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Finding the cheapest car insurance quotes in Pelsor shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Pelsor
The car insurance rate in Pelsor is $869 for a six-month policy, which is $55 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $452, making it a popular choice for budget-conscious drivers. Rates in Pelsor can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $452 for a six
month policy, AutoOwners Insurance Co offers
the cheapest
auto
insurance rates in the city.
2nd place: Travelers
Travelers offers auto
insurance rates at $592 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: AAA
AAA offers auto insurance
rates at $608
for six months, making it
the third cheapest auto insurance company in Pelsor.
Pelsor Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Pelsor, AR is AutoOwners Insurance Co, offering policies at just $452 for a six-month term. This is followed by Travelers, which has an average six-month premium of $592.
At the higher end of the spectrum, Progressive is the most expensive, with rates reaching $1608 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Pelsor drivers find the best deals.
The auto insurance costs in Pelsor fall around $452 for six
months.
The cheapest auto insurance company in Pelsor is USAA.
Teen drivers pay the highest rate in Pelsor at $961 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Pelsor
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Pelsor are given below.
USAA provides
the cheapest minimum car insurance
coverage in Pelsor. Their Average 6 Month Premium is $162.
Farmers is the most
expensive at $558 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Pelsor is AutoOwners Insurance Co
at $77 per month and $452
for six months.
Cheapest Full Coverage Car Insurance Quotes in Pelsor,
AR
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Pelsor, AR increasing?
Despite maintaining a clean driving record, your car insurance rates
in Pelsor, Arkansas, may be increasing due to several external factors.
Arkansas has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Pelsor's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Pelsor
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Pelsor,AR
If you are planning to get a car insurance policy for your teenage
dependent, Hanover provides the cheapest car
insurance in the Pelsor at $24
per
month. At $5650 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Pelsor.
As young drivers face the highest rates in Pelsor, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Pelsor,
Southern Farm Bureau is
the cheapest car insurance provider. At $274 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Pelsor is State Farm, offering
rates of around $3724 for six
months.
Save up to $971/yr on car insurance rates in Pelsor.
Car Insurance Rates with An Accident in Pelsor
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Pelsor, AR,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Pelsor
The cheapest car insurance companies after an at-fault accident in
Pelsor include Hanover
and Travelers, offering $167
and $285,
respectively. Allstate is an expensive provider
with an average six-month premium of
$2362.
Here is a list of driving violations that can increase your car
insurance rates in Pelsor AR. For example, the car
insurance in Pelsor
after a DUI increases to $630 for a six
month policy. While the rate increases by $268 for a six-month policy in the case of
a speeding ticket.
Pelsor auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1117
$186
One Med/PIP claim
$1134
$193
Not-at-fault accident
$1139
$190
One comp claim
$1139
$194
Two Med/PIP claims
$1156
$193
Two comp claims
$1183
$201
Failure to wear a seat belt
$1340
$224
Child safety restraint
$1351
$229
Driving without lights
$1351
$226
Failure to show documents
$1368
$232
Driving with expired registration
$1385
$231
Speeding 6 - 10 MPH over limit
$1385
$235
Driving too slowly
$1390
$232
Speeding 11 - 15 MPH over limit
$1390
$236
Speeding in school zone
$1390
$232
Speeding 16 - 20 MPH over limit
$1396
$238
Failure to stop at a red light
$1402
$233
Failure to yield
$1402
$239
Wrong way/wrong lane
$1407
$234
Cell phone violation
$1413
$241
In 65 MPH zone
$1413
$235
Texting while driving
$1413
$241
Following too closely
$1418
$236
Illegal turn
$1418
$242
Improper passing
$1418
$236
Speeding 21 - 25 MPH over limit
$1446
$246
At-fault accident - less than $1000
$1451
$242
Passing school bus
$1463
$249
Operating a vehicle without permission
$1508
$251
Open container
$1536
$261
At-fault accident - $1000-$2000
$1569
$261
At-fault accident - greater than $2000
$1575
$268
DUI
$1747
$291
Racing
$1747
$297
Refusal to submit to a chemical test
$1747
$291
Reckless driving
$1776
$302
Driving with a suspended license
$1825
$305
Leaving scene of an accident/hit and run
$1859
$316
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Pelsor after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Pelsor.
The cheapest car insurance premiums in
Pelsor are
offered by Hanover at $179 for a six-month policy.
However, it can be as
expensive as $2378 with companies
like Nationwide.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Pelsor are offered by Hanover
at $156. However,
it can be as expensive as $1831
with companies like Allstate for a similar
six-month premium.
Cheapest Car Insurance in Pelsor after Speeding ticket
Car insurance rates in Pelsor have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Pelsor remained steady at $186 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Pelsor remained steady at $43 in both December and November, indicating no change over the two month period.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Pelsor. At $1737 for a
six-month policy, insuring
your car at 72856 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Pelsor?
The car insurance in Pelsor is $27 per month, which is lower than the national average.
What is the cheapest car insurance in Pelsor?
The cheapest car insurance in Pelsor
is $77 per month
for full coverage.
How much is car insurance in Pelsor for teenagers?
Car insurance for teenagers costs $145 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Pelsor?
The average cost of car insurance is $924 for a six-month
policy. It will cost around $146 per month to insure your
car in Pelsor.
Is car insurance expensive in Pelsor?
Car insurance can be expensive in Pelsor if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Pelsor can be
affordable.
What is the best car insurance in Pelsor,
AR?
The best car insurance company in Pelsor
AR is
AutoOwners Insurance Co, offering $452 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Pelsor, AR
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Pelsor Car Insurance
