance rates in National Stock Yards IL. For example, the car
insurance in National Stock Yards
after a DUI increases to $1041 for a six
month policy. While the rate increases by $279 for a six-month policy in the case of
a speeding ticket.
National Stock Yards auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1245
$207
One Med/PIP claim
$1252
$213
Not-at-fault accident
$1321
$220
One comp claim
$1350
$230
Two Med/PIP claims
$1350
$225
Failure to wear a seat belt
$1448
$246
Driving without lights
$1463
$244
Child safety restraint
$1471
$250
Two comp claims
$1471
$245
Failure to show documents
$1494
$254
Speeding 6 - 10 MPH over limit
$1524
$254
Driving with expired registration
$1532
$260
Speeding 11 - 15 MPH over limit
$1562
$260
Driving too slowly
$1570
$267
Failure to yield
$1570
$262
Illegal turn
$1570
$267
At-fault accident - less than $1000
$1584
$264
Failure to stop at a red light
$1584
$269
Following too closely
$1584
$264
Speeding 16 - 20 MPH over limit
$1591
$271
Speeding in school zone
$1591
$265
Improper passing
$1599
$272
Wrong way/wrong lane
$1599
$267
Cell phone violation
$1629
$277
Texting while driving
$1629
$272
Passing school bus
$1645
$279
In 65 MPH zone
$1652
$276
Speeding 21 - 25 MPH over limit
$1668
$283
Operating a vehicle without permission
$1698
$283
At-fault accident - $1000-$2000
$1803
$306
At-fault accident - greater than $2000
$1833
$306
Open container
$1894
$323
Reckless driving
$2196
$366
Racing
$2217
$377
Driving with a suspended license
$2263
$377
Refusal to submit to a chemical test
$2278
$387
DUI
$2286
$381
Leaving scene of an accident/hit and run
$2309
$392
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in National Stock Yards after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in National Stock Yards.
The cheapest car insurance premiums in
National Stock Yards are
offered by Mercury at $287 for a six-month policy.
However, it can be as
expensive as $3236 with companies
like Farmers.
National Stock Yards car insurance quotes with a DUI
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in National Stock Yards are offered by Westfield
at $241. However,
it can be as expensive as $5930
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in National Stock Yards after Speeding ticket
Car Insurance Price Trends in National Stock Yards,
Illinois
Car insurance rates in National Stock Yards have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the National Stock Yards rose by
$245 in December
compared to $243 of November. In other words, there has been an increase by $2 when you
compare December and November.
The average cost of liability insurance in the National Stock Yards rose to $67 in December,
compared to $65 in November.
This represents an increase of $2
when comparing December and November.
Average Car Insurance Cost in National Stock Yards by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
National Stock Yards. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in National Stock Yards?
The car insurance in National Stock Yards is $32 per month, which is lower than the national average.
What is the cheapest car insurance in National Stock Yards?
The cheapest car insurance in National Stock Yards
is $97 per month
for full coverage.
How much is car insurance in National Stock Yards for teenagers?
Car insurance for teenagers costs $241 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
National Stock Yards?
The average cost of car insurance is $869 for a six-month
policy. It will cost around $184 per month to insure your
car in National Stock Yards.
Is car insurance expensive in National Stock Yards?
Car insurance can be expensive in National Stock Yards if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in National Stock Yards can be
affordable.
What is the best car insurance in National Stock Yards,
IL?
The best car insurance company in National Stock Yards
IL is
AutoOwners Insurance Co, offering $566 for a
six-month policy.
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National Stock Yards Car Insurance
