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Cheapest Car Insurance Quotes in Blairsden-Graeagle
Finding the cheapest car insurance quotes in Blairsden-Graeagle shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Blairsden-Graeagle
The car insurance rate in Blairsden-Graeagle is $1046 for a six-month policy, which is $199 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $539, making it a popular choice for budget-conscious drivers. Rates in Blairsden-Graeagle can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Blairsden-Graeagle
1st place: CSAA
At $539 for a six
month policy, CSAA offers
the cheapest
auto
insurance rates in the city.
2nd place: Mercury
Mercury offers auto
insurance rates at $864 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: AAA NorCal
AAA NorCal offers auto insurance
rates at $878
for six months, making it
the third cheapest auto insurance company in Blairsden-Graeagle.
Blairsden-Graeagle Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Blairsden-Graeagle, CA is CSAA, offering policies at just $539 for a six-month term. This is followed by Mercury, which has an average six-month premium of $864.
At the higher end of the spectrum, AAA is the most expensive, with rates reaching $1152 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Blairsden-Graeagle drivers find the best deals.
Cheap Car Insurance Companies in Blairsden-Graeagle, CA
Way's key takeaways about car insurance in Blairsden-Graeagle
The auto insurance costs in Blairsden-Graeagle fall around $539 for six
months.
The cheapest auto insurance company in Blairsden-Graeagle is CSAA.
Teen drivers pay the highest rate in Blairsden-Graeagle at $507 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Blairsden-Graeagle
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Blairsden-Graeagle are given below.
CSAA provides
the cheapest minimum car insurance
coverage in Blairsden-Graeagle. Their Average 6 Month Premium is $129.
Travelers is the most
expensive at $549 for the same
period.
Cheapest Liability Coverage in Blairsden-Graeagle, CA
Cheapest Full Coverage Car Insurance in Blairsden-Graeagle
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Blairsden-Graeagle is CSAA
at $91 per month and $539
for six months.
Cheapest Full Coverage Car Insurance Quotes in Blairsden-Graeagle,
CA
Get Your Car Insurance Quote in Blairsden-Graeagle
Instantly!
Average Car Insurance in Blairsden-Graeagle by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Blairsden-Graeagle, CA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Blairsden-Graeagle, California, may be increasing due to several external factors.
California has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Blairsden-Graeagle's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Blairsden-Graeagle
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Wawanesa
$504
30s
Wawanesa
$407
40s
Wawanesa
$407
50s
Wawanesa
$407
60s
Wawanesa
$407
70s
Wawanesa
$398
Cheapest Car Insurance Rates for Teen Drivers in
Blairsden-Graeagle,CA
If you are planning to get a car insurance policy for your teenage
dependent, AAA provides the cheapest car
insurance in the Blairsden-Graeagle at $60
per
month. At $3038 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties Wawanesa is
the best choice for car
insurance in Blairsden-Graeagle.
As young drivers face the highest rates in Blairsden-Graeagle, Wawanesa
offers the cheapest auto insurance rates at $504 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Blairsden-Graeagle,
companyName is
the cheapest car insurance provider. At $monthlyPremium for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Blairsden-Graeagle is companyName, offering
rates of around $sixMonthPremium for six
months.
Company
Avg. 6 Mo. Premium
Avg. Monthly Premium
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Escape the Trap of Rising Insurance Costs.
Save up to $971/yr on car insurance rates in Blairsden-Graeagle.
Car Insurance Rates with An Accident in Blairsden-Graeagle
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Blairsden-Graeagle, CA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Blairsden-Graeagle
The cheapest car insurance companies after an at-fault accident in
Blairsden-Graeagle include AAA
and Capital Insurance Group, offering $314
and $459,
respectively. Allstate is an expensive provider
with an average six-month premium of
$2899.
Blairsden-Graeagle Car Insurance Rates by
Violation
Here is a list of driving violations that can increase your car
insurance rates in Blairsden-Graeagle CA. For example, the car
insurance in Blairsden-Graeagle
after a DUI increases to $1462 for a six
month policy. While the rate increases by $384 for a six-month policy in the case of
a speeding ticket.
Blairsden-Graeagle auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$913
$152
Not-at-fault accident
$913
$155
One comp claim
$913
$152
One Med/PIP claim
$913
$155
Two comp claims
$913
$152
Two Med/PIP claims
$913
$155
At-fault accident - less than $1000
$933
$155
Failure to show documents
$1203
$204
Driving with expired registration
$1227
$205
Driving without lights
$1227
$208
Failure to wear a seat belt
$1232
$206
Child safety restraint
$1242
$211
Speeding 11 - 15 MPH over limit
$1292
$215
Speeding 16 - 20 MPH over limit
$1292
$220
Driving too slowly
$1297
$216
Failure to stop at a red light
$1297
$221
Failure to yield
$1297
$216
Following too closely
$1297
$221
Illegal turn
$1297
$216
In 65 MPH zone
$1297
$221
Speeding 21 - 25 MPH over limit
$1297
$216
Speeding 6 - 10 MPH over limit
$1297
$221
Speeding in school zone
$1297
$216
Improper passing
$1302
$222
Cell phone violation
$1307
$218
Texting while driving
$1307
$223
Passing school bus
$1322
$220
Wrong way/wrong lane
$1546
$263
Operating a vehicle without permission
$1582
$264
At-fault accident - $1000-$2000
$1592
$270
At-fault accident - greater than $2000
$1592
$265
Open container
$1597
$271
Driving with a suspended license
$1851
$308
Reckless driving
$2255
$384
Racing
$2281
$380
Leaving scene of an accident/hit and run
$2290
$390
DUI
$2375
$396
Refusal to submit to a chemical test
$2375
$404
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Blairsden-Graeagle after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Blairsden-Graeagle.
The cheapest car insurance premiums in
Blairsden-Graeagle are
offered by Capital Insurance Group at $684 for a six-month policy.
However, it can be as
expensive as $628 with companies
like AAA.
Blairsden-Graeagle car insurance quotes with a DUI
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Blairsden-Graeagle are offered by CSAA
at $80. However,
it can be as expensive as $2196
with companies like Travelers for a similar
six-month premium.
Cheapest Car Insurance in Blairsden-Graeagle after Speeding ticket
Car Insurance Price Trends in Blairsden-Graeagle,
California
Car insurance rates in Blairsden-Graeagle have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Blairsden-Graeagle rose by
$178 in January
compared to $161 of December. In other words, there has been an increase by $17 when you
compare January and December.
The average cost of liability insurance in the Blairsden-Graeagle rose to $51 in January,
compared to $46 in December.
This represents an increase of $5
when comparing January and December.
Average Car Insurance Cost in Blairsden-Graeagle by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Blairsden-Graeagle. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Blairsden-Graeagle?
The car insurance in Blairsden-Graeagle is $22 per month, which is lower than the national average.
What is the cheapest car insurance in Blairsden-Graeagle?
The cheapest car insurance in Blairsden-Graeagle
is $91 per month
for full coverage.
How much is car insurance in Blairsden-Graeagle for teenagers?
Car insurance for teenagers costs $349 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Blairsden-Graeagle?
The average cost of car insurance is $1245 for a six-month
policy. It will cost around $176 per month to insure your
car in Blairsden-Graeagle.
Is car insurance expensive in Blairsden-Graeagle?
Car insurance can be expensive in Blairsden-Graeagle if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Blairsden-Graeagle can be
affordable.
What is the best car insurance in Blairsden-Graeagle,
CA?
The best car insurance company in Blairsden-Graeagle
CA is
CSAA, offering $539 for a
six-month policy.
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