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Finding the cheapest car insurance quotes in Eddington shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Eddington
The car insurance rate in Eddington is $712 for a six-month policy, which is $47 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $363, making it a popular choice for budget-conscious drivers. Rates in Eddington can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $363 for a six
month policy, Concord Group offers
the cheapest
auto
insurance rates in the city.
2nd place: Travelers
Travelers offers auto
insurance rates at $458 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Vermont Mutual
Vermont Mutual offers auto insurance
rates at $464
for six months, making it
the third cheapest auto insurance company in Eddington.
Eddington Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Eddington, ME is Concord Group, offering policies at just $363 for a six-month term. This is followed by Travelers, which has an average six-month premium of $458.
At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $1189 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Eddington drivers find the best deals.
Way's key takeaways about car insurance in Eddington
The auto insurance costs in Eddington fall around $363 for six
months.
The cheapest auto insurance company in Eddington is MMG.
Teen drivers pay the highest rate in Eddington at $732 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Eddington
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Eddington are given below.
MMG provides
the cheapest minimum car insurance
coverage in Eddington. Their Average 6 Month Premium is $153.
Electric is the most
expensive at $235 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Eddington is Concord Group
at $60 per month and $363
for six months.
Cheapest Full Coverage Car Insurance Quotes in Eddington,
ME
Get Your Car Insurance Quote in Eddington
Instantly!
Average Car Insurance in Eddington by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Eddington, ME increasing?
Despite maintaining a clean driving record, your car insurance rates
in Eddington, Maine, may be increasing due to several external factors.
Maine has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Eddington's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Eddington
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Eddington,ME
If you are planning to get a car insurance policy for your teenage
dependent, AutoOwners provides the cheapest car
insurance in the Eddington at $39
per
month. At $4392 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Eddington.
As young drivers face the highest rates in Eddington, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Eddington,
Concord Group is
the cheapest car insurance provider. At $292 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Eddington is State Farm, offering
rates of around $4157 for six
months.
Save up to $971/yr on car insurance rates in Eddington.
Car Insurance Rates with An Accident in Eddington
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Eddington, ME,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Eddington
The cheapest car insurance companies after an at-fault accident in
Eddington include Vermont Mutual
and AutoOwners, offering $165
and $261,
respectively. Farmers is an expensive provider
with an average six-month premium of
$2460.
Here is a list of driving violations that can increase your car
insurance rates in Eddington ME. For example, the car
insurance in Eddington
after a DUI increases to $540 for a six
month policy. While the rate increases by $140 for a six-month policy in the case of
a speeding ticket.
Eddington auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$655
$109
One Med/PIP claim
$661
$112
Two Med/PIP claims
$692
$116
One comp claim
$699
$119
Not-at-fault accident
$705
$118
Driving without lights
$744
$126
Failure to show documents
$750
$125
Failure to wear a seat belt
$756
$128
Child safety restraint
$763
$127
Two comp claims
$776
$132
Driving with expired registration
$789
$132
Driving too slowly
$795
$135
Speeding 11 - 15 MPH over limit
$795
$133
Speeding 6 - 10 MPH over limit
$795
$135
Speeding in school zone
$795
$133
Following too closely
$800
$136
Illegal turn
$800
$134
In 65 MPH zone
$800
$136
Failure to stop at a red light
$807
$135
Failure to yield
$807
$137
Improper passing
$807
$135
Speeding 16 - 20 MPH over limit
$813
$138
Speeding 21 - 25 MPH over limit
$813
$136
Wrong way/wrong lane
$813
$138
Passing school bus
$845
$141
Cell phone violation
$865
$147
Texting while driving
$884
$148
At-fault accident - less than $1000
$902
$153
Open container
$947
$158
Operating a vehicle without permission
$966
$165
At-fault accident - $1000-$2000
$985
$164
At-fault accident - greater than $2000
$998
$170
Racing
$1106
$184
Driving with a suspended license
$1137
$194
Reckless driving
$1137
$189
DUI
$1195
$203
Refusal to submit to a chemical test
$1195
$199
Leaving scene of an accident/hit and run
$1265
$215
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Eddington after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Eddington.
The cheapest car insurance premiums in
Eddington are
offered by AutoOwners at $273 for a six-month policy.
However, it can be as
expensive as $5346 with companies
like Sentry.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Eddington are offered by Vermont Mutual
at $147. However,
it can be as expensive as $1868
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Eddington after Speeding ticket
Car insurance rates in Eddington have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Eddington rose by
$164 in February
compared to $139 of January. In other words, there has been an increase by $25 when you
compare February and January.
The average cost of liability insurance in the Eddington dipped to $36 in February,
compared to $40 in January.
This represents an decrease of $4
when comparing February and January.
Average Car Insurance Cost in Eddington by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Eddington. At $1423 for a
six-month policy, insuring
your car at 4428 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Eddington?
The car insurance in Eddington is $26 per month, which is lower than the national average.
What is the cheapest car insurance in Eddington?
The cheapest car insurance in Eddington
is $60 per month
for full coverage.
How much is car insurance in Eddington for teenagers?
Car insurance for teenagers costs $229 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Eddington?
The average cost of car insurance is $665 for a six-month
policy. It will cost around $119 per month to insure your
car in Eddington.
Is car insurance expensive in Eddington?
Car insurance can be expensive in Eddington if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Eddington can be
affordable.
What is the best car insurance in Eddington,
ME?
The best car insurance company in Eddington
ME is
Concord Group, offering $363 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Eddington, ME
Car Insurance Rates by State in the USA (2025 Update)
Eddington Car Insurance
