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Finding the cheapest car insurance quotes in Marble Falls shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Marble Falls
The car insurance rate in Marble Falls is $859 for a six-month policy, which is $65 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $447, making it a popular choice for budget-conscious drivers. Rates in Marble Falls can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $447 for a six
month policy, AutoOwners Insurance Co offers
the cheapest
auto
insurance rates in the city.
2nd place: Travelers
Travelers offers auto
insurance rates at $586 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: AAA
AAA offers auto insurance
rates at $602
for six months, making it
the third cheapest auto insurance company in Marble Falls.
Marble Falls Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Marble Falls, AR is AutoOwners Insurance Co, offering policies at just $447 for a six-month term. This is followed by Travelers, which has an average six-month premium of $586.
At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1591 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Marble Falls drivers find the best deals.
Way's key takeaways about car insurance in Marble Falls
The auto insurance costs in Marble Falls fall around $447 for six
months.
The cheapest auto insurance company in Marble Falls is USAA.
Teen drivers pay the highest rate in Marble Falls at $950 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Marble Falls
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Marble Falls are given below.
USAA provides
the cheapest minimum car insurance
coverage in Marble Falls. Their Average 6 Month Premium is $160.
Farmers is the most
expensive at $552 for the same
period.
Cheapest Full Coverage Car Insurance in Marble Falls
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Marble Falls is AutoOwners Insurance Co
at $76 per month and $447
for six months.
Cheapest Full Coverage Car Insurance Quotes in Marble Falls,
AR
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Average Car Insurance in Marble Falls by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Marble Falls, AR increasing?
Despite maintaining a clean driving record, your car insurance rates
in Marble Falls, Arkansas, may be increasing due to several external factors.
Arkansas has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Marble Falls's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Marble Falls
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Marble Falls,AR
If you are planning to get a car insurance policy for your teenage
dependent, Hanover provides the cheapest car
insurance in the Marble Falls at $24
per
month. At $5590 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Marble Falls.
As young drivers face the highest rates in Marble Falls, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Marble Falls,
Southern Farm Bureau is
the cheapest car insurance provider. At $271 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Marble Falls is State Farm, offering
rates of around $3685 for six
months.
Save up to $971/yr on car insurance rates in Marble Falls.
Car Insurance Rates with An Accident in Marble Falls
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Marble Falls, AR,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Marble Falls
The cheapest car insurance companies after an at-fault accident in
Marble Falls include Hanover
and Travelers, offering $166
and $282,
respectively. Allstate is an expensive provider
with an average six-month premium of
$2337.
Here is a list of driving violations that can increase your car
insurance rates in Marble Falls AR. For example, the car
insurance in Marble Falls
after a DUI increases to $624 for a six
month policy. While the rate increases by $265 for a six-month policy in the case of
a speeding ticket.
Marble Falls auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1105
$184
One Med/PIP claim
$1122
$191
Not-at-fault accident
$1127
$188
One comp claim
$1127
$192
Two Med/PIP claims
$1144
$191
Two comp claims
$1171
$199
Failure to wear a seat belt
$1326
$221
Child safety restraint
$1336
$227
Driving without lights
$1336
$223
Failure to show documents
$1353
$230
Driving with expired registration
$1370
$229
Speeding 6 - 10 MPH over limit
$1370
$233
Driving too slowly
$1375
$230
Speeding 11 - 15 MPH over limit
$1375
$233
Speeding in school zone
$1375
$230
Speeding 16 - 20 MPH over limit
$1381
$235
Failure to stop at a red light
$1387
$231
Failure to yield
$1387
$236
Wrong way/wrong lane
$1392
$232
Cell phone violation
$1398
$238
In 65 MPH zone
$1398
$233
Texting while driving
$1398
$238
Following too closely
$1403
$233
Illegal turn
$1403
$239
Improper passing
$1403
$233
Speeding 21 - 25 MPH over limit
$1430
$244
At-fault accident - less than $1000
$1436
$239
Passing school bus
$1447
$246
Operating a vehicle without permission
$1492
$248
Open container
$1520
$259
At-fault accident - $1000-$2000
$1552
$259
At-fault accident - greater than $2000
$1558
$265
DUI
$1729
$288
Racing
$1729
$294
Refusal to submit to a chemical test
$1729
$288
Reckless driving
$1757
$299
Driving with a suspended license
$1806
$301
Leaving scene of an accident/hit and run
$1840
$312
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Marble Falls after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Marble Falls.
The cheapest car insurance premiums in
Marble Falls are
offered by Hanover at $177 for a six-month policy.
However, it can be as
expensive as $2353 with companies
like Nationwide.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Marble Falls are offered by Hanover
at $154. However,
it can be as expensive as $1812
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Marble Falls after Speeding ticket
Car Insurance Price Trends in Marble Falls,
Arkansas
Car insurance rates in Marble Falls have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Marble Falls remained steady at $184 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Marble Falls remained steady at $43 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in Marble Falls by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Marble Falls. At $1718 for a
six-month policy, insuring
your car at 72648 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Marble Falls?
The car insurance in Marble Falls is $27 per month, which is lower than the national average.
What is the cheapest car insurance in Marble Falls?
The cheapest car insurance in Marble Falls
is $76 per month
for full coverage.
How much is car insurance in Marble Falls for teenagers?
Car insurance for teenagers costs $143 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Marble Falls?
The average cost of car insurance is $924 for a six-month
policy. It will cost around $144 per month to insure your
car in Marble Falls.
Is car insurance expensive in Marble Falls?
Car insurance can be expensive in Marble Falls if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Marble Falls can be
affordable.
What is the best car insurance in Marble Falls,
AR?
The best car insurance company in Marble Falls
AR is
AutoOwners Insurance Co, offering $447 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Marble Falls, AR
Car Insurance Rates by State in the USA (2025 Update)
Marble Falls Car Insurance
