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Finding the cheapest car insurance quotes in Parthenon shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Parthenon
The car insurance rate in Parthenon is $878 for a six-month policy, which is $46 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $457, making it a popular choice for budget-conscious drivers. Rates in Parthenon can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $457 for a six
month policy, AutoOwners Insurance Co offers
the cheapest
auto
insurance rates in the city.
2nd place: Travelers
Travelers offers auto
insurance rates at $599 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: AAA
AAA offers auto insurance
rates at $615
for six months, making it
the third cheapest auto insurance company in Parthenon.
Parthenon Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Parthenon, AR is AutoOwners Insurance Co, offering policies at just $457 for a six-month term. This is followed by Travelers, which has an average six-month premium of $599.
At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1625 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Parthenon drivers find the best deals.
Way's key takeaways about car insurance in Parthenon
The auto insurance costs in Parthenon fall around $457 for six
months.
The cheapest auto insurance company in Parthenon is USAA.
Teen drivers pay the highest rate in Parthenon at $971 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Parthenon
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Parthenon are given below.
USAA provides
the cheapest minimum car insurance
coverage in Parthenon. Their Average 6 Month Premium is $163.
Farmers is the most
expensive at $564 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Parthenon is AutoOwners Insurance Co
at $78 per month and $457
for six months.
Cheapest Full Coverage Car Insurance Quotes in Parthenon,
AR
Get Your Car Insurance Quote in Parthenon
Instantly!
Average Car Insurance in Parthenon by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Parthenon, AR increasing?
Despite maintaining a clean driving record, your car insurance rates
in Parthenon, Arkansas, may be increasing due to several external factors.
Arkansas has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Parthenon's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Parthenon
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Parthenon,AR
If you are planning to get a car insurance policy for your teenage
dependent, Hanover provides the cheapest car
insurance in the Parthenon at $25
per
month. At $5710 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Parthenon.
As young drivers face the highest rates in Parthenon, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Parthenon,
Southern Farm Bureau is
the cheapest car insurance provider. At $276 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Parthenon is State Farm, offering
rates of around $3764 for six
months.
Save up to $971/yr on car insurance rates in Parthenon.
Car Insurance Rates with An Accident in Parthenon
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Parthenon, AR,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Parthenon
The cheapest car insurance companies after an at-fault accident in
Parthenon include Hanover
and Travelers, offering $169
and $288,
respectively. Allstate is an expensive provider
with an average six-month premium of
$2387.
Here is a list of driving violations that can increase your car
insurance rates in Parthenon AR. For example, the car
insurance in Parthenon
after a DUI increases to $637 for a six
month policy. While the rate increases by $270 for a six-month policy in the case of
a speeding ticket.
Parthenon auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1129
$188
One Med/PIP claim
$1146
$195
Not-at-fault accident
$1151
$192
One comp claim
$1151
$196
Two Med/PIP claims
$1169
$195
Two comp claims
$1196
$203
Failure to wear a seat belt
$1355
$226
Child safety restraint
$1365
$232
Driving without lights
$1365
$228
Failure to show documents
$1382
$235
Driving with expired registration
$1399
$234
Speeding 6 - 10 MPH over limit
$1399
$238
Driving too slowly
$1405
$235
Speeding 11 - 15 MPH over limit
$1405
$238
Speeding in school zone
$1405
$235
Speeding 16 - 20 MPH over limit
$1411
$240
Failure to stop at a red light
$1416
$236
Failure to yield
$1416
$241
Wrong way/wrong lane
$1422
$237
Cell phone violation
$1428
$243
In 65 MPH zone
$1428
$238
Texting while driving
$1428
$243
Following too closely
$1434
$238
Illegal turn
$1434
$244
Improper passing
$1434
$238
Speeding 21 - 25 MPH over limit
$1461
$249
At-fault accident - less than $1000
$1467
$244
Passing school bus
$1478
$252
Operating a vehicle without permission
$1524
$254
Open container
$1552
$264
At-fault accident - $1000-$2000
$1586
$264
At-fault accident - greater than $2000
$1591
$271
DUI
$1766
$295
Racing
$1766
$300
Refusal to submit to a chemical test
$1766
$295
Reckless driving
$1795
$305
Driving with a suspended license
$1845
$308
Leaving scene of an accident/hit and run
$1879
$319
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Parthenon after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Parthenon.
The cheapest car insurance premiums in
Parthenon are
offered by Hanover at $181 for a six-month policy.
However, it can be as
expensive as $2404 with companies
like Nationwide.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Parthenon are offered by Hanover
at $158. However,
it can be as expensive as $1851
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Parthenon after Speeding ticket
Car insurance rates in Parthenon have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Parthenon remained steady at $188 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Parthenon remained steady at $44 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in Parthenon by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Parthenon. At $1755 for a
six-month policy, insuring
your car at 72666 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Parthenon?
The car insurance in Parthenon is $28 per month, which is lower than the national average.
What is the cheapest car insurance in Parthenon?
The cheapest car insurance in Parthenon
is $78 per month
for full coverage.
How much is car insurance in Parthenon for teenagers?
Car insurance for teenagers costs $146 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Parthenon?
The average cost of car insurance is $924 for a six-month
policy. It will cost around $147 per month to insure your
car in Parthenon.
Is car insurance expensive in Parthenon?
Car insurance can be expensive in Parthenon if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Parthenon can be
affordable.
What is the best car insurance in Parthenon,
AR?
The best car insurance company in Parthenon
AR is
AutoOwners Insurance Co, offering $457 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Parthenon, AR
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Parthenon Car Insurance
