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Finding the cheapest car insurance quotes in Chicago Park shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Chicago Park
The car insurance rate in Chicago Park is $971 for a six-month policy, which is $40 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $616, making it a popular choice for budget-conscious drivers. Rates in Chicago Park can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $616 for a six
month policy, CSAA offers
the cheapest
auto
insurance rates in the city.
2nd place: USAA
USAA offers auto
insurance rates at $781 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Mercury
Mercury offers auto insurance
rates at $827
for six months, making it
the third cheapest auto insurance company in Chicago Park.
Chicago Park Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Chicago Park, CA is CSAA, offering policies at just $616 for a six-month term. This is followed by USAA, which has an average six-month premium of $781.
At the higher end of the spectrum, Hartford is the most expensive, with rates reaching $741 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Chicago Park drivers find the best deals.
Way's key takeaways about car insurance in Chicago Park
The auto insurance costs in Chicago Park fall around $616 for six
months.
The cheapest auto insurance company in Chicago Park is CSAA.
Teen drivers pay the highest rate in Chicago Park at $64 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Chicago Park
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Chicago Park are given below.
CSAA provides
the cheapest minimum car insurance
coverage in Chicago Park. Their Average 6 Month Premium is $148.
21st Century is the most
expensive at $388 for the same
period.
Cheapest Full Coverage Car Insurance in Chicago Park
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Chicago Park is CSAA
at $104 per month and $616
for six months.
Cheapest Full Coverage Car Insurance Quotes in Chicago Park,
CA
Get Your Car Insurance Quote in Chicago Park
Instantly!
Average Car Insurance in Chicago Park by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Chicago Park, CA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Chicago Park, California, may be increasing due to several external factors.
California has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Chicago Park's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Chicago Park
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Wawanesa
$562
30s
Wawanesa
$453
40s
Wawanesa
$453
50s
Wawanesa
$453
60s
Wawanesa
$453
70s
Wawanesa
$444
Cheapest Car Insurance Rates for Teen Drivers in
Chicago Park,CA
If you are planning to get a car insurance policy for your teenage
dependent, AAA provides the cheapest car
insurance in the Chicago Park at $37
per
month. At $376 for a six-month premium,
Marcury offers the most expensive rate for
teen drivers.
If you are in your twenties Wawanesa is
the best choice for car
insurance in Chicago Park.
As young drivers face the highest rates in Chicago Park, Wawanesa
offers the cheapest auto insurance rates at $562 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Chicago Park,
companyName is
the cheapest car insurance provider. At $monthlyPremium for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Chicago Park is companyName, offering
rates of around $sixMonthPremium for six
months.
Company
Avg. 6 Mo. Premium
Avg. Monthly Premium
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Save up to $971/yr on car insurance rates in Chicago Park.
Car Insurance Rates with An Accident in Chicago Park
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Chicago Park, CA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Chicago Park
The cheapest car insurance companies after an at-fault accident in
Chicago Park include AAA
and Capital Insurance Group, offering $365
and $524,
respectively. 21st Century is an expensive provider
with an average six-month premium of
$656.
Here is a list of driving violations that can increase your car
insurance rates in Chicago Park CA. For example, the car
insurance in Chicago Park
after a DUI increases to $1670 for a six
month policy. While the rate increases by $438 for a six-month policy in the case of
a speeding ticket.
Chicago Park auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1044
$174
Not-at-fault accident
$1044
$178
One comp claim
$1044
$174
One Med/PIP claim
$1044
$178
Two comp claims
$1044
$174
Two Med/PIP claims
$1044
$178
At-fault accident - less than $1000
$1067
$178
Failure to show documents
$1375
$233
Driving with expired registration
$1403
$234
Driving without lights
$1403
$238
Failure to wear a seat belt
$1408
$235
Child safety restraint
$1420
$241
Speeding 11 - 15 MPH over limit
$1476
$246
Speeding 16 - 20 MPH over limit
$1476
$252
Driving too slowly
$1482
$247
Failure to stop at a red light
$1482
$252
Failure to yield
$1482
$247
Following too closely
$1482
$252
Illegal turn
$1482
$247
In 65 MPH zone
$1482
$252
Speeding 21 - 25 MPH over limit
$1482
$247
Speeding 6 - 10 MPH over limit
$1482
$252
Speeding in school zone
$1482
$247
Improper passing
$1488
$253
Cell phone violation
$1494
$249
Texting while driving
$1494
$254
Passing school bus
$1511
$252
Wrong way/wrong lane
$1767
$300
Operating a vehicle without permission
$1808
$301
At-fault accident - $1000-$2000
$1819
$309
At-fault accident - greater than $2000
$1819
$303
Open container
$1825
$310
Driving with a suspended license
$2116
$352
Reckless driving
$2578
$439
Racing
$2606
$434
Leaving scene of an accident/hit and run
$2617
$445
DUI
$2714
$452
Refusal to submit to a chemical test
$2714
$462
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Chicago Park after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Chicago Park.
The cheapest car insurance premiums in
Chicago Park are
offered by AAA at $718 for a six-month policy.
However, it can be as
expensive as $605 with companies
like Kemper.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Chicago Park are offered by CSAA
at $91. However,
it can be as expensive as $433
with companies like State National for a similar
six-month premium.
Cheapest Car Insurance in Chicago Park after Speeding ticket
Car Insurance Price Trends in Chicago Park,
California
Car insurance rates in Chicago Park have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Chicago Park rose by
$184 in December
compared to $182 of November. In other words, there has been an increase by $2 when you
compare December and November.
The average cost of liability insurance in the Chicago Park rose to $52 in December,
compared to $50 in November.
This represents an increase of $2
when comparing December and November.
Average Car Insurance Cost in Chicago Park by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Chicago Park. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Chicago Park?
The car insurance in Chicago Park is $25 per month, which is lower than the national average.
What is the cheapest car insurance in Chicago Park?
The cheapest car insurance in Chicago Park
is $104 per month
for full coverage.
How much is car insurance in Chicago Park for teenagers?
Car insurance for teenagers costs $223 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Chicago Park?
The average cost of car insurance is $1011 for a six-month
policy. It will cost around $163 per month to insure your
car in Chicago Park.
Is car insurance expensive in Chicago Park?
Car insurance can be expensive in Chicago Park if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Chicago Park can be
affordable.
What is the best car insurance in Chicago Park,
CA?
The best car insurance company in Chicago Park
CA is
CSAA, offering $616 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Chicago Park, CA
Car Insurance Rates by State in the USA (2025 Update)
Chicago Park Car Insurance
