We use essential cookies to make our site work. With your consent, we may also use non-essential cookies to improve user experience, personalize content, and analyze website traffic. For these reasons, we may share your site usage data with our analytics partners. By clicking “Accept,” you agree to our website's cookie use as described in our Cookie Policy. You can change your cookie settings at any time by clicking “Preferences.”
Finding the cheapest car insurance quotes in New Limerick shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in New Limerick
The car insurance rate in New Limerick is $584 for a six-month policy, which is $24 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $325, making it a popular choice for budget-conscious drivers. Rates in New Limerick can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $325 for a six
month policy, Concord Group offers
the cheapest
auto
insurance rates in the city.
2nd place: Travelers
Travelers offers auto
insurance rates at $399 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Vermont Mutual
Vermont Mutual offers auto insurance
rates at $417
for six months, making it
the third cheapest auto insurance company in New Limerick.
New Limerick Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in New Limerick, ME is Concord Group, offering policies at just $325 for a six-month term. This is followed by Travelers, which has an average six-month premium of $399.
At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $878 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help New Limerick drivers find the best deals.
Way's key takeaways about car insurance in New Limerick
The auto insurance costs in New Limerick fall around $325 for six
months.
The cheapest auto insurance company in New Limerick is USAA.
Teen drivers pay the highest rate in New Limerick at $544 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in New Limerick
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in New Limerick are given below.
USAA provides
the cheapest minimum car insurance
coverage in New Limerick. Their Average 6 Month Premium is $143.
Electric is the most
expensive at $211 for the same
period.
Cheapest Full Coverage Car Insurance in New Limerick
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in New Limerick is Concord Group
at $56 per month and $325
for six months.
Cheapest Full Coverage Car Insurance Quotes in New Limerick,
ME
Get Your Car Insurance Quote in New Limerick
Instantly!
Average Car Insurance in New Limerick by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in New Limerick, ME increasing?
Despite maintaining a clean driving record, your car insurance rates
in New Limerick, Maine, may be increasing due to several external factors.
Maine has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, New Limerick's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in New Limerick
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
undefined
Cheapest Car Insurance Rates for Teen Drivers in
New Limerick,ME
If you are planning to get a car insurance policy for your teenage
dependent, AutoOwners provides the cheapest car
insurance in the New Limerick at $35
per
month. At $3199 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in New Limerick.
As young drivers face the highest rates in New Limerick, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in New Limerick,
Concord Group is
the cheapest car insurance provider. At $262 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
New Limerick is Farmers, offering
rates of around $2714 for six
months.
Save up to $971/yr on car insurance rates in New Limerick.
Car Insurance Rates with An Accident in New Limerick
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In New Limerick, ME,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in New Limerick
The cheapest car insurance companies after an at-fault accident in
New Limerick include Vermont Mutual
and AutoOwners, offering $148
and $234,
respectively. Farmers is an expensive provider
with an average six-month premium of
$1785.
Here is a list of driving violations that can increase your car
insurance rates in New Limerick ME. For example, the car
insurance in New Limerick
after a DUI increases to $484 for a six
month policy. While the rate increases by $125 for a six-month policy in the case of
a speeding ticket.
New Limerick auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$588
$98
One Med/PIP claim
$593
$101
Two Med/PIP claims
$621
$104
One comp claim
$627
$107
Not-at-fault accident
$633
$106
Driving without lights
$667
$113
Failure to show documents
$673
$112
Failure to wear a seat belt
$679
$115
Child safety restraint
$684
$114
Two comp claims
$696
$118
Driving with expired registration
$708
$118
Driving too slowly
$713
$121
Speeding 11 - 15 MPH over limit
$713
$119
Speeding 6 - 10 MPH over limit
$713
$121
Speeding in school zone
$713
$119
Following too closely
$718
$122
Illegal turn
$718
$120
In 65 MPH zone
$718
$122
Failure to stop at a red light
$724
$121
Failure to yield
$724
$123
Improper passing
$724
$121
Speeding 16 - 20 MPH over limit
$730
$124
Speeding 21 - 25 MPH over limit
$730
$122
Wrong way/wrong lane
$730
$124
Passing school bus
$758
$127
Cell phone violation
$776
$132
Texting while driving
$793
$132
At-fault accident - less than $1000
$809
$137
Open container
$850
$142
Operating a vehicle without permission
$867
$148
At-fault accident - $1000-$2000
$884
$147
At-fault accident - greater than $2000
$896
$153
Racing
$993
$165
Driving with a suspended license
$1020
$174
Reckless driving
$1020
$170
DUI
$1072
$182
Refusal to submit to a chemical test
$1072
$179
Leaving scene of an accident/hit and run
$1135
$193
Your Wallet Deserves Better. Seriously.
Get smarter car insurance rates in minutes today!
Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in New Limerick after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in New Limerick.
The cheapest car insurance premiums in
New Limerick are
offered by AutoOwners at $245 for a six-month policy.
However, it can be as
expensive as $1950 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in New Limerick are offered by Vermont Mutual
at $132. However,
it can be as expensive as $1534
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in New Limerick after Speeding ticket
Car insurance rates in New Limerick have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the New Limerick remained steady at $125 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the New Limerick remained steady at $36 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in New Limerick by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
New Limerick. At $1167 for a
six-month policy, insuring
your car at 4761 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
undefined
Frequently Asked Questions
How much is car insurance in New Limerick?
The car insurance in New Limerick is $24 per month, which is lower than the national average.
What is the cheapest car insurance in New Limerick?
The cheapest car insurance in New Limerick
is $56 per month
for full coverage.
How much is car insurance in New Limerick for teenagers?
Car insurance for teenagers costs $205 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
New Limerick?
The average cost of car insurance is $608 for a six-month
policy. It will cost around $98 per month to insure your
car in New Limerick.
Is car insurance expensive in New Limerick?
Car insurance can be expensive in New Limerick if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in New Limerick can be
affordable.
What is the best car insurance in New Limerick,
ME?
The best car insurance company in New Limerick
ME is
Concord Group, offering $325 for a
six-month policy.
Tired of Insane Auto Insurance Bills? Us Too!
Cut auto insurance costs in New Limerick right now.
Find Car Insurance Rates in Cities Near New Limerick, ME
Car Insurance Rates by State in the USA (2025 Update)
New Limerick Car Insurance
