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Finding the cheapest car insurance quotes in Roxbury Crossing shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Roxbury Crossing
The car insurance rate in Roxbury Crossing is $2786 for a six-month policy, which is $1280 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $825, making it a popular choice for budget-conscious drivers. Rates in Roxbury Crossing can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Roxbury Crossing
1st place: Safety Group
At $825 for a six
month policy, Safety Group offers
the cheapest
auto
insurance rates in the city.
2nd place: Vermont Mutual
Vermont Mutual offers auto
insurance rates at $968 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: American Family
American Family offers auto insurance
rates at $1384
for six months, making it
the third cheapest auto insurance company in Roxbury Crossing.
Roxbury Crossing Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Roxbury Crossing, MA is Safety Group, offering policies at just $825 for a six-month term. This is followed by Vermont Mutual, which has an average six-month premium of $968.
At the higher end of the spectrum, Norfolk & Dedham Mutl Fire Ins is the most expensive, with rates reaching $1955 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Roxbury Crossing drivers find the best deals.
Cheap Car Insurance Companies in Roxbury Crossing, MA
Way's key takeaways about car insurance in Roxbury Crossing
The auto insurance costs in Roxbury Crossing fall around $825 for six
months.
The cheapest auto insurance company in Roxbury Crossing is State Farm.
Teen drivers pay the highest rate in Roxbury Crossing at $1397 per
month.
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Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Roxbury Crossing
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Roxbury Crossing are given below.
State Farm provides
the cheapest minimum car insurance
coverage in Roxbury Crossing. Their Average 6 Month Premium is $187.
Norfolk & Dedham Mutl Fire Ins is the most
expensive at $483 for the same
period.
Cheapest Liability Coverage in Roxbury Crossing, MA
Cheapest Full Coverage Car Insurance in Roxbury Crossing
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Roxbury Crossing is Safety Group
at $137 per month and $825
for six months.
Cheapest Full Coverage Car Insurance Quotes in Roxbury Crossing,
MA
Get Your Car Insurance Quote in Roxbury Crossing
Instantly!
Average Car Insurance in Roxbury Crossing by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Roxbury Crossing, MA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Roxbury Crossing, Massachusetts, may be increasing due to several external factors.
Massachusetts has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Roxbury Crossing's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Roxbury Crossing
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
State Farm
$675
30s
State Farm
$546
40s
State Farm
$546
50s
State Farm
$546
60s
State Farm
$481
70s
State Farm
$416
Cheapest Car Insurance Rates for Teen Drivers in
Roxbury Crossing,MA
If you are planning to get a car insurance policy for your teenage
dependent, Safety Group provides the cheapest car
insurance in the Roxbury Crossing at $48
per
month. At $8384 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties State Farm is
the best choice for car
insurance in Roxbury Crossing.
As young drivers face the highest rates in Roxbury Crossing, State Farm
offers the cheapest auto insurance rates at $675 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Roxbury Crossing,
companyName is
the cheapest car insurance provider. At $monthlyPremium for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Roxbury Crossing is companyName, offering
rates of around $sixMonthPremium for six
months.
Company
Avg. 6 Mo. Premium
Avg. Monthly Premium
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Escape the Trap of Rising Insurance Costs.
Save up to $971/yr on car insurance rates in Roxbury Crossing.
Car Insurance Rates with An Accident in Roxbury Crossing
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Roxbury Crossing, MA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Roxbury Crossing
The cheapest car insurance companies after an at-fault accident in
Roxbury Crossing include American Family
and Safety Group, offering $451
and $505,
respectively. Allstate is an expensive provider
with an average six-month premium of
$4505.
Here is a list of driving violations that can increase your car
insurance rates in Roxbury Crossing MA. For example, the car
insurance in Roxbury Crossing
after a DUI increases to $1374 for a six
month policy. While the rate increases by $362 for a six-month policy in the case of
a speeding ticket.
Roxbury Crossing auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1462
$244
One Med/PIP claim
$1462
$248
Not-at-fault accident
$1506
$252
One comp claim
$1506
$255
Two Med/PIP claims
$1506
$252
Two comp claims
$1560
$265
At-fault accident - less than $1000
$1615
$270
Child safety restraint
$1671
$285
Driving without lights
$1671
$278
Failure to wear a seat belt
$1693
$289
Cell phone violation
$1813
$302
Texting while driving
$1813
$309
Driving too slowly
$1824
$303
Failure to stop at a red light
$1824
$311
Failure to yield
$1824
$303
Following too closely
$1824
$311
Illegal turn
$1824
$303
Improper passing
$1824
$311
Speeding 11 - 15 MPH over limit
$1824
$303
Speeding 16 - 20 MPH over limit
$1824
$311
Speeding 6 - 10 MPH over limit
$1824
$303
Speeding in school zone
$1824
$311
Wrong way/wrong lane
$1824
$303
In 65 MPH zone
$1835
$313
Speeding 21 - 25 MPH over limit
$1835
$305
Operating a vehicle without permission
$1846
$315
Passing school bus
$1924
$320
At-fault accident - $1000-$2000
$2264
$385
Failure to show documents
$2307
$385
At-fault accident - greater than $2000
$2318
$394
Driving with expired registration
$2329
$389
Open container
$2462
$418
Reckless driving
$2658
$444
Refusal to submit to a chemical test
$2714
$461
Driving with a suspended license
$2825
$470
Racing
$2825
$481
DUI
$2836
$472
Leaving scene of an accident/hit and run
$2868
$488
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Roxbury Crossing after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Roxbury Crossing.
The cheapest car insurance premiums in
Roxbury Crossing are
offered by American Family at $549 for a six-month policy.
However, it can be as
expensive as $5583 with companies
like Allstate.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Roxbury Crossing are offered by State Farm
at $242. However,
it can be as expensive as $3374
with companies like Travelers for a similar
six-month premium.
Cheapest Car Insurance in Roxbury Crossing after Speeding ticket
Car Insurance Price Trends in Roxbury Crossing,
Massachusetts
Car insurance rates in Roxbury Crossing have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Roxbury Crossing rose by
$426 in February
compared to $403 of January. In other words, there has been an increase by $23 when you
compare February and January.
The average cost of liability insurance in the Roxbury Crossing rose to $93 in February,
compared to $80 in January.
This represents an increase of $13
when comparing February and January.
Average Car Insurance Cost in Roxbury Crossing by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Roxbury Crossing. At $5572 for a
six-month policy, insuring
your car at 2120 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Roxbury Crossing?
The car insurance in Roxbury Crossing is $31 per month, which is lower than the national average.
What is the cheapest car insurance in Roxbury Crossing?
The cheapest car insurance in Roxbury Crossing
is $137 per month
for full coverage.
How much is car insurance in Roxbury Crossing for teenagers?
Car insurance for teenagers costs $285 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Roxbury Crossing?
The average cost of car insurance is $1506 for a six-month
policy. It will cost around $470 per month to insure your
car in Roxbury Crossing.
Is car insurance expensive in Roxbury Crossing?
Car insurance can be expensive in Roxbury Crossing if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Roxbury Crossing can be
affordable.
What is the best car insurance in Roxbury Crossing,
MA?
The best car insurance company in Roxbury Crossing
MA is
Safety Group, offering $825 for a
six-month policy.
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Roxbury Crossing Car Insurance
