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Finding the cheapest car insurance quotes in Kennebunkport shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Kennebunkport
The car insurance rate in Kennebunkport is $678 for a six-month policy, which is $13 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $346, making it a popular choice for budget-conscious drivers. Rates in Kennebunkport can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $346 for a six
month policy, Concord Group offers
the cheapest
auto
insurance rates in the city.
2nd place: Travelers
Travelers offers auto
insurance rates at $437 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Vermont Mutual
Vermont Mutual offers auto insurance
rates at $443
for six months, making it
the third cheapest auto insurance company in Kennebunkport.
Kennebunkport Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Kennebunkport, ME is Concord Group, offering policies at just $346 for a six-month term. This is followed by Travelers, which has an average six-month premium of $437.
At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $1133 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Kennebunkport drivers find the best deals.
Cheap Car Insurance Companies in Kennebunkport, ME
Way's key takeaways about car insurance in Kennebunkport
The auto insurance costs in Kennebunkport fall around $346 for six
months.
The cheapest auto insurance company in Kennebunkport is MMG.
Teen drivers pay the highest rate in Kennebunkport at $698 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Kennebunkport
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Kennebunkport are given below.
MMG provides
the cheapest minimum car insurance
coverage in Kennebunkport. Their Average 6 Month Premium is $146.
Electric is the most
expensive at $224 for the same
period.
Cheapest Full Coverage Car Insurance in Kennebunkport
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Kennebunkport is Concord Group
at $57 per month and $346
for six months.
Cheapest Full Coverage Car Insurance Quotes in Kennebunkport,
ME
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Average Car Insurance in Kennebunkport by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Kennebunkport, ME increasing?
Despite maintaining a clean driving record, your car insurance rates
in Kennebunkport, Maine, may be increasing due to several external factors.
Maine has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Kennebunkport's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Kennebunkport
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Kennebunkport,ME
If you are planning to get a car insurance policy for your teenage
dependent, AutoOwners provides the cheapest car
insurance in the Kennebunkport at $37
per
month. At $4187 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Kennebunkport.
As young drivers face the highest rates in Kennebunkport, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Kennebunkport,
Concord Group is
the cheapest car insurance provider. At $278 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Kennebunkport is State Farm, offering
rates of around $3963 for six
months.
Save up to $971/yr on car insurance rates in Kennebunkport.
Car Insurance Rates with An Accident in Kennebunkport
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Kennebunkport, ME,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Kennebunkport
The cheapest car insurance companies after an at-fault accident in
Kennebunkport include Vermont Mutual
and AutoOwners, offering $157
and $249,
respectively. Farmers is an expensive provider
with an average six-month premium of
$2345.
Here is a list of driving violations that can increase your car
insurance rates in Kennebunkport ME. For example, the car
insurance in Kennebunkport
after a DUI increases to $515 for a six
month policy. While the rate increases by $134 for a six-month policy in the case of
a speeding ticket.
Kennebunkport auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$624
$104
One Med/PIP claim
$630
$107
Two Med/PIP claims
$660
$110
One comp claim
$666
$113
Not-at-fault accident
$672
$112
Driving without lights
$709
$120
Failure to show documents
$715
$119
Failure to wear a seat belt
$721
$122
Child safety restraint
$727
$121
Two comp claims
$740
$125
Driving with expired registration
$752
$125
Driving too slowly
$758
$129
Speeding 11 - 15 MPH over limit
$758
$126
Speeding 6 - 10 MPH over limit
$758
$129
Speeding in school zone
$758
$126
Following too closely
$763
$130
Illegal turn
$763
$128
In 65 MPH zone
$763
$130
Failure to stop at a red light
$769
$129
Failure to yield
$769
$131
Improper passing
$769
$129
Speeding 16 - 20 MPH over limit
$775
$132
Speeding 21 - 25 MPH over limit
$775
$130
Wrong way/wrong lane
$775
$132
Passing school bus
$806
$135
Cell phone violation
$824
$140
Texting while driving
$843
$141
At-fault accident - less than $1000
$860
$146
Open container
$903
$151
Operating a vehicle without permission
$921
$157
At-fault accident - $1000-$2000
$939
$156
At-fault accident - greater than $2000
$952
$162
Racing
$1055
$175
Driving with a suspended license
$1084
$185
Reckless driving
$1084
$181
DUI
$1139
$194
Refusal to submit to a chemical test
$1139
$190
Leaving scene of an accident/hit and run
$1206
$205
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Kennebunkport after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Kennebunkport.
The cheapest car insurance premiums in
Kennebunkport are
offered by AutoOwners at $260 for a six-month policy.
However, it can be as
expensive as $5096 with companies
like Sentry.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Kennebunkport are offered by Vermont Mutual
at $140. However,
it can be as expensive as $1781
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Kennebunkport after Speeding ticket
Car Insurance Price Trends in Kennebunkport,
Maine
Car insurance rates in Kennebunkport have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Kennebunkport rose by
$156 in February
compared to $133 of January. In other words, there has been an increase by $23 when you
compare February and January.
The average cost of liability insurance in the Kennebunkport dipped to $35 in February,
compared to $38 in January.
This represents an decrease of $3
when comparing February and January.
Average Car Insurance Cost in Kennebunkport by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Kennebunkport. At $1356 for a
six-month policy, insuring
your car at 4046 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Kennebunkport?
The car insurance in Kennebunkport is $24 per month, which is lower than the national average.
What is the cheapest car insurance in Kennebunkport?
The cheapest car insurance in Kennebunkport
is $57 per month
for full coverage.
How much is car insurance in Kennebunkport for teenagers?
Car insurance for teenagers costs $218 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Kennebunkport?
The average cost of car insurance is $665 for a six-month
policy. It will cost around $113 per month to insure your
car in Kennebunkport.
Is car insurance expensive in Kennebunkport?
Car insurance can be expensive in Kennebunkport if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Kennebunkport can be
affordable.
What is the best car insurance in Kennebunkport,
ME?
The best car insurance company in Kennebunkport
ME is
Concord Group, offering $346 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Kennebunkport, ME
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Kennebunkport Car Insurance
