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Finding the cheapest car insurance quotes in Criders shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Criders
The car insurance rate in Criders is $549 for a six-month policy, which is $89 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $316, making it a popular choice for budget-conscious drivers. Rates in Criders can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $316 for a six
month policy, Virginia Farm Bureau offers
the cheapest
auto
insurance rates in the city.
2nd place: American Family
American Family offers auto
insurance rates at $388 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto insurance
rates at $393
for six months, making it
the third cheapest auto insurance company in Criders.
Criders Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Criders, VA is Virginia Farm Bureau, offering policies at just $316 for a six-month term. This is followed by American Family, which has an average six-month premium of $388.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $991 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Criders drivers find the best deals.
Way's key takeaways about car insurance in Criders
The auto insurance costs in Criders fall around $316 for six
months.
The cheapest auto insurance company in Criders is Virginia Farm Bureau.
Teen drivers pay the highest rate in Criders at $608 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Criders
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Criders are given below.
Virginia Farm Bureau provides
the cheapest minimum car insurance
coverage in Criders. Their Average 6 Month Premium is $132.
Nationwide is the most
expensive at $429 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Criders is Virginia Farm Bureau
at $54 per month and $316
for six months.
Cheapest Full Coverage Car Insurance Quotes in Criders,
VA
Get Your Car Insurance Quote in Criders
Instantly!
Average Car Insurance in Criders by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Criders, VA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Criders, Virginia, may be increasing due to several external factors.
Virginia has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Criders's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Criders
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
USAA
$559
30s
Virginia Farm Bureau
$421
40s
USAA
$393
50s
USAA
$369
60s
USAA
$388
70s
USAA
$616
Cheapest Car Insurance Rates for Teen Drivers in
Criders,VA
If you are planning to get a car insurance policy for your teenage
dependent, Virginia Farm Bureau provides the cheapest car
insurance in the Criders at $22
per
month. At $3647 for a six-month premium,
Progressive offers the most expensive rate for
teen drivers.
If you are in your twenties USAA is
the best choice for car
insurance in Criders.
As young drivers face the highest rates in Criders, USAA
offers the cheapest auto insurance rates at $559 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Criders,
Mercury is
the cheapest car insurance provider. At $189 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Criders is Nationwide, offering
rates of around $363 for six
months.
Save up to $971/yr on car insurance rates in Criders.
Car Insurance Rates with An Accident in Criders
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Criders, VA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Criders
The cheapest car insurance companies after an at-fault accident in
Criders include AutoOwners Insurance Co
and Virginia Farm Bureau, offering $184
and $184,
respectively. Encompass is an expensive provider
with an average six-month premium of
$414.
Here is a list of driving violations that can increase your car
insurance rates in Criders VA. For example, the car
insurance in Criders
after a DUI increases to $806 for a six
month policy. While the rate increases by $168 for a six-month policy in the case of
a speeding ticket.
Criders auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$808
$134
One Med/PIP claim
$808
$138
Not-at-fault accident
$838
$139
Two Med/PIP claims
$863
$147
One comp claim
$874
$145
Two comp claims
$914
$156
Failure to show documents
$919
$153
Driving without lights
$935
$159
Child safety restraint
$940
$157
Driving with expired registration
$950
$162
Failure to wear a seat belt
$961
$160
Cell phone violation
$971
$165
Driving too slowly
$971
$162
Failure to yield
$971
$165
Speeding in school zone
$971
$162
Texting while driving
$971
$165
Wrong way/wrong lane
$971
$162
Failure to stop at a red light
$976
$166
Following too closely
$976
$163
Illegal turn
$976
$166
Improper passing
$976
$163
Speeding 6 - 10 MPH over limit
$976
$166
Speeding 16 - 20 MPH over limit
$986
$164
Speeding 11 - 15 MPH over limit
$991
$169
Passing school bus
$1022
$170
In 65 MPH zone
$1058
$180
Open container
$1072
$179
Speeding 21 - 25 MPH over limit
$1072
$182
At-fault accident - less than $1000
$1103
$184
Operating a vehicle without permission
$1185
$201
At-fault accident - $1000-$2000
$1201
$200
At-fault accident - greater than $2000
$1201
$204
Reckless driving
$1461
$243
Racing
$1569
$267
DUI
$1614
$269
Refusal to submit to a chemical test
$1614
$274
Driving with a suspended license
$1696
$283
Leaving scene of an accident/hit and run
$1696
$288
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Criders after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Criders.
The cheapest car insurance premiums in
Criders are
offered by Virginia Farm Bureau at $163 for a six-month policy.
However, it can be as
expensive as $1405 with companies
like Allstate.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Criders are offered by Mercury
at $189. However,
it can be as expensive as $255
with companies like State Farm for a similar
six-month premium.
Cheapest Car Insurance in Criders after Speeding ticket
Car insurance rates in Criders have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Criders rose by
$77 in December
compared to $75 of November. In other words, there has been an increase by $2 when you
compare December and November.
The average cost of liability insurance in the Criders rose to $40 in December,
compared to $38 in November.
This represents an increase of $2
when comparing December and November.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Criders. At $1097 for a
six-month policy, insuring
your car at 22820 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Criders?
The car insurance in Criders is $22 per month, which is lower than the national average.
What is the cheapest car insurance in Criders?
The cheapest car insurance in Criders
is $54 per month
for full coverage.
How much is car insurance in Criders for teenagers?
Car insurance for teenagers costs $132 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Criders?
The average cost of car insurance is $638 for a six-month
policy. It will cost around $92 per month to insure your
car in Criders.
Is car insurance expensive in Criders?
Car insurance can be expensive in Criders if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Criders can be
affordable.
What is the best car insurance in Criders,
VA?
The best car insurance company in Criders
VA is
Virginia Farm Bureau, offering $316 for a
six-month policy.
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