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Cheapest Car Insurance Quotes in Edwards Air Force Base

  • Finding the cheapest car insurance quotes in Edwards Air Force Base shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
  • We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
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406,175 Policies Sold
Edwards Air Force Base Car Insurance
$ 23

/mo

Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

How Much Is Car Insurance in Edwards Air Force Base

The car insurance rate in Edwards Air Force Base is $1083 for a six-month policy, which is $162 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $559, making it a popular choice for budget-conscious drivers. Rates in Edwards Air Force Base can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Edwards Air Force Base

$1083

National Average

$1278

Cheapest Car Insurance Companies in Edwards Air Force Base

1st place: CSAA

At $559 for a six month policy, CSAA offers the cheapest auto insurance rates in the city. 

2nd place: Mercury

Mercury offers auto insurance rates at $894 for a six-month policy, making it one of the cheapest to insure with. 

3rd place: AAA NorCal

AAA NorCal offers auto insurance rates at $909 for six months, making it the third cheapest auto insurance company in Edwards Air Force Base.

Edwards Air Force Base Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Edwards Air Force Base, CA is CSAA, offering policies at just $559 for a six-month term. This is followed by Mercury, which has an average six-month premium of $894.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $1194 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Edwards Air Force Base drivers find the best deals.

Cheap Car Insurance Companies in Edwards Air Force Base, CA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
CSAA $559 $94
Mercury $894 $151
AAA NorCal $909 $155
Progressive $909 $153
Wawanesa $951 $160
USAA $967 $163
Auto Club $992 $169
Allstate $1106 $186
AAA SoCal $1168 $198
Kemper $1235 $206
State Farm $1323 $223
Travelers $1478 $246
Farmers $1483 $252
AAA $1194 $199
Key Takeaways

Way's key takeaways about car insurance in Edwards Air Force Base

  • The auto insurance costs in Edwards Air Force Base fall around $559 for six months. 
  • The cheapest auto insurance company in Edwards Air Force Base is CSAA.
  • Teen drivers pay the highest rate in Edwards Air Force Base at $525 per month.

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Cheapest Minimum Liability Car Insurance in Edwards Air Force Base

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Edwards Air Force Base are given below. 

CSAA provides the cheapest minimum car insurance coverage in Edwards Air Force Base. Their Average 6 Month Premium is $134. Travelers is the most expensive at $568 for the same period. 

Cheapest Liability Coverage in Edwards Air Force Base, CA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
CSAA $134 $23
AAA NorCal $222 $37
USAA $253 $43
Progressive $300 $50
Auto Club $305 $50
Wawanesa $320 $54
AAA $367 $61
AAA SoCal $372 $64
Mercury $372 $63
State Farm $408 $69
Allstate $471 $79
Farmers $506 $86
Travelers $568 $95

Cheapest Full Coverage Car Insurance in Edwards Air Force Base

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Edwards Air Force Base is CSAA at $94 per month and $559 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Edwards Air Force Base, CA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
CSAA $559 $94
Mercury $894 $151
AAA NorCal $909 $155
Progressive $909 $153
Wawanesa $951 $160
USAA $967 $163
Auto Club $992 $169
Allstate $1106 $186
AAA SoCal $1168 $198
Kemper $1235 $206
State Farm $1323 $223
Travelers $1478 $246
Farmers $1483 $252
AAA $1194 $199

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Average Car Insurance in Edwards Air Force Base by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Edwards Air Force Base, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in Edwards Air Force Base, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Edwards Air Force Base's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs. 

Car Insurance Premiums by Age in Edwards Air Force Base

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group Cheapest Companies Avg. 6 Mo. Premium
20s Wawanesa $522
30s Wawanesa $421
40s Wawanesa $421
50s Wawanesa $421
60s Wawanesa $421
70s Wawanesa $412

Cheapest Car Insurance Rates for Teen Drivers in Edwards Air Force Base,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Edwards Air Force Base at $62 per month. At $3147 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
AAA $362 $62
Capital Insurance Group $455 $76
USAA $1183 $199
Wawanesa $1209 $202
Progressive $1385 $233
Mercury $1436 $242
CSAA $1524 $257
Auto Club $2238 $373
State Farm $2284 $385
Allstate $2656 $447
AAA SoCal $2811 $478
AAA NorCal $2848 $474
Travelers $2956 $503
Farmers $3147 $525

Teen Car Insurance Rates in CA by Age

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Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in Edwards Air Force Base.

As young drivers face the highest rates in Edwards Air Force Base, Wawanesa offers the cheapest auto insurance rates at $522 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Edwards Air Force Base.

Car Insurance Rates with An Accident in Edwards Air Force Base

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Edwards Air Force Base, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Edwards Air Force Base

The cheapest car insurance companies after an at-fault accident in Edwards Air Force Base include AAA and Capital Insurance Group, offering $325 and $475, respectively. Allstate is an expensive provider with an average six-month premium of $3002.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
AAA $325 $54
Capital Insurance Group $475 $81
CSAA $636 $107
USAA $1044 $176
Mercury $1142 $192
Progressive $1194 $201
Wawanesa $1343 $224
Auto Club $1489 $253
Farmers $1628 $274
AAA NorCal $1845 $314
AAA SoCal $2000 $333
State Farm $2362 $398
Travelers $2848 $474
Allstate $3002 $505

Edwards Air Force Base Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Edwards Air Force Base CA. For example, the car insurance in Edwards Air Force Base after a DUI increases to $1513 for a six month policy. While the rate increases by $397 for a six-month policy in the case of a speeding ticket.  

Edwards Air Force Base auto insurance quotes by violations

Accident/Violation Avg. 6 Mo Premium Avg. Monthly Premium
None $946 $157
Not-at-fault accident $946 $161
One comp claim $946 $157
One Med/PIP claim $946 $161
Two comp claims $946 $157
Two Med/PIP claims $946 $161
At-fault accident - less than $1000 $967 $161
Failure to show documents $1246 $211
Driving with expired registration $1271 $212
Driving without lights $1271 $216
Failure to wear a seat belt $1276 $213
Child safety restraint $1287 $218
Speeding 11 - 15 MPH over limit $1338 $223
Speeding 16 - 20 MPH over limit $1338 $228
Driving too slowly $1343 $224
Failure to stop at a red light $1343 $229
Failure to yield $1343 $224
Following too closely $1343 $229
Illegal turn $1343 $224
In 65 MPH zone $1343 $229
Speeding 21 - 25 MPH over limit $1343 $224
Speeding 6 - 10 MPH over limit $1343 $229
Speeding in school zone $1343 $224
Improper passing $1349 $230
Cell phone violation $1354 $225
Texting while driving $1354 $231
Passing school bus $1369 $228
Wrong way/wrong lane $1602 $272
Operating a vehicle without permission $1638 $273
At-fault accident - $1000-$2000 $1649 $280
At-fault accident - greater than $2000 $1649 $275
Open container $1654 $281
Driving with a suspended license $1917 $319
Reckless driving $2336 $398
Racing $2362 $393
Leaving scene of an accident/hit and run $2372 $404
DUI $2459 $410
Refusal to submit to a chemical test $2459 $418

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Edwards Air Force Base after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Edwards Air Force Base.

The cheapest car insurance premiums in Edwards Air Force Base are offered by Capital Insurance Group at $708 for a six-month policy. However, it can be as expensive as $651 with companies like AAA.

Edwards Air Force Base car insurance quotes with a DUI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Capital Insurance Group $708 $118
Mercury $1013 $171
Progressive $1343 $226
Wawanesa $1514 $258
Farmers $1700 $286
CSAA $1809 $305
USAA $1865 $314
Travelers $2118 $357
Auto Club $2992 $499
AAA NorCal $3271 $556
AAA SoCal $3669 $612
State Farm $4656 $784
Allstate $4744 $799
AAA $651 $110

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Edwards Air Force Base are offered by CSAA at $83. However, it can be as expensive as $2274 with companies like Travelers for a similar six-month premium.

Cheapest Car Insurance in Edwards Air Force Base after Speeding ticket

Company Avg. 6 Mo. Premium Avg. Monthly Premium
CSAA $83 $14
Capital Insurance Group $455 $77
Mercury $977 $164
USAA $997 $170
Progressive $1002 $169
AAA NorCal $1153 $196
AAA SoCal $1596 $266
Allstate $2025 $345
Farmers $2109 $351
State Farm $2253 $383
Travelers $2274 $379

Car Insurance Price Trends in Edwards Air Force Base, California

Car insurance rates in Edwards Air Force Base have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Edwards Air Force Base rose by $184 in January compared to $167 of December. In other words, there has been an increase by $17 when you compare January and December.

The average cost of liability insurance in the Edwards Air Force Base rose to $53 in January, compared to $48 in December. This represents an increase of $5 when comparing January and December.


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Frequently Asked Questions

How much is car insurance in Edwards Air Force Base?

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The car insurance in Edwards Air Force Base is $23 per month, which is lower than the national average.

What is the cheapest car insurance in Edwards Air Force Base?

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The cheapest car insurance in Edwards Air Force Base is $94 per month for full coverage.

How much is car insurance in Edwards Air Force Base for teenagers?

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Car insurance for teenagers costs $362 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Edwards Air Force Base?

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The average cost of car insurance is $1245 for a six-month policy. It will cost around $182 per month to insure your car in Edwards Air Force Base.

Is car insurance expensive in Edwards Air Force Base?

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Car insurance can be expensive in Edwards Air Force Base if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Edwards Air Force Base can be affordable.

What is the best car insurance in Edwards Air Force Base, CA?

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The best car insurance company in Edwards Air Force Base CA is CSAA, offering $559 for a six-month policy.

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Data Sources