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Finding the cheapest car insurance quotes in Mc Connellsville shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Mc Connellsville
The car insurance rate in Mc Connellsville is $950 for a six-month policy, which is $208 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $453, making it a popular choice for budget-conscious drivers. Rates in Mc Connellsville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Mc Connellsville
1st place: Kemper
At $453 for a six
month policy, Kemper offers
the cheapest
auto
insurance rates in the city.
2nd place: New York Central Mutual Fire
New York Central Mutual Fire offers auto
insurance rates at $599 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Progressive
Progressive offers auto insurance
rates at $638
for six months, making it
the third cheapest auto insurance company in Mc Connellsville.
Mc Connellsville Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Mc Connellsville, NY is Kemper, offering policies at just $453 for a six-month term. This is followed by New York Central Mutual Fire, which has an average six-month premium of $599.
At the higher end of the spectrum, Chubb is the most expensive, with rates reaching $1456 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Mc Connellsville drivers find the best deals.
Cheap Car Insurance Companies in Mc Connellsville, NY
Way's key takeaways about car insurance in Mc Connellsville
The auto insurance costs in Mc Connellsville fall around $453 for six
months.
The cheapest auto insurance company in Mc Connellsville is New York Central Mutual Fire.
Teen drivers pay the highest rate in Mc Connellsville at $732 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Mc Connellsville
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Mc Connellsville are given below.
New York Central Mutual Fire provides
the cheapest minimum car insurance
coverage in Mc Connellsville. Their Average 6 Month Premium is $214.
Preferred Mutual is the most
expensive at $565 for the same
period.
Cheapest Liability Coverage in Mc Connellsville, NY
Cheapest Full Coverage Car Insurance in Mc Connellsville
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Mc Connellsville is Kemper
at $77 per month and $453
for six months.
Cheapest Full Coverage Car Insurance Quotes in Mc Connellsville,
NY
Get Your Car Insurance Quote in Mc Connellsville
Instantly!
Average Car Insurance in Mc Connellsville by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Mc Connellsville, NY increasing?
Despite maintaining a clean driving record, your car insurance rates
in Mc Connellsville, New York, may be increasing due to several external factors.
New York has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Mc Connellsville's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Mc Connellsville
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Mc Connellsville,NY
If you are planning to get a car insurance policy for your teenage
dependent, Kemper provides the cheapest car
insurance in the Mc Connellsville at $52
per
month. At $4349 for a six-month premium,
State Farm offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Mc Connellsville.
As young drivers face the highest rates in Mc Connellsville, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Mc Connellsville,
Kemper is
the cheapest car insurance provider. At $687 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Mc Connellsville is Progressive, offering
rates of around $4116 for six
months.
Save up to $971/yr on car insurance rates in Mc Connellsville.
Car Insurance Rates with An Accident in Mc Connellsville
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Mc Connellsville, NY,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Mc Connellsville
The cheapest car insurance companies after an at-fault accident in
Mc Connellsville include Kemper
and American Family, offering $380
and $390,
respectively. Preferred Mutual is an expensive provider
with an average six-month premium of
$472.
Here is a list of driving violations that can increase your car
insurance rates in Mc Connellsville NY. For example, the car
insurance in Mc Connellsville
after a DUI increases to $585 for a six
month policy. While the rate increases by $93 for a six-month policy in the case of
a speeding ticket.
Mc Connellsville auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1027
$171
One Med/PIP claim
$1027
$175
One comp claim
$1037
$173
Two comp claims
$1047
$178
Two Med/PIP claims
$1047
$175
Not-at-fault accident
$1052
$179
Failure to show documents
$1067
$178
Failure to wear a seat belt
$1072
$182
Driving with expired registration
$1082
$180
At-fault accident - less than $1000
$1087
$185
Cell phone violation
$1087
$181
Child safety restraint
$1087
$185
Driving without lights
$1087
$181
Failure to stop at a red light
$1087
$185
Failure to yield
$1087
$181
Following too closely
$1087
$185
Illegal turn
$1087
$181
Improper passing
$1087
$185
Passing school bus
$1087
$181
Texting while driving
$1087
$185
Wrong way/wrong lane
$1087
$181
Driving too slowly
$1096
$186
Speeding in school zone
$1096
$183
At-fault accident - $1000-$2000
$1100
$187
Speeding 11 - 15 MPH over limit
$1120
$187
Speeding 6 - 10 MPH over limit
$1120
$190
Operating a vehicle without permission
$1140
$190
Open container
$1155
$196
In 65 MPH zone
$1203
$201
Speeding 16 - 20 MPH over limit
$1218
$207
Speeding 21 - 25 MPH over limit
$1261
$210
At-fault accident - greater than $2000
$1359
$231
Reckless driving
$1451
$242
Racing
$1510
$257
Driving with a suspended license
$1564
$261
Refusal to submit to a chemical test
$1597
$271
DUI
$1612
$269
Leaving scene of an accident/hit and run
$1637
$278
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Mc Connellsville after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Mc Connellsville.
The cheapest car insurance premiums in
Mc Connellsville are
offered by American Family at $370 for a six-month policy.
However, it can be as
expensive as $1827 with companies
like Chubb.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Mc Connellsville are offered by American Family
at $326. However,
it can be as expensive as $2080
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Mc Connellsville after Speeding ticket
Car Insurance Price Trends in Mc Connellsville,
New York
Car insurance rates in Mc Connellsville have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Mc Connellsville rose by
$226 in January
compared to $203 of December. In other words, there has been an increase by $23 when you
compare January and December.
The average cost of liability insurance in the Mc Connellsville dipped to $66 in January,
compared to $70 in December.
This represents an decrease of $4
when comparing January and December.
Average Car Insurance Cost in Mc Connellsville by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Mc Connellsville. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Mc Connellsville?
The car insurance in Mc Connellsville is $36 per month, which is lower than the national average.
What is the cheapest car insurance in Mc Connellsville?
The cheapest car insurance in Mc Connellsville
is $77 per month
for full coverage.
How much is car insurance in Mc Connellsville for teenagers?
Car insurance for teenagers costs $307 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Mc Connellsville?
The average cost of car insurance is $1158 for a six-month
policy. It will cost around $159 per month to insure your
car in Mc Connellsville.
Is car insurance expensive in Mc Connellsville?
Car insurance can be expensive in Mc Connellsville if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Mc Connellsville can be
affordable.
What is the best car insurance in Mc Connellsville,
NY?
The best car insurance company in Mc Connellsville
NY is
Kemper, offering $453 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Mc Connellsville, NY
Car Insurance Rates by State in the USA (2025 Update)
Mc Connellsville Car Insurance
