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Finding the cheapest car insurance quotes in Chestnut Hill shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Chestnut Hill
The car insurance rate in Chestnut Hill is $1732 for a six-month policy, which is $226 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $513, making it a popular choice for budget-conscious drivers. Rates in Chestnut Hill can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $513 for a six
month policy, Safety Group offers
the cheapest
auto
insurance rates in the city.
2nd place: Vermont Mutual
Vermont Mutual offers auto
insurance rates at $601 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: American Family
American Family offers auto insurance
rates at $860
for six months, making it
the third cheapest auto insurance company in Chestnut Hill.
Chestnut Hill Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Chestnut Hill, MA is Safety Group, offering policies at just $513 for a six-month term. This is followed by Vermont Mutual, which has an average six-month premium of $601.
At the higher end of the spectrum, Norfolk & Dedham Mutl Fire Ins is the most expensive, with rates reaching $1216 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Chestnut Hill drivers find the best deals.
Cheap Car Insurance Companies in Chestnut Hill, MA
Way's key takeaways about car insurance in Chestnut Hill
The auto insurance costs in Chestnut Hill fall around $513 for six
months.
The cheapest auto insurance company in Chestnut Hill is State Farm.
Teen drivers pay the highest rate in Chestnut Hill at $868 per
month.
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Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Chestnut Hill
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Chestnut Hill are given below.
State Farm provides
the cheapest minimum car insurance
coverage in Chestnut Hill. Their Average 6 Month Premium is $116.
Norfolk & Dedham Mutl Fire Ins is the most
expensive at $300 for the same
period.
Cheapest Full Coverage Car Insurance in Chestnut Hill
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Chestnut Hill is Safety Group
at $85 per month and $513
for six months.
Cheapest Full Coverage Car Insurance Quotes in Chestnut Hill,
MA
Get Your Car Insurance Quote in Chestnut Hill
Instantly!
Average Car Insurance in Chestnut Hill by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Chestnut Hill, MA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Chestnut Hill, Massachusetts, may be increasing due to several external factors.
Massachusetts has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Chestnut Hill's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Chestnut Hill
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
State Farm
$420
30s
State Farm
$339
40s
State Farm
$339
50s
State Farm
$339
60s
State Farm
$299
70s
State Farm
$259
Cheapest Car Insurance Rates for Teen Drivers in
Chestnut Hill,MA
If you are planning to get a car insurance policy for your teenage
dependent, Safety Group provides the cheapest car
insurance in the Chestnut Hill at $30
per
month. At $5212 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties State Farm is
the best choice for car
insurance in Chestnut Hill.
As young drivers face the highest rates in Chestnut Hill, State Farm
offers the cheapest auto insurance rates at $420 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Chestnut Hill,
companyName is
the cheapest car insurance provider. At $monthlyPremium for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Chestnut Hill is companyName, offering
rates of around $sixMonthPremium for six
months.
Company
Avg. 6 Mo. Premium
Avg. Monthly Premium
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Car Insurance Rates with An Accident in Chestnut Hill
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Chestnut Hill, MA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Chestnut Hill
The cheapest car insurance companies after an at-fault accident in
Chestnut Hill include American Family
and Safety Group, offering $281
and $314,
respectively. Allstate is an expensive provider
with an average six-month premium of
$2800.
Here is a list of driving violations that can increase your car
insurance rates in Chestnut Hill MA. For example, the car
insurance in Chestnut Hill
after a DUI increases to $855 for a six
month policy. While the rate increases by $226 for a six-month policy in the case of
a speeding ticket.
Chestnut Hill auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$908
$152
One Med/PIP claim
$908
$154
Not-at-fault accident
$936
$156
One comp claim
$936
$159
Two Med/PIP claims
$936
$156
Two comp claims
$969
$164
At-fault accident - less than $1000
$1004
$168
Child safety restraint
$1038
$177
Driving without lights
$1038
$173
Failure to wear a seat belt
$1052
$179
Cell phone violation
$1127
$187
Texting while driving
$1127
$192
Driving too slowly
$1134
$189
Failure to stop at a red light
$1134
$193
Failure to yield
$1134
$189
Following too closely
$1134
$193
Illegal turn
$1134
$189
Improper passing
$1134
$193
Speeding 11 - 15 MPH over limit
$1134
$189
Speeding 16 - 20 MPH over limit
$1134
$193
Speeding 6 - 10 MPH over limit
$1134
$189
Speeding in school zone
$1134
$193
Wrong way/wrong lane
$1134
$189
In 65 MPH zone
$1141
$194
Speeding 21 - 25 MPH over limit
$1141
$190
Operating a vehicle without permission
$1148
$195
Passing school bus
$1196
$199
At-fault accident - $1000-$2000
$1408
$239
Failure to show documents
$1434
$239
At-fault accident - greater than $2000
$1441
$245
Driving with expired registration
$1448
$241
Open container
$1531
$260
Reckless driving
$1653
$276
Refusal to submit to a chemical test
$1687
$286
Driving with a suspended license
$1756
$292
Racing
$1756
$299
DUI
$1763
$293
Leaving scene of an accident/hit and run
$1782
$304
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Chestnut Hill after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Chestnut Hill.
The cheapest car insurance premiums in
Chestnut Hill are
offered by American Family at $342 for a six-month policy.
However, it can be as
expensive as $3471 with companies
like Allstate.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Chestnut Hill are offered by State Farm
at $151. However,
it can be as expensive as $2098
with companies like Travelers for a similar
six-month premium.
Cheapest Car Insurance in Chestnut Hill after Speeding ticket
Car Insurance Price Trends in Chestnut Hill,
Massachusetts
Car insurance rates in Chestnut Hill have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Chestnut Hill rose by
$265 in February
compared to $251 of January. In other words, there has been an increase by $14 when you
compare February and January.
The average cost of liability insurance in the Chestnut Hill rose to $57 in February,
compared to $49 in January.
This represents an increase of $8
when comparing February and January.
Average Car Insurance Cost in Chestnut Hill by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Chestnut Hill. At $3463 for a
six-month policy, insuring
your car at 2467 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Chestnut Hill?
The car insurance in Chestnut Hill is $20 per month, which is lower than the national average.
What is the cheapest car insurance in Chestnut Hill?
The cheapest car insurance in Chestnut Hill
is $85 per month
for full coverage.
How much is car insurance in Chestnut Hill for teenagers?
Car insurance for teenagers costs $177 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Chestnut Hill?
The average cost of car insurance is $1506 for a six-month
policy. It will cost around $292 per month to insure your
car in Chestnut Hill.
Is car insurance expensive in Chestnut Hill?
Car insurance can be expensive in Chestnut Hill if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Chestnut Hill can be
affordable.
What is the best car insurance in Chestnut Hill,
MA?
The best car insurance company in Chestnut Hill
MA is
Safety Group, offering $513 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Chestnut Hill, MA
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Chestnut Hill Car Insurance
