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Cheapest Car Insurance Quotes in Beale Air Force Base

  • Finding the cheapest car insurance quotes in Beale Air Force Base shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
  • We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
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406,175 Policies Sold
Beale Air Force Base Car Insurance
$ 23

/mo

Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

How Much Is Car Insurance in Beale Air Force Base

The car insurance rate in Beale Air Force Base is $1108 for a six-month policy, which is $137 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $571, making it a popular choice for budget-conscious drivers. Rates in Beale Air Force Base can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Beale Air Force Base

$1108

National Average

$1278

Cheapest Car Insurance Companies in Beale Air Force Base

1st place: CSAA

At $571 for a six month policy, CSAA offers the cheapest auto insurance rates in the city. 

2nd place: Mercury

Mercury offers auto insurance rates at $915 for a six-month policy, making it one of the cheapest to insure with. 

3rd place: AAA NorCal

AAA NorCal offers auto insurance rates at $930 for six months, making it the third cheapest auto insurance company in Beale Air Force Base.

Beale Air Force Base Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Beale Air Force Base, CA is CSAA, offering policies at just $571 for a six-month term. This is followed by Mercury, which has an average six-month premium of $915.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $1221 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Beale Air Force Base drivers find the best deals.

Cheap Car Insurance Companies in Beale Air Force Base, CA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
CSAA $571 $96
Mercury $915 $154
AAA NorCal $930 $158
Progressive $930 $157
Wawanesa $973 $164
USAA $989 $166
Auto Club $1015 $173
Allstate $1131 $190
AAA SoCal $1194 $203
Kemper $1264 $211
State Farm $1354 $228
Travelers $1512 $252
Farmers $1517 $258
AAA $1221 $204
Key Takeaways

Way's key takeaways about car insurance in Beale Air Force Base

  • The auto insurance costs in Beale Air Force Base fall around $571 for six months. 
  • The cheapest auto insurance company in Beale Air Force Base is CSAA.
  • Teen drivers pay the highest rate in Beale Air Force Base at $537 per month.

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Cheapest Minimum Liability Car Insurance in Beale Air Force Base

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Beale Air Force Base are given below. 

CSAA provides the cheapest minimum car insurance coverage in Beale Air Force Base. Their Average 6 Month Premium is $137. Travelers is the most expensive at $581 for the same period. 

Cheapest Liability Coverage in Beale Air Force Base, CA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
CSAA $137 $23
AAA NorCal $227 $38
USAA $259 $44
Progressive $307 $52
Auto Club $312 $52
Wawanesa $328 $55
AAA $376 $62
AAA SoCal $381 $65
Mercury $381 $64
State Farm $417 $70
Allstate $481 $81
Farmers $518 $88
Travelers $581 $97

Cheapest Full Coverage Car Insurance in Beale Air Force Base

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Beale Air Force Base is CSAA at $96 per month and $571 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Beale Air Force Base, CA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
CSAA $571 $96
Mercury $915 $154
AAA NorCal $930 $158
Progressive $930 $157
Wawanesa $973 $164
USAA $989 $166
Auto Club $1015 $173
Allstate $1131 $190
AAA SoCal $1194 $203
Kemper $1264 $211
State Farm $1354 $228
Travelers $1512 $252
Farmers $1517 $258
AAA $1221 $204

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Average Car Insurance in Beale Air Force Base by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Beale Air Force Base, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in Beale Air Force Base, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Beale Air Force Base's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs. 

Car Insurance Premiums by Age in Beale Air Force Base

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group Cheapest Companies Avg. 6 Mo. Premium
20s Wawanesa $534
30s Wawanesa $431
40s Wawanesa $431
50s Wawanesa $431
60s Wawanesa $431
70s Wawanesa $422

Cheapest Car Insurance Rates for Teen Drivers in Beale Air Force Base,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Beale Air Force Base at $63 per month. At $3219 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
AAA $370 $63
Capital Insurance Group $465 $77
USAA $1210 $204
Wawanesa $1237 $206
Progressive $1417 $239
Mercury $1469 $247
CSAA $1559 $263
Auto Club $2289 $382
State Farm $2336 $393
Allstate $2717 $457
AAA SoCal $2876 $489
AAA NorCal $2913 $485
Travelers $3024 $514
Farmers $3219 $537

Teen Car Insurance Rates in CA by Age

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Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in Beale Air Force Base.

As young drivers face the highest rates in Beale Air Force Base, Wawanesa offers the cheapest auto insurance rates at $534 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Beale Air Force Base.

Car Insurance Rates with An Accident in Beale Air Force Base

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Beale Air Force Base, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Beale Air Force Base

The cheapest car insurance companies after an at-fault accident in Beale Air Force Base include AAA and Capital Insurance Group, offering $333 and $486, respectively. Allstate is an expensive provider with an average six-month premium of $3071.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
AAA $333 $55
Capital Insurance Group $486 $83
CSAA $651 $109
USAA $1068 $180
Mercury $1169 $197
Progressive $1221 $206
Wawanesa $1374 $229
Auto Club $1523 $259
Farmers $1665 $280
AAA NorCal $1888 $321
AAA SoCal $2046 $341
State Farm $2416 $407
Travelers $2913 $485
Allstate $3071 $517

Beale Air Force Base Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Beale Air Force Base CA. For example, the car insurance in Beale Air Force Base after a DUI increases to $1549 for a six month policy. While the rate increases by $407 for a six-month policy in the case of a speeding ticket.  

Beale Air Force Base auto insurance quotes by violations

Accident/Violation Avg. 6 Mo Premium Avg. Monthly Premium
None $967 $161
Not-at-fault accident $967 $165
One comp claim $967 $161
One Med/PIP claim $967 $165
Two comp claims $967 $161
Two Med/PIP claims $967 $165
At-fault accident - less than $1000 $989 $165
Failure to show documents $1274 $216
Driving with expired registration $1300 $217
Driving without lights $1300 $221
Failure to wear a seat belt $1306 $218
Child safety restraint $1316 $223
Speeding 11 - 15 MPH over limit $1369 $228
Speeding 16 - 20 MPH over limit $1369 $233
Driving too slowly $1374 $229
Failure to stop at a red light $1374 $234
Failure to yield $1374 $229
Following too closely $1374 $234
Illegal turn $1374 $229
In 65 MPH zone $1374 $234
Speeding 21 - 25 MPH over limit $1374 $229
Speeding 6 - 10 MPH over limit $1374 $234
Speeding in school zone $1374 $229
Improper passing $1380 $235
Cell phone violation $1385 $231
Texting while driving $1385 $236
Passing school bus $1401 $233
Wrong way/wrong lane $1638 $279
Operating a vehicle without permission $1676 $279
At-fault accident - $1000-$2000 $1687 $287
At-fault accident - greater than $2000 $1687 $281
Open container $1692 $287
Driving with a suspended license $1962 $327
Reckless driving $2390 $407
Racing $2416 $402
Leaving scene of an accident/hit and run $2426 $413
DUI $2516 $419
Refusal to submit to a chemical test $2516 $428

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Beale Air Force Base after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Beale Air Force Base.

The cheapest car insurance premiums in Beale Air Force Base are offered by Capital Insurance Group at $724 for a six-month policy. However, it can be as expensive as $666 with companies like AAA.

Beale Air Force Base car insurance quotes with a DUI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Capital Insurance Group $724 $121
Mercury $1036 $174
Progressive $1374 $231
Wawanesa $1549 $263
Farmers $1739 $293
CSAA $1850 $312
USAA $1908 $321
Travelers $2167 $365
Auto Club $3061 $510
AAA NorCal $3346 $569
AAA SoCal $3753 $626
State Farm $4763 $802
Allstate $4853 $817
AAA $666 $113

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Beale Air Force Base are offered by CSAA at $85. However, it can be as expensive as $2326 with companies like Travelers for a similar six-month premium.

Cheapest Car Insurance in Beale Air Force Base after Speeding ticket

Company Avg. 6 Mo. Premium Avg. Monthly Premium
CSAA $85 $14
Capital Insurance Group $465 $79
Mercury $999 $168
USAA $1020 $174
Progressive $1025 $173
AAA NorCal $1179 $200
AAA SoCal $1633 $272
Allstate $2072 $352
Farmers $2157 $360
State Farm $2305 $392
Travelers $2326 $388

Car Insurance Price Trends in Beale Air Force Base, California

Car insurance rates in Beale Air Force Base have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Beale Air Force Base rose by $189 in January compared to $171 of December. In other words, there has been an increase by $18 when you compare January and December.

The average cost of liability insurance in the Beale Air Force Base rose to $54 in January, compared to $49 in December. This represents an increase of $5 when comparing January and December.


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Frequently Asked Questions

How much is car insurance in Beale Air Force Base?

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The car insurance in Beale Air Force Base is $23 per month, which is lower than the national average.

What is the cheapest car insurance in Beale Air Force Base?

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The cheapest car insurance in Beale Air Force Base is $96 per month for full coverage.

How much is car insurance in Beale Air Force Base for teenagers?

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Car insurance for teenagers costs $370 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Beale Air Force Base?

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The average cost of car insurance is $1245 for a six-month policy. It will cost around $186 per month to insure your car in Beale Air Force Base.

Is car insurance expensive in Beale Air Force Base?

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Car insurance can be expensive in Beale Air Force Base if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Beale Air Force Base can be affordable.

What is the best car insurance in Beale Air Force Base, CA?

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The best car insurance company in Beale Air Force Base CA is CSAA, offering $571 for a six-month policy.

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Data Sources