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Finding the cheapest car insurance quotes in Granada Hills shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Granada Hills
The car insurance rate in Granada Hills is $1743 for a six-month policy, which is $498 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $899, making it a popular choice for budget-conscious drivers. Rates in Granada Hills can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $899 for a six
month policy, CSAA offers
the cheapest
auto
insurance rates in the city.
2nd place: Mercury
Mercury offers auto
insurance rates at $1439 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: AAA NorCal
AAA NorCal offers auto insurance
rates at $1463
for six months, making it
the third cheapest auto insurance company in Granada Hills.
Granada Hills Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Granada Hills, CA is CSAA, offering policies at just $899 for a six-month term. This is followed by Mercury, which has an average six-month premium of $1439.
At the higher end of the spectrum, AAA is the most expensive, with rates reaching $1921 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Granada Hills drivers find the best deals.
Cheap Car Insurance Companies in Granada Hills, CA
Way's key takeaways about car insurance in Granada Hills
The auto insurance costs in Granada Hills fall around $899 for six
months.
The cheapest auto insurance company in Granada Hills is CSAA.
Teen drivers pay the highest rate in Granada Hills at $844 per
month.
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Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Granada Hills
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Granada Hills are given below.
CSAA provides
the cheapest minimum car insurance
coverage in Granada Hills. Their Average 6 Month Premium is $216.
Travelers is the most
expensive at $914 for the same
period.
Cheapest Full Coverage Car Insurance in Granada Hills
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Granada Hills is CSAA
at $151 per month and $899
for six months.
Cheapest Full Coverage Car Insurance Quotes in Granada Hills,
CA
Get Your Car Insurance Quote in Granada Hills
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Average Car Insurance in Granada Hills by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Granada Hills, CA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Granada Hills, California, may be increasing due to several external factors.
California has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Granada Hills's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Granada Hills
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Wawanesa
$840
30s
Wawanesa
$678
40s
Wawanesa
$678
50s
Wawanesa
$678
60s
Wawanesa
$678
70s
Wawanesa
$664
Cheapest Car Insurance Rates for Teen Drivers in
Granada Hills,CA
If you are planning to get a car insurance policy for your teenage
dependent, AAA provides the cheapest car
insurance in the Granada Hills at $99
per
month. At $5064 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties Wawanesa is
the best choice for car
insurance in Granada Hills.
As young drivers face the highest rates in Granada Hills, Wawanesa
offers the cheapest auto insurance rates at $840 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Granada Hills,
companyName is
the cheapest car insurance provider. At $monthlyPremium for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Granada Hills is companyName, offering
rates of around $sixMonthPremium for six
months.
Company
Avg. 6 Mo. Premium
Avg. Monthly Premium
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Car Insurance Rates with An Accident in Granada Hills
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Granada Hills, CA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Granada Hills
The cheapest car insurance companies after an at-fault accident in
Granada Hills include AAA
and Capital Insurance Group, offering $524
and $764,
respectively. Allstate is an expensive provider
with an average six-month premium of
$4831.
Here is a list of driving violations that can increase your car
insurance rates in Granada Hills CA. For example, the car
insurance in Granada Hills
after a DUI increases to $2436 for a six
month policy. While the rate increases by $640 for a six-month policy in the case of
a speeding ticket.
Granada Hills auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1522
$253
Not-at-fault accident
$1522
$259
One comp claim
$1522
$253
One Med/PIP claim
$1522
$259
Two comp claims
$1522
$253
Two Med/PIP claims
$1522
$259
At-fault accident - less than $1000
$1555
$259
Failure to show documents
$2005
$340
Driving with expired registration
$2045
$342
Driving without lights
$2045
$347
Failure to wear a seat belt
$2054
$343
Child safety restraint
$2071
$351
Speeding 11 - 15 MPH over limit
$2153
$358
Speeding 16 - 20 MPH over limit
$2153
$367
Driving too slowly
$2162
$360
Failure to stop at a red light
$2162
$368
Failure to yield
$2162
$360
Following too closely
$2162
$368
Illegal turn
$2162
$360
In 65 MPH zone
$2162
$368
Speeding 21 - 25 MPH over limit
$2162
$360
Speeding 6 - 10 MPH over limit
$2162
$368
Speeding in school zone
$2162
$360
Improper passing
$2170
$370
Cell phone violation
$2178
$363
Texting while driving
$2178
$371
Passing school bus
$2204
$367
Wrong way/wrong lane
$2577
$438
Operating a vehicle without permission
$2636
$440
At-fault accident - $1000-$2000
$2653
$451
At-fault accident - greater than $2000
$2653
$442
Open container
$2661
$452
Driving with a suspended license
$3086
$514
Reckless driving
$3759
$640
Racing
$3801
$633
Leaving scene of an accident/hit and run
$3816
$650
DUI
$3958
$659
Refusal to submit to a chemical test
$3958
$673
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Granada Hills after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Granada Hills.
The cheapest car insurance premiums in
Granada Hills are
offered by Capital Insurance Group at $1140 for a six-month policy.
However, it can be as
expensive as $1047 with companies
like AAA.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Granada Hills are offered by CSAA
at $133. However,
it can be as expensive as $3660
with companies like Travelers for a similar
six-month premium.
Cheapest Car Insurance in Granada Hills after Speeding ticket
Car Insurance Price Trends in Granada Hills,
California
Car insurance rates in Granada Hills have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Granada Hills rose by
$297 in January
compared to $269 of December. In other words, there has been an increase by $28 when you
compare January and December.
The average cost of liability insurance in the Granada Hills rose to $85 in January,
compared to $77 in December.
This represents an increase of $8
when comparing January and December.
Average Car Insurance Cost in Granada Hills by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Granada Hills. At $3486 for a
six-month policy, insuring
your car at 91344 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Granada Hills?
The car insurance in Granada Hills is $36 per month, which is lower than the national average.
What is the cheapest car insurance in Granada Hills?
The cheapest car insurance in Granada Hills
is $151 per month
for full coverage.
How much is car insurance in Granada Hills for teenagers?
Car insurance for teenagers costs $582 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Granada Hills?
The average cost of car insurance is $1245 for a six-month
policy. It will cost around $293 per month to insure your
car in Granada Hills.
Is car insurance expensive in Granada Hills?
Car insurance can be expensive in Granada Hills if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Granada Hills can be
affordable.
What is the best car insurance in Granada Hills,
CA?
The best car insurance company in Granada Hills
CA is
CSAA, offering $899 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Granada Hills, CA
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Granada Hills Car Insurance
