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Finding the cheapest car insurance quotes in Fiskeville shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Fiskeville
The car insurance rate in Fiskeville is $1228 for a six-month policy, which is $122 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $659, making it a popular choice for budget-conscious drivers. Rates in Fiskeville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $659 for a six
month policy, American Family offers
the cheapest
auto
insurance rates in the city.
2nd place: State Farm
State Farm offers auto
insurance rates at $731 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Travelers
Travelers offers auto insurance
rates at $870
for six months, making it
the third cheapest auto insurance company in Fiskeville.
Fiskeville Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Fiskeville, RI is American Family, offering policies at just $659 for a six-month term. This is followed by State Farm, which has an average six-month premium of $731.
At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $2406 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Fiskeville drivers find the best deals.
Way's key takeaways about car insurance in Fiskeville
The auto insurance costs in Fiskeville fall around $659 for six
months.
The cheapest auto insurance company in Fiskeville is American Family.
Teen drivers pay the highest rate in Fiskeville at $1326 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Fiskeville
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Fiskeville are given below.
American Family provides
the cheapest minimum car insurance
coverage in Fiskeville. Their Average 6 Month Premium is $276.
Farmers is the most
expensive at $884 for the same
period.
Cheapest Full Coverage Car Insurance in Fiskeville
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Fiskeville is American Family
at $112 per month and $659
for six months.
Cheapest Full Coverage Car Insurance Quotes in Fiskeville,
RI
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Average Car Insurance in Fiskeville by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Fiskeville, RI increasing?
Despite maintaining a clean driving record, your car insurance rates
in Fiskeville, Rhode Island, may be increasing due to several external factors.
Rhode Island has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Fiskeville's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Fiskeville
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Fiskeville,RI
If you are planning to get a car insurance policy for your teenage
dependent, American Family provides the cheapest car
insurance in the Fiskeville at $61
per
month. At $7959 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Fiskeville.
As young drivers face the highest rates in Fiskeville, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Fiskeville,
Amica Mutual is
the cheapest car insurance provider. At $428 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Fiskeville is Farmers, offering
rates of around $5235 for six
months.
Save up to $971/yr on car insurance rates in Fiskeville.
Car Insurance Rates with An Accident in Fiskeville
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Fiskeville, RI,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Fiskeville
The cheapest car insurance companies after an at-fault accident in
Fiskeville include American Family
and Quincy Mutual, offering $276
and $482,
respectively. Farmers is an expensive provider
with an average six-month premium of
$3126.
Here is a list of driving violations that can increase your car
insurance rates in Fiskeville RI. For example, the car
insurance in Fiskeville
after a DUI increases to $1338 for a six
month policy. While the rate increases by $316 for a six-month policy in the case of
a speeding ticket.
Fiskeville auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1451
$242
Not-at-fault accident
$1471
$250
One comp claim
$1490
$249
Two comp claims
$1510
$256
One Med/PIP claim
$1516
$253
At-fault accident - $1000-$2000
$1530
$260
At-fault accident - greater than $2000
$1530
$255
At-fault accident - less than $1000
$1530
$260
Two Med/PIP claims
$1550
$259
Failure to wear a seat belt
$1688
$287
Failure to show documents
$1714
$285
Child safety restraint
$1734
$295
Driving without lights
$1734
$289
Driving with expired registration
$1760
$300
Speeding 6 - 10 MPH over limit
$1767
$294
Driving too slowly
$1780
$303
Speeding in school zone
$1780
$296
Failure to stop at a red light
$1794
$305
Speeding 11 - 15 MPH over limit
$1800
$300
Speeding 16 - 20 MPH over limit
$1800
$306
Failure to yield
$1814
$302
Following too closely
$1814
$309
Illegal turn
$1814
$302
Wrong way/wrong lane
$1814
$309
Improper passing
$1826
$304
Speeding 21 - 25 MPH over limit
$1853
$315
Cell phone violation
$1859
$310
Texting while driving
$1859
$316
Passing school bus
$1893
$315
In 65 MPH zone
$1938
$330
Operating a vehicle without permission
$1938
$323
Open container
$2123
$361
Reckless driving
$2597
$433
Refusal to submit to a chemical test
$2637
$448
Driving with a suspended license
$2671
$445
Racing
$2691
$457
DUI
$2789
$465
Leaving scene of an accident/hit and run
$2882
$490
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Fiskeville after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Fiskeville.
The cheapest car insurance premiums in
Fiskeville are
offered by American Family at $422 for a six-month policy.
However, it can be as
expensive as $5770 with companies
like Amica.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Fiskeville are offered by State Farm
at $276. However,
it can be as expensive as $2828
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Fiskeville after Speeding ticket
Car Insurance Price Trends in Fiskeville,
Rhode Island
Car insurance rates in Fiskeville have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Fiskeville remained steady at $327 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Fiskeville remained steady at $79 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in Fiskeville by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Fiskeville. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Fiskeville?
The car insurance in Fiskeville is $47 per month, which is lower than the national average.
What is the cheapest car insurance in Fiskeville?
The cheapest car insurance in Fiskeville
is $112 per month
for full coverage.
How much is car insurance in Fiskeville for teenagers?
Car insurance for teenagers costs $356 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Fiskeville?
The average cost of car insurance is $1106 for a six-month
policy. It will cost around $206 per month to insure your
car in Fiskeville.
Is car insurance expensive in Fiskeville?
Car insurance can be expensive in Fiskeville if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Fiskeville can be
affordable.
What is the best car insurance in Fiskeville,
RI?
The best car insurance company in Fiskeville
RI is
American Family, offering $659 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Fiskeville, RI
Car Insurance Rates by State in the USA (2025 Update)
Fiskeville Car Insurance
