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Finding the cheapest car insurance quotes in Weymouth shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Weymouth
The car insurance rate in Weymouth is $1777 for a six-month policy, which is $245 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $517, making it a popular choice for budget-conscious drivers. Rates in Weymouth can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $517 for a six
month policy, Safety Group offers
the cheapest
auto
insurance rates in the city.
2nd place: Vermont Mutual
Vermont Mutual offers auto
insurance rates at $607 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Safety
Safety offers auto insurance
rates at $771
for six months, making it
the third cheapest auto insurance company in Weymouth.
Weymouth Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Weymouth, MA is Safety Group, offering policies at just $517 for a six-month term. This is followed by Vermont Mutual, which has an average six-month premium of $607.
At the higher end of the spectrum, Amica Mutual is the most expensive, with rates reaching $5761 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Weymouth drivers find the best deals.
Way's key takeaways about car insurance in Weymouth
The auto insurance costs in Weymouth fall around $517 for six
months.
The cheapest auto insurance company in Weymouth is State Farm.
Teen drivers pay the highest rate in Weymouth at $894 per
month.
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Cheapest Minimum Liability Car Insurance in Weymouth
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Weymouth are given below.
State Farm provides
the cheapest minimum car insurance
coverage in Weymouth. Their Average 6 Month Premium is $117.
Allstate is the most
expensive at $530 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Weymouth is Safety Group
at $86 per month and $517
for six months.
Cheapest Full Coverage Car Insurance Quotes in Weymouth,
MA
Get Your Car Insurance Quote in Weymouth
Instantly!
Average Car Insurance in Weymouth by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Weymouth, MA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Weymouth, Massachusetts, may be increasing due to several external factors.
Massachusetts has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Weymouth's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Weymouth
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
State Farm
$416
30s
State Farm
$336
40s
State Farm
$336
50s
State Farm
$336
60s
State Farm
$297
70s
State Farm
$256
Cheapest Car Insurance Rates for Teen Drivers in
Weymouth,MA
If you are planning to get a car insurance policy for your teenage
dependent, Safety Group provides the cheapest car
insurance in the Weymouth at $30
per
month. At $5257 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties State Farm is
the best choice for car
insurance in Weymouth.
As young drivers face the highest rates in Weymouth, State Farm
offers the cheapest auto insurance rates at $416 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Weymouth,
companyName is
the cheapest car insurance provider. At $monthlyPremium for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Weymouth is companyName, offering
rates of around $sixMonthPremium for six
months.
Company
Avg. 6 Mo. Premium
Avg. Monthly Premium
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Car Insurance Rates with An Accident in Weymouth
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Weymouth, MA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Weymouth
The cheapest car insurance companies after an at-fault accident in
Weymouth include American Family
and Safety Group, offering $283
and $317,
respectively. Allstate is an expensive provider
with an average six-month premium of
$2370.
Here is a list of driving violations that can increase your car
insurance rates in Weymouth MA. For example, the car
insurance in Weymouth
after a DUI increases to $862 for a six
month policy. While the rate increases by $228 for a six-month policy in the case of
a speeding ticket.
Weymouth auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$916
$153
One Med/PIP claim
$916
$155
Not-at-fault accident
$944
$158
One comp claim
$944
$160
Two Med/PIP claims
$944
$158
Two comp claims
$978
$166
At-fault accident - less than $1000
$1013
$169
Child safety restraint
$1047
$179
Driving without lights
$1047
$174
Failure to wear a seat belt
$1061
$181
Cell phone violation
$1137
$189
Texting while driving
$1137
$194
Driving too slowly
$1144
$190
Failure to stop at a red light
$1144
$195
Failure to yield
$1144
$190
Following too closely
$1144
$195
Illegal turn
$1144
$190
Improper passing
$1144
$195
Speeding 11 - 15 MPH over limit
$1144
$190
Speeding 16 - 20 MPH over limit
$1144
$195
Speeding 6 - 10 MPH over limit
$1144
$190
Speeding in school zone
$1144
$195
Wrong way/wrong lane
$1144
$190
In 65 MPH zone
$1151
$196
Speeding 21 - 25 MPH over limit
$1151
$191
Operating a vehicle without permission
$1158
$197
Passing school bus
$1206
$201
At-fault accident - $1000-$2000
$1420
$241
Failure to show documents
$1447
$241
At-fault accident - greater than $2000
$1453
$247
Driving with expired registration
$1460
$244
Open container
$1544
$262
Reckless driving
$1667
$278
Refusal to submit to a chemical test
$1702
$289
Driving with a suspended license
$1771
$295
Racing
$1771
$302
DUI
$1778
$296
Leaving scene of an accident/hit and run
$1798
$306
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Weymouth after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Weymouth.
The cheapest car insurance premiums in
Weymouth are
offered by American Family at $345 for a six-month policy.
However, it can be as
expensive as $2942 with companies
like Allstate.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Weymouth are offered by State Farm
at $152. However,
it can be as expensive as $1812
with companies like Travelers for a similar
six-month premium.
Cheapest Car Insurance in Weymouth after Speeding ticket
Car Insurance Price Trends in Weymouth,
Massachusetts
Car insurance rates in Weymouth have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Weymouth dipped by
$253 in December
compared to $258 of November. In other words, there has been an decrease by $5 when you
compare December and November.
The average cost of liability insurance in the Weymouth rose to $50 in December,
compared to $49 in November.
This represents an increase of $1
when comparing December and November.
Average Car Insurance Cost in Weymouth by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Weymouth. At $3554 for a
six-month policy, insuring
your car at 2188 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Weymouth?
The car insurance in Weymouth is $20 per month, which is lower than the national average.
What is the cheapest car insurance in Weymouth?
The cheapest car insurance in Weymouth
is $86 per month
for full coverage.
How much is car insurance in Weymouth for teenagers?
Car insurance for teenagers costs $179 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Weymouth?
The average cost of car insurance is $1532 for a six-month
policy. It will cost around $299 per month to insure your
car in Weymouth.
Is car insurance expensive in Weymouth?
Car insurance can be expensive in Weymouth if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Weymouth can be
affordable.
What is the best car insurance in Weymouth,
MA?
The best car insurance company in Weymouth
MA is
Safety Group, offering $517 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Weymouth, MA
Car Insurance Rates by State in the USA (2025 Update)
Weymouth Car Insurance
