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Finding the cheapest car insurance quotes in Cranberry Isles shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Cranberry Isles
The car insurance rate in Cranberry Isles is $718 for a six-month policy, which is $53 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $366, making it a popular choice for budget-conscious drivers. Rates in Cranberry Isles can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Cranberry Isles
1st place: Concord Group
At $366 for a six
month policy, Concord Group offers
the cheapest
auto
insurance rates in the city.
2nd place: Travelers
Travelers offers auto
insurance rates at $462 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Vermont Mutual
Vermont Mutual offers auto insurance
rates at $469
for six months, making it
the third cheapest auto insurance company in Cranberry Isles.
Cranberry Isles Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Cranberry Isles, ME is Concord Group, offering policies at just $366 for a six-month term. This is followed by Travelers, which has an average six-month premium of $462.
At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $1200 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Cranberry Isles drivers find the best deals.
Cheap Car Insurance Companies in Cranberry Isles, ME
Way's key takeaways about car insurance in Cranberry Isles
The auto insurance costs in Cranberry Isles fall around $366 for six
months.
The cheapest auto insurance company in Cranberry Isles is MMG.
Teen drivers pay the highest rate in Cranberry Isles at $739 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Cranberry Isles
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Cranberry Isles are given below.
MMG provides
the cheapest minimum car insurance
coverage in Cranberry Isles. Their Average 6 Month Premium is $154.
Electric is the most
expensive at $238 for the same
period.
Cheapest Liability Coverage in Cranberry Isles, ME
Cheapest Full Coverage Car Insurance in Cranberry Isles
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Cranberry Isles is Concord Group
at $60 per month and $366
for six months.
Cheapest Full Coverage Car Insurance Quotes in Cranberry Isles,
ME
Get Your Car Insurance Quote in Cranberry Isles
Instantly!
Average Car Insurance in Cranberry Isles by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Cranberry Isles, ME increasing?
Despite maintaining a clean driving record, your car insurance rates
in Cranberry Isles, Maine, may be increasing due to several external factors.
Maine has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Cranberry Isles's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Cranberry Isles
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Cranberry Isles,ME
If you are planning to get a car insurance policy for your teenage
dependent, AutoOwners provides the cheapest car
insurance in the Cranberry Isles at $39
per
month. At $4433 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Cranberry Isles.
As young drivers face the highest rates in Cranberry Isles, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Cranberry Isles,
Concord Group is
the cheapest car insurance provider. At $295 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Cranberry Isles is State Farm, offering
rates of around $4196 for six
months.
Save up to $971/yr on car insurance rates in Cranberry Isles.
Car Insurance Rates with An Accident in Cranberry Isles
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Cranberry Isles, ME,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Cranberry Isles
The cheapest car insurance companies after an at-fault accident in
Cranberry Isles include Vermont Mutual
and AutoOwners, offering $166
and $264,
respectively. Farmers is an expensive provider
with an average six-month premium of
$2483.
Here is a list of driving violations that can increase your car
insurance rates in Cranberry Isles ME. For example, the car
insurance in Cranberry Isles
after a DUI increases to $545 for a six
month policy. While the rate increases by $141 for a six-month policy in the case of
a speeding ticket.
Cranberry Isles auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$661
$110
One Med/PIP claim
$667
$113
Two Med/PIP claims
$699
$117
One comp claim
$705
$120
Not-at-fault accident
$712
$119
Driving without lights
$751
$127
Failure to show documents
$757
$126
Failure to wear a seat belt
$764
$130
Child safety restraint
$770
$129
Two comp claims
$783
$133
Driving with expired registration
$796
$133
Driving too slowly
$802
$136
Speeding 11 - 15 MPH over limit
$802
$134
Speeding 6 - 10 MPH over limit
$802
$136
Speeding in school zone
$802
$134
Following too closely
$808
$137
Illegal turn
$808
$135
In 65 MPH zone
$808
$137
Failure to stop at a red light
$814
$136
Failure to yield
$814
$138
Improper passing
$814
$136
Speeding 16 - 20 MPH over limit
$821
$139
Speeding 21 - 25 MPH over limit
$821
$137
Wrong way/wrong lane
$821
$139
Passing school bus
$853
$143
Cell phone violation
$873
$148
Texting while driving
$892
$149
At-fault accident - less than $1000
$910
$154
Open container
$956
$160
Operating a vehicle without permission
$975
$166
At-fault accident - $1000-$2000
$995
$165
At-fault accident - greater than $2000
$1008
$172
Racing
$1117
$186
Driving with a suspended license
$1148
$195
Reckless driving
$1148
$191
DUI
$1206
$205
Refusal to submit to a chemical test
$1206
$201
Leaving scene of an accident/hit and run
$1277
$217
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Cranberry Isles after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Cranberry Isles.
The cheapest car insurance premiums in
Cranberry Isles are
offered by AutoOwners at $275 for a six-month policy.
However, it can be as
expensive as $5396 with companies
like Sentry.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Cranberry Isles are offered by Vermont Mutual
at $148. However,
it can be as expensive as $1886
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Cranberry Isles after Speeding ticket
Car Insurance Price Trends in Cranberry Isles,
Maine
Car insurance rates in Cranberry Isles have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Cranberry Isles rose by
$165 in February
compared to $140 of January. In other words, there has been an increase by $25 when you
compare February and January.
The average cost of liability insurance in the Cranberry Isles dipped to $37 in February,
compared to $40 in January.
This represents an decrease of $3
when comparing February and January.
Average Car Insurance Cost in Cranberry Isles by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Cranberry Isles. At $1436 for a
six-month policy, insuring
your car at 4625 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Cranberry Isles?
The car insurance in Cranberry Isles is $26 per month, which is lower than the national average.
What is the cheapest car insurance in Cranberry Isles?
The cheapest car insurance in Cranberry Isles
is $60 per month
for full coverage.
How much is car insurance in Cranberry Isles for teenagers?
Car insurance for teenagers costs $231 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Cranberry Isles?
The average cost of car insurance is $665 for a six-month
policy. It will cost around $120 per month to insure your
car in Cranberry Isles.
Is car insurance expensive in Cranberry Isles?
Car insurance can be expensive in Cranberry Isles if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Cranberry Isles can be
affordable.
What is the best car insurance in Cranberry Isles,
ME?
The best car insurance company in Cranberry Isles
ME is
Concord Group, offering $366 for a
six-month policy.
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Cranberry Isles Car Insurance
