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Finding the cheapest car insurance quotes in Sangerville shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Sangerville
The car insurance rate in Sangerville is $596 for a six-month policy, which is $12 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $332, making it a popular choice for budget-conscious drivers. Rates in Sangerville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $332 for a six
month policy, Concord Group offers
the cheapest
auto
insurance rates in the city.
2nd place: Travelers
Travelers offers auto
insurance rates at $408 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Vermont Mutual
Vermont Mutual offers auto insurance
rates at $425
for six months, making it
the third cheapest auto insurance company in Sangerville.
Sangerville Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Sangerville, ME is Concord Group, offering policies at just $332 for a six-month term. This is followed by Travelers, which has an average six-month premium of $408.
At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $897 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Sangerville drivers find the best deals.
Way's key takeaways about car insurance in Sangerville
The auto insurance costs in Sangerville fall around $332 for six
months.
The cheapest auto insurance company in Sangerville is USAA.
Teen drivers pay the highest rate in Sangerville at $556 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Sangerville
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Sangerville are given below.
USAA provides
the cheapest minimum car insurance
coverage in Sangerville. Their Average 6 Month Premium is $146.
Electric is the most
expensive at $216 for the same
period.
Cheapest Full Coverage Car Insurance in Sangerville
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Sangerville is Concord Group
at $57 per month and $332
for six months.
Cheapest Full Coverage Car Insurance Quotes in Sangerville,
ME
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Average Car Insurance in Sangerville by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Sangerville, ME increasing?
Despite maintaining a clean driving record, your car insurance rates
in Sangerville, Maine, may be increasing due to several external factors.
Maine has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Sangerville's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Sangerville
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Sangerville,ME
If you are planning to get a car insurance policy for your teenage
dependent, AutoOwners provides the cheapest car
insurance in the Sangerville at $35
per
month. At $3265 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Sangerville.
As young drivers face the highest rates in Sangerville, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Sangerville,
Concord Group is
the cheapest car insurance provider. At $268 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Sangerville is Farmers, offering
rates of around $2770 for six
months.
Save up to $971/yr on car insurance rates in Sangerville.
Car Insurance Rates with An Accident in Sangerville
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Sangerville, ME,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Sangerville
The cheapest car insurance companies after an at-fault accident in
Sangerville include Vermont Mutual
and AutoOwners, offering $151
and $239,
respectively. Farmers is an expensive provider
with an average six-month premium of
$1822.
Here is a list of driving violations that can increase your car
insurance rates in Sangerville ME. For example, the car
insurance in Sangerville
after a DUI increases to $495 for a six
month policy. While the rate increases by $128 for a six-month policy in the case of
a speeding ticket.
Sangerville auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$600
$100
One Med/PIP claim
$606
$103
Two Med/PIP claims
$634
$106
One comp claim
$640
$109
Not-at-fault accident
$646
$108
Driving without lights
$681
$116
Failure to show documents
$687
$115
Failure to wear a seat belt
$693
$118
Child safety restraint
$699
$117
Two comp claims
$711
$121
Driving with expired registration
$722
$121
Driving too slowly
$728
$123
Speeding 11 - 15 MPH over limit
$728
$122
Speeding 6 - 10 MPH over limit
$728
$123
Speeding in school zone
$728
$122
Following too closely
$733
$124
Illegal turn
$733
$123
In 65 MPH zone
$733
$124
Failure to stop at a red light
$739
$123
Failure to yield
$739
$125
Improper passing
$739
$123
Speeding 16 - 20 MPH over limit
$745
$126
Speeding 21 - 25 MPH over limit
$745
$124
Wrong way/wrong lane
$745
$126
Passing school bus
$774
$129
Cell phone violation
$792
$134
Texting while driving
$809
$135
At-fault accident - less than $1000
$826
$140
Open container
$867
$145
Operating a vehicle without permission
$885
$151
At-fault accident - $1000-$2000
$903
$150
At-fault accident - greater than $2000
$914
$156
Racing
$1013
$169
Driving with a suspended license
$1042
$177
Reckless driving
$1042
$173
DUI
$1095
$186
Refusal to submit to a chemical test
$1095
$182
Leaving scene of an accident/hit and run
$1158
$197
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Sangerville after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Sangerville.
The cheapest car insurance premiums in
Sangerville are
offered by AutoOwners at $250 for a six-month policy.
However, it can be as
expensive as $1990 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Sangerville are offered by Vermont Mutual
at $134. However,
it can be as expensive as $1566
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Sangerville after Speeding ticket
Car insurance rates in Sangerville have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Sangerville remained steady at $127 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Sangerville remained steady at $36 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in Sangerville by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Sangerville. At $1191 for a
six-month policy, insuring
your car at 4479 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Sangerville?
The car insurance in Sangerville is $25 per month, which is lower than the national average.
What is the cheapest car insurance in Sangerville?
The cheapest car insurance in Sangerville
is $57 per month
for full coverage.
How much is car insurance in Sangerville for teenagers?
Car insurance for teenagers costs $210 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Sangerville?
The average cost of car insurance is $608 for a six-month
policy. It will cost around $100 per month to insure your
car in Sangerville.
Is car insurance expensive in Sangerville?
Car insurance can be expensive in Sangerville if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Sangerville can be
affordable.
What is the best car insurance in Sangerville,
ME?
The best car insurance company in Sangerville
ME is
Concord Group, offering $332 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Sangerville, ME
Car Insurance Rates by State in the USA (2025 Update)
Sangerville Car Insurance
