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Finding the cheapest car insurance quotes in Mattapan shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Mattapan
The car insurance rate in Mattapan is $2574 for a six-month policy, which is $1042 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $749, making it a popular choice for budget-conscious drivers. Rates in Mattapan can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $749 for a six
month policy, Safety Group offers
the cheapest
auto
insurance rates in the city.
2nd place: Vermont Mutual
Vermont Mutual offers auto
insurance rates at $879 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Safety
Safety offers auto insurance
rates at $1117
for six months, making it
the third cheapest auto insurance company in Mattapan.
Mattapan Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Mattapan, MA is Safety Group, offering policies at just $749 for a six-month term. This is followed by Vermont Mutual, which has an average six-month premium of $879.
At the higher end of the spectrum, Amica Mutual is the most expensive, with rates reaching $8343 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Mattapan drivers find the best deals.
Way's key takeaways about car insurance in Mattapan
The auto insurance costs in Mattapan fall around $749 for six
months.
The cheapest auto insurance company in Mattapan is State Farm.
Teen drivers pay the highest rate in Mattapan at $1295 per
month.
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Cheapest Minimum Liability Car Insurance in Mattapan
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Mattapan are given below.
State Farm provides
the cheapest minimum car insurance
coverage in Mattapan. Their Average 6 Month Premium is $170.
Allstate is the most
expensive at $768 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Mattapan is Safety Group
at $124 per month and $749
for six months.
Cheapest Full Coverage Car Insurance Quotes in Mattapan,
MA
Get Your Car Insurance Quote in Mattapan
Instantly!
Average Car Insurance in Mattapan by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Mattapan, MA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Mattapan, Massachusetts, may be increasing due to several external factors.
Massachusetts has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Mattapan's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Mattapan
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
State Farm
$603
30s
State Farm
$487
40s
State Farm
$487
50s
State Farm
$487
60s
State Farm
$430
70s
State Farm
$371
Cheapest Car Insurance Rates for Teen Drivers in
Mattapan,MA
If you are planning to get a car insurance policy for your teenage
dependent, Safety Group provides the cheapest car
insurance in the Mattapan at $44
per
month. At $7614 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties State Farm is
the best choice for car
insurance in Mattapan.
As young drivers face the highest rates in Mattapan, State Farm
offers the cheapest auto insurance rates at $603 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Mattapan,
companyName is
the cheapest car insurance provider. At $monthlyPremium for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Mattapan is companyName, offering
rates of around $sixMonthPremium for six
months.
Company
Avg. 6 Mo. Premium
Avg. Monthly Premium
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Car Insurance Rates with An Accident in Mattapan
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Mattapan, MA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Mattapan
The cheapest car insurance companies after an at-fault accident in
Mattapan include American Family
and Safety Group, offering $410
and $459,
respectively. Allstate is an expensive provider
with an average six-month premium of
$3432.
Here is a list of driving violations that can increase your car
insurance rates in Mattapan MA. For example, the car
insurance in Mattapan
after a DUI increases to $1248 for a six
month policy. While the rate increases by $329 for a six-month policy in the case of
a speeding ticket.
Mattapan auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1327
$222
One Med/PIP claim
$1327
$225
Not-at-fault accident
$1368
$228
One comp claim
$1368
$232
Two Med/PIP claims
$1368
$228
Two comp claims
$1416
$240
At-fault accident - less than $1000
$1467
$245
Child safety restraint
$1517
$259
Driving without lights
$1517
$252
Failure to wear a seat belt
$1537
$262
Cell phone violation
$1646
$274
Texting while driving
$1646
$281
Driving too slowly
$1656
$276
Failure to stop at a red light
$1656
$282
Failure to yield
$1656
$276
Following too closely
$1656
$282
Illegal turn
$1656
$276
Improper passing
$1656
$282
Speeding 11 - 15 MPH over limit
$1656
$276
Speeding 16 - 20 MPH over limit
$1656
$282
Speeding 6 - 10 MPH over limit
$1656
$276
Speeding in school zone
$1656
$282
Wrong way/wrong lane
$1656
$276
In 65 MPH zone
$1667
$284
Speeding 21 - 25 MPH over limit
$1667
$277
Operating a vehicle without permission
$1677
$286
Passing school bus
$1747
$291
At-fault accident - $1000-$2000
$2056
$349
Failure to show documents
$2095
$349
At-fault accident - greater than $2000
$2105
$358
Driving with expired registration
$2115
$353
Open container
$2236
$380
Reckless driving
$2414
$403
Refusal to submit to a chemical test
$2465
$418
Driving with a suspended license
$2565
$427
Racing
$2565
$437
DUI
$2575
$428
Leaving scene of an accident/hit and run
$2604
$444
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Mattapan after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Mattapan.
The cheapest car insurance premiums in
Mattapan are
offered by American Family at $499 for a six-month policy.
However, it can be as
expensive as $4260 with companies
like Allstate.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Mattapan are offered by State Farm
at $220. However,
it can be as expensive as $2624
with companies like Travelers for a similar
six-month premium.
Cheapest Car Insurance in Mattapan after Speeding ticket
Car Insurance Price Trends in Mattapan,
Massachusetts
Car insurance rates in Mattapan have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Mattapan dipped by
$366 in December
compared to $373 of November. In other words, there has been an decrease by $7 when you
compare December and November.
The average cost of liability insurance in the Mattapan rose to $72 in December,
compared to $71 in November.
This represents an increase of $1
when comparing December and November.
Average Car Insurance Cost in Mattapan by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Mattapan. At $5147 for a
six-month policy, insuring
your car at 2126 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Mattapan?
The car insurance in Mattapan is $29 per month, which is lower than the national average.
What is the cheapest car insurance in Mattapan?
The cheapest car insurance in Mattapan
is $124 per month
for full coverage.
How much is car insurance in Mattapan for teenagers?
Car insurance for teenagers costs $259 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Mattapan?
The average cost of car insurance is $1532 for a six-month
policy. It will cost around $433 per month to insure your
car in Mattapan.
Is car insurance expensive in Mattapan?
Car insurance can be expensive in Mattapan if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Mattapan can be
affordable.
What is the best car insurance in Mattapan,
MA?
The best car insurance company in Mattapan
MA is
Safety Group, offering $749 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Mattapan, MA
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Mattapan Car Insurance
