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Finding the cheapest car insurance quotes in Fort Kent Mills shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Fort Kent Mills
The car insurance rate in Fort Kent Mills is $590 for a six-month policy, which is $18 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $329, making it a popular choice for budget-conscious drivers. Rates in Fort Kent Mills can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Fort Kent Mills
1st place: Concord Group
At $329 for a six
month policy, Concord Group offers
the cheapest
auto
insurance rates in the city.
2nd place: Travelers
Travelers offers auto
insurance rates at $404 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Vermont Mutual
Vermont Mutual offers auto insurance
rates at $421
for six months, making it
the third cheapest auto insurance company in Fort Kent Mills.
Fort Kent Mills Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Fort Kent Mills, ME is Concord Group, offering policies at just $329 for a six-month term. This is followed by Travelers, which has an average six-month premium of $404.
At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $888 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Fort Kent Mills drivers find the best deals.
Cheap Car Insurance Companies in Fort Kent Mills, ME
Way's key takeaways about car insurance in Fort Kent Mills
The auto insurance costs in Fort Kent Mills fall around $329 for six
months.
The cheapest auto insurance company in Fort Kent Mills is USAA.
Teen drivers pay the highest rate in Fort Kent Mills at $550 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Fort Kent Mills
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Fort Kent Mills are given below.
USAA provides
the cheapest minimum car insurance
coverage in Fort Kent Mills. Their Average 6 Month Premium is $145.
Electric is the most
expensive at $213 for the same
period.
Cheapest Liability Coverage in Fort Kent Mills, ME
Cheapest Full Coverage Car Insurance in Fort Kent Mills
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Fort Kent Mills is Concord Group
at $56 per month and $329
for six months.
Cheapest Full Coverage Car Insurance Quotes in Fort Kent Mills,
ME
Get Your Car Insurance Quote in Fort Kent Mills
Instantly!
Average Car Insurance in Fort Kent Mills by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Fort Kent Mills, ME increasing?
Despite maintaining a clean driving record, your car insurance rates
in Fort Kent Mills, Maine, may be increasing due to several external factors.
Maine has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Fort Kent Mills's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Fort Kent Mills
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Fort Kent Mills,ME
If you are planning to get a car insurance policy for your teenage
dependent, AutoOwners provides the cheapest car
insurance in the Fort Kent Mills at $35
per
month. At $3232 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Fort Kent Mills.
As young drivers face the highest rates in Fort Kent Mills, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Fort Kent Mills,
Concord Group is
the cheapest car insurance provider. At $265 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Fort Kent Mills is Farmers, offering
rates of around $2742 for six
months.
Save up to $971/yr on car insurance rates in Fort Kent Mills.
Car Insurance Rates with An Accident in Fort Kent Mills
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Fort Kent Mills, ME,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Fort Kent Mills
The cheapest car insurance companies after an at-fault accident in
Fort Kent Mills include Vermont Mutual
and AutoOwners, offering $149
and $237,
respectively. Farmers is an expensive provider
with an average six-month premium of
$1803.
Here is a list of driving violations that can increase your car
insurance rates in Fort Kent Mills ME. For example, the car
insurance in Fort Kent Mills
after a DUI increases to $489 for a six
month policy. While the rate increases by $127 for a six-month policy in the case of
a speeding ticket.
Fort Kent Mills auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$594
$99
One Med/PIP claim
$599
$102
Two Med/PIP claims
$628
$105
One comp claim
$633
$108
Not-at-fault accident
$639
$107
Driving without lights
$674
$114
Failure to show documents
$680
$113
Failure to wear a seat belt
$686
$116
Child safety restraint
$692
$115
Two comp claims
$703
$119
Driving with expired registration
$715
$119
Driving too slowly
$721
$122
Speeding 11 - 15 MPH over limit
$721
$120
Speeding 6 - 10 MPH over limit
$721
$122
Speeding in school zone
$721
$120
Following too closely
$726
$123
Illegal turn
$726
$121
In 65 MPH zone
$726
$123
Failure to stop at a red light
$731
$122
Failure to yield
$731
$124
Improper passing
$731
$122
Speeding 16 - 20 MPH over limit
$737
$125
Speeding 21 - 25 MPH over limit
$737
$123
Wrong way/wrong lane
$737
$125
Passing school bus
$766
$128
Cell phone violation
$784
$133
Texting while driving
$801
$134
At-fault accident - less than $1000
$818
$139
Open container
$858
$144
Operating a vehicle without permission
$876
$149
At-fault accident - $1000-$2000
$893
$148
At-fault accident - greater than $2000
$905
$154
Racing
$1003
$167
Driving with a suspended license
$1031
$176
Reckless driving
$1031
$172
DUI
$1083
$184
Refusal to submit to a chemical test
$1083
$180
Leaving scene of an accident/hit and run
$1147
$195
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Fort Kent Mills after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Fort Kent Mills.
The cheapest car insurance premiums in
Fort Kent Mills are
offered by AutoOwners at $247 for a six-month policy.
However, it can be as
expensive as $1970 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Fort Kent Mills are offered by Vermont Mutual
at $133. However,
it can be as expensive as $1550
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Fort Kent Mills after Speeding ticket
Car Insurance Price Trends in Fort Kent Mills,
Maine
Car insurance rates in Fort Kent Mills have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Fort Kent Mills remained steady at $126 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Fort Kent Mills remained steady at $36 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in Fort Kent Mills by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Fort Kent Mills. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Fort Kent Mills?
The car insurance in Fort Kent Mills is $24 per month, which is lower than the national average.
What is the cheapest car insurance in Fort Kent Mills?
The cheapest car insurance in Fort Kent Mills
is $56 per month
for full coverage.
How much is car insurance in Fort Kent Mills for teenagers?
Car insurance for teenagers costs $208 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Fort Kent Mills?
The average cost of car insurance is $608 for a six-month
policy. It will cost around $99 per month to insure your
car in Fort Kent Mills.
Is car insurance expensive in Fort Kent Mills?
Car insurance can be expensive in Fort Kent Mills if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Fort Kent Mills can be
affordable.
What is the best car insurance in Fort Kent Mills,
ME?
The best car insurance company in Fort Kent Mills
ME is
Concord Group, offering $329 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Fort Kent Mills, ME
Car Insurance Rates by State in the USA (2025 Update)
Fort Kent Mills Car Insurance
