We use essential cookies to make our site work. With your consent, we may also use non-essential cookies to improve user experience, personalize content, and analyze website traffic. For these reasons, we may share your site usage data with our analytics partners. By clicking “Accept,” you agree to our website's cookie use as described in our Cookie Policy. You can change your cookie settings at any time by clicking “Preferences.”
Finding the cheapest car insurance quotes in Mars Hill shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Mars Hill
The car insurance rate in Mars Hill is $612 for a six-month policy, which is $53 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $312, making it a popular choice for budget-conscious drivers. Rates in Mars Hill can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $312 for a six
month policy, Concord Group offers
the cheapest
auto
insurance rates in the city.
2nd place: Travelers
Travelers offers auto
insurance rates at $394 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Vermont Mutual
Vermont Mutual offers auto insurance
rates at $399
for six months, making it
the third cheapest auto insurance company in Mars Hill.
Mars Hill Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Mars Hill, ME is Concord Group, offering policies at just $312 for a six-month term. This is followed by Travelers, which has an average six-month premium of $394.
At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $1022 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Mars Hill drivers find the best deals.
Way's key takeaways about car insurance in Mars Hill
The auto insurance costs in Mars Hill fall around $312 for six
months.
The cheapest auto insurance company in Mars Hill is MMG.
Teen drivers pay the highest rate in Mars Hill at $629 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Mars Hill
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Mars Hill are given below.
MMG provides
the cheapest minimum car insurance
coverage in Mars Hill. Their Average 6 Month Premium is $132.
Electric is the most
expensive at $202 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Mars Hill is Concord Group
at $52 per month and $312
for six months.
Cheapest Full Coverage Car Insurance Quotes in Mars Hill,
ME
Get Your Car Insurance Quote in Mars Hill
Instantly!
Average Car Insurance in Mars Hill by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Mars Hill, ME increasing?
Despite maintaining a clean driving record, your car insurance rates
in Mars Hill, Maine, may be increasing due to several external factors.
Maine has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Mars Hill's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Mars Hill
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
undefined
Cheapest Car Insurance Rates for Teen Drivers in
Mars Hill,ME
If you are planning to get a car insurance policy for your teenage
dependent, AutoOwners provides the cheapest car
insurance in the Mars Hill at $33
per
month. At $3777 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Mars Hill.
As young drivers face the highest rates in Mars Hill, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Mars Hill,
Concord Group is
the cheapest car insurance provider. At $251 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Mars Hill is State Farm, offering
rates of around $3574 for six
months.
Save up to $971/yr on car insurance rates in Mars Hill.
Car Insurance Rates with An Accident in Mars Hill
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Mars Hill, ME,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Mars Hill
The cheapest car insurance companies after an at-fault accident in
Mars Hill include Vermont Mutual
and AutoOwners, offering $142
and $224,
respectively. Farmers is an expensive provider
with an average six-month premium of
$2115.
Here is a list of driving violations that can increase your car
insurance rates in Mars Hill ME. For example, the car
insurance in Mars Hill
after a DUI increases to $465 for a six
month policy. While the rate increases by $121 for a six-month policy in the case of
a speeding ticket.
Mars Hill auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$563
$94
One Med/PIP claim
$569
$97
Two Med/PIP claims
$595
$99
One comp claim
$601
$102
Not-at-fault accident
$606
$101
Driving without lights
$639
$109
Failure to show documents
$645
$108
Failure to wear a seat belt
$650
$110
Child safety restraint
$656
$109
Two comp claims
$667
$113
Driving with expired registration
$678
$113
Driving too slowly
$684
$116
Speeding 11 - 15 MPH over limit
$684
$114
Speeding 6 - 10 MPH over limit
$684
$116
Speeding in school zone
$684
$114
Following too closely
$688
$117
Illegal turn
$688
$115
In 65 MPH zone
$688
$117
Failure to stop at a red light
$694
$116
Failure to yield
$694
$118
Improper passing
$694
$116
Speeding 16 - 20 MPH over limit
$699
$119
Speeding 21 - 25 MPH over limit
$699
$117
Wrong way/wrong lane
$699
$119
Passing school bus
$727
$121
Cell phone violation
$743
$126
Texting while driving
$760
$127
At-fault accident - less than $1000
$776
$132
Open container
$814
$136
Operating a vehicle without permission
$831
$142
At-fault accident - $1000-$2000
$847
$141
At-fault accident - greater than $2000
$858
$146
Racing
$951
$158
Driving with a suspended license
$978
$167
Reckless driving
$978
$163
DUI
$1028
$175
Refusal to submit to a chemical test
$1028
$171
Leaving scene of an accident/hit and run
$1087
$185
Your Wallet Deserves Better. Seriously.
Get smarter car insurance rates in minutes today!
Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Mars Hill after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Mars Hill.
The cheapest car insurance premiums in
Mars Hill are
offered by AutoOwners at $235 for a six-month policy.
However, it can be as
expensive as $4596 with companies
like Sentry.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Mars Hill are offered by Vermont Mutual
at $126. However,
it can be as expensive as $1606
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Mars Hill after Speeding ticket
Car insurance rates in Mars Hill have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Mars Hill rose by
$141 in February
compared to $120 of January. In other words, there has been an increase by $21 when you
compare February and January.
The average cost of liability insurance in the Mars Hill dipped to $31 in February,
compared to $34 in January.
This represents an decrease of $3
when comparing February and January.
Average Car Insurance Cost in Mars Hill by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Mars Hill. At $1223 for a
six-month policy, insuring
your car at 4758 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
undefined
Frequently Asked Questions
How much is car insurance in Mars Hill?
The car insurance in Mars Hill is $22 per month, which is lower than the national average.
What is the cheapest car insurance in Mars Hill?
The cheapest car insurance in Mars Hill
is $52 per month
for full coverage.
How much is car insurance in Mars Hill for teenagers?
Car insurance for teenagers costs $197 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Mars Hill?
The average cost of car insurance is $665 for a six-month
policy. It will cost around $102 per month to insure your
car in Mars Hill.
Is car insurance expensive in Mars Hill?
Car insurance can be expensive in Mars Hill if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Mars Hill can be
affordable.
What is the best car insurance in Mars Hill,
ME?
The best car insurance company in Mars Hill
ME is
Concord Group, offering $312 for a
six-month policy.
Tired of Insane Auto Insurance Bills? Us Too!
Cut auto insurance costs in Mars Hill right now.
Find Car Insurance Rates in Cities Near Mars Hill, ME
Car Insurance Rates by State in the USA (2025 Update)
Mars Hill Car Insurance
