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Finding the cheapest car insurance quotes in Indian shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Indian
The car insurance rate in Indian is $1182 for a six-month policy, which is $98 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $932, making it a popular choice for budget-conscious drivers. Rates in Indian can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $932 for a six
month policy, Progressive offers
the cheapest
auto
insurance rates in the city.
2nd place: USAA
USAA offers auto
insurance rates at $991 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: State Farm
State Farm offers auto insurance
rates at $1075
for six months, making it
the third cheapest auto insurance company in Indian.
Indian Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Indian, AK is Progressive, offering policies at just $932 for a six-month term. This is followed by USAA, which has an average six-month premium of $991.
At the higher end of the spectrum, Allstate is the most expensive, with rates reaching $1632 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Indian drivers find the best deals.
The auto insurance costs in Indian fall around $932 for six
months.
The cheapest auto insurance company in Indian is USAA.
Teen drivers pay the highest rate in Indian at $664 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Indian
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Indian are given below.
USAA provides
the cheapest minimum car insurance
coverage in Indian. Their Average 6 Month Premium is $207.
Allstate is the most
expensive at $356 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Indian is Progressive
at $157 per month and $932
for six months.
Cheapest Full Coverage Car Insurance Quotes in Indian,
AK
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Indian, AK increasing?
Despite maintaining a clean driving record, your car insurance rates
in Indian, Alaska, may be increasing due to several external factors.
Alaska has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Indian's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Indian
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
USAA
$665
30s
USAA
$502
40s
USAA
$464
50s
USAA
$438
60s
USAA
$455
70s
USAA
$557
Cheapest Car Insurance Rates for Teen Drivers in
Indian,AK
If you are planning to get a car insurance policy for your teenage
dependent, USAA provides the cheapest car
insurance in the Indian at $298
per
month. At $3904 for a six-month premium,
Allstate offers the most expensive rate for
teen drivers.
If you are in your twenties USAA is
the best choice for car
insurance in Indian.
As young drivers face the highest rates in Indian, USAA
offers the cheapest auto insurance rates at $665 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Indian,
Progressive is
the cheapest car insurance provider. At $958 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Indian is State Farm, offering
rates of around $4345 for six
months.
Save up to $971/yr on car insurance rates in Indian.
Car Insurance Rates with An Accident in Indian
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Indian, AK,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Indian
The cheapest car insurance companies after an at-fault accident in
Indian include Umialik
and State Farm, offering $641
and $705,
respectively. Allstate is an expensive provider
with an average six-month premium of
$1586.
Here is a list of driving violations that can increase your car
insurance rates in Indian AK. For example, the car
insurance in Indian
after a DUI increases to $551 for a six
month policy. While the rate increases by $208 for a six-month policy in the case of
a speeding ticket.
Indian auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1139
$190
Not-at-fault accident
$1146
$195
One comp claim
$1146
$191
One Med/PIP claim
$1146
$195
Two comp claims
$1146
$191
Two Med/PIP claims
$1146
$195
Failure to show documents
$1243
$207
At-fault accident - less than $1000
$1282
$218
Failure to wear a seat belt
$1308
$218
Child safety restraint
$1321
$225
Driving without lights
$1321
$220
Cell phone violation
$1347
$229
Driving too slowly
$1347
$225
In 65 MPH zone
$1347
$229
Speeding 11 - 15 MPH over limit
$1347
$225
Speeding 16 - 20 MPH over limit
$1347
$229
Speeding 6 - 10 MPH over limit
$1347
$225
Speeding in school zone
$1347
$229
Texting while driving
$1347
$225
Driving with expired registration
$1366
$232
Failure to stop at a red light
$1366
$228
Failure to yield
$1366
$232
Following too closely
$1366
$228
Illegal turn
$1366
$232
Improper passing
$1366
$228
Wrong way/wrong lane
$1366
$232
Speeding 21 - 25 MPH over limit
$1392
$232
Passing school bus
$1405
$239
Operating a vehicle without permission
$1418
$237
Open container
$1528
$259
At-fault accident - $1000-$2000
$1554
$259
At-fault accident - greater than $2000
$1554
$264
Driving with a suspended license
$1619
$270
Refusal to submit to a chemical test
$1625
$277
Reckless driving
$1664
$277
DUI
$1690
$288
Racing
$1781
$296
Leaving scene of an accident/hit and run
$1787
$304
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Indian after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Indian.
The cheapest car insurance premiums in
Indian are
offered by Umialik at $815 for a six-month policy.
However, it can be as
expensive as $2214 with companies
like Allstate.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Indian are offered by Umialik
at $687. However,
it can be as expensive as $1690
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Indian after Speeding ticket
Car insurance rates in Indian have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Indian rose by
$215 in January
compared to $199 of December. In other words, there has been an increase by $16 when you
compare January and December.
The average cost of liability insurance in the Indian rose to $50 in January,
compared to $47 in December.
This represents an increase of $3
when comparing January and December.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Indian. At $2363 for a
six-month policy, insuring
your car at 99540 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Indian?
The car insurance in Indian is $35 per month, which is lower than the national average.
What is the cheapest car insurance in Indian?
The cheapest car insurance in Indian
is $157 per month
for full coverage.
How much is car insurance in Indian for teenagers?
Car insurance for teenagers costs $1748 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Indian?
The average cost of car insurance is $1084 for a six-month
policy. It will cost around $199 per month to insure your
car in Indian.
Is car insurance expensive in Indian?
Car insurance can be expensive in Indian if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Indian can be
affordable.
What is the best car insurance in Indian,
AK?
The best car insurance company in Indian
AK is
Progressive, offering $932 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Indian, AK
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