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Finding the cheapest car insurance quotes in South Wellfleet shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in South Wellfleet
The car insurance rate in South Wellfleet is $1471 for a six-month policy, which is $61 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $428, making it a popular choice for budget-conscious drivers. Rates in South Wellfleet can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in South Wellfleet
1st place: Safety Group
At $428 for a six
month policy, Safety Group offers
the cheapest
auto
insurance rates in the city.
2nd place: Vermont Mutual
Vermont Mutual offers auto
insurance rates at $502 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Safety
Safety offers auto insurance
rates at $638
for six months, making it
the third cheapest auto insurance company in South Wellfleet.
South Wellfleet Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in South Wellfleet, MA is Safety Group, offering policies at just $428 for a six-month term. This is followed by Vermont Mutual, which has an average six-month premium of $502.
At the higher end of the spectrum, Amica Mutual is the most expensive, with rates reaching $4767 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help South Wellfleet drivers find the best deals.
Cheap Car Insurance Companies in South Wellfleet, MA
Way's key takeaways about car insurance in South Wellfleet
The auto insurance costs in South Wellfleet fall around $428 for six
months.
The cheapest auto insurance company in South Wellfleet is State Farm.
Teen drivers pay the highest rate in South Wellfleet at $740 per
month.
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Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in South Wellfleet
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in South Wellfleet are given below.
State Farm provides
the cheapest minimum car insurance
coverage in South Wellfleet. Their Average 6 Month Premium is $97.
Allstate is the most
expensive at $439 for the same
period.
Cheapest Liability Coverage in South Wellfleet, MA
Cheapest Full Coverage Car Insurance in South Wellfleet
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in South Wellfleet is Safety Group
at $71 per month and $428
for six months.
Cheapest Full Coverage Car Insurance Quotes in South Wellfleet,
MA
Get Your Car Insurance Quote in South Wellfleet
Instantly!
Average Car Insurance in South Wellfleet by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in South Wellfleet, MA increasing?
Despite maintaining a clean driving record, your car insurance rates
in South Wellfleet, Massachusetts, may be increasing due to several external factors.
Massachusetts has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, South Wellfleet's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in South Wellfleet
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
State Farm
$345
30s
State Farm
$278
40s
State Farm
$278
50s
State Farm
$278
60s
State Farm
$246
70s
State Farm
$212
Cheapest Car Insurance Rates for Teen Drivers in
South Wellfleet,MA
If you are planning to get a car insurance policy for your teenage
dependent, Safety Group provides the cheapest car
insurance in the South Wellfleet at $25
per
month. At $4351 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties State Farm is
the best choice for car
insurance in South Wellfleet.
As young drivers face the highest rates in South Wellfleet, State Farm
offers the cheapest auto insurance rates at $345 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in South Wellfleet,
companyName is
the cheapest car insurance provider. At $monthlyPremium for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
South Wellfleet is companyName, offering
rates of around $sixMonthPremium for six
months.
Company
Avg. 6 Mo. Premium
Avg. Monthly Premium
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Save up to $971/yr on car insurance rates in South Wellfleet.
Car Insurance Rates with An Accident in South Wellfleet
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In South Wellfleet, MA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in South Wellfleet
The cheapest car insurance companies after an at-fault accident in
South Wellfleet include American Family
and Safety Group, offering $234
and $262,
respectively. Allstate is an expensive provider
with an average six-month premium of
$1961.
Here is a list of driving violations that can increase your car
insurance rates in South Wellfleet MA. For example, the car
insurance in South Wellfleet
after a DUI increases to $714 for a six
month policy. While the rate increases by $189 for a six-month policy in the case of
a speeding ticket.
South Wellfleet auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$758
$127
One Med/PIP claim
$758
$129
Not-at-fault accident
$781
$131
One comp claim
$781
$132
Two Med/PIP claims
$781
$131
Two comp claims
$809
$137
At-fault accident - less than $1000
$838
$140
Child safety restraint
$867
$148
Driving without lights
$867
$144
Failure to wear a seat belt
$878
$150
Cell phone violation
$941
$156
Texting while driving
$941
$160
Driving too slowly
$947
$157
Failure to stop at a red light
$947
$161
Failure to yield
$947
$157
Following too closely
$947
$161
Illegal turn
$947
$157
Improper passing
$947
$161
Speeding 11 - 15 MPH over limit
$947
$157
Speeding 16 - 20 MPH over limit
$947
$161
Speeding 6 - 10 MPH over limit
$947
$157
Speeding in school zone
$947
$161
Wrong way/wrong lane
$947
$157
In 65 MPH zone
$952
$162
Speeding 21 - 25 MPH over limit
$952
$158
Operating a vehicle without permission
$958
$163
Passing school bus
$998
$166
At-fault accident - $1000-$2000
$1175
$200
Failure to show documents
$1197
$200
At-fault accident - greater than $2000
$1203
$204
Driving with expired registration
$1209
$202
Open container
$1278
$217
Reckless driving
$1380
$230
Refusal to submit to a chemical test
$1408
$239
Driving with a suspended license
$1466
$244
Racing
$1466
$250
DUI
$1472
$245
Leaving scene of an accident/hit and run
$1488
$253
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in South Wellfleet after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in South Wellfleet.
The cheapest car insurance premiums in
South Wellfleet are
offered by American Family at $285 for a six-month policy.
However, it can be as
expensive as $2435 with companies
like Allstate.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in South Wellfleet are offered by State Farm
at $126. However,
it can be as expensive as $1500
with companies like Travelers for a similar
six-month premium.
Cheapest Car Insurance in South Wellfleet after Speeding ticket
Car Insurance Price Trends in South Wellfleet,
Massachusetts
Car insurance rates in South Wellfleet have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the South Wellfleet dipped by
$209 in December
compared to $213 of November. In other words, there has been an decrease by $4 when you
compare December and November.
The average cost of liability insurance in the South Wellfleet rose to $41 in December,
compared to $40 in November.
This represents an increase of $1
when comparing December and November.
Average Car Insurance Cost in South Wellfleet by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
South Wellfleet. At $2941 for a
six-month policy, insuring
your car at 2663 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in South Wellfleet?
The car insurance in South Wellfleet is $16 per month, which is lower than the national average.
What is the cheapest car insurance in South Wellfleet?
The cheapest car insurance in South Wellfleet
is $71 per month
for full coverage.
How much is car insurance in South Wellfleet for teenagers?
Car insurance for teenagers costs $148 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
South Wellfleet?
The average cost of car insurance is $1532 for a six-month
policy. It will cost around $248 per month to insure your
car in South Wellfleet.
Is car insurance expensive in South Wellfleet?
Car insurance can be expensive in South Wellfleet if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in South Wellfleet can be
affordable.
What is the best car insurance in South Wellfleet,
MA?
The best car insurance company in South Wellfleet
MA is
Safety Group, offering $428 for a
six-month policy.
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Find Car Insurance Rates in Cities Near South Wellfleet, MA
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South Wellfleet Car Insurance
