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Cheapest Car Insurance Quotes in Kings Canyon National Pk

  • Finding the cheapest car insurance quotes in Kings Canyon National Pk shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
  • We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
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406,175 Policies Sold
Kings Canyon National Pk Car Insurance
$ 26

/mo

Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

How Much Is Car Insurance in Kings Canyon National Pk

The car insurance rate in Kings Canyon National Pk is $1233 for a six-month policy, which is $12 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $636, making it a popular choice for budget-conscious drivers. Rates in Kings Canyon National Pk can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Kings Canyon National Pk

$1233

National Average

$1278

Cheapest Car Insurance Companies in Kings Canyon National Pk

1st place: CSAA

At $636 for a six month policy, CSAA offers the cheapest auto insurance rates in the city. 

2nd place: Mercury

Mercury offers auto insurance rates at $1018 for a six-month policy, making it one of the cheapest to insure with. 

3rd place: AAA NorCal

AAA NorCal offers auto insurance rates at $1035 for six months, making it the third cheapest auto insurance company in Kings Canyon National Pk.

Kings Canyon National Pk Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Kings Canyon National Pk, CA is CSAA, offering policies at just $636 for a six-month term. This is followed by Mercury, which has an average six-month premium of $1018.

At the higher end of the spectrum, AAA is the most expensive, with rates reaching $1358 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Kings Canyon National Pk drivers find the best deals.

Cheap Car Insurance Companies in Kings Canyon National Pk, CA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
CSAA $636 $107
Mercury $1018 $171
AAA NorCal $1035 $176
Progressive $1035 $174
Wawanesa $1082 $182
USAA $1100 $185
Auto Club $1129 $192
Allstate $1258 $212
AAA SoCal $1329 $226
Kemper $1406 $235
State Farm $1506 $253
Travelers $1682 $280
Farmers $1688 $287
AAA $1358 $227
Key Takeaways

Way's key takeaways about car insurance in Kings Canyon National Pk

  • The auto insurance costs in Kings Canyon National Pk fall around $636 for six months. 
  • The cheapest auto insurance company in Kings Canyon National Pk is CSAA.
  • Teen drivers pay the highest rate in Kings Canyon National Pk at $597 per month.

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Cheapest Minimum Liability Car Insurance in Kings Canyon National Pk

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Kings Canyon National Pk are given below. 

CSAA provides the cheapest minimum car insurance coverage in Kings Canyon National Pk. Their Average 6 Month Premium is $152. Travelers is the most expensive at $646 for the same period. 

Cheapest Liability Coverage in Kings Canyon National Pk, CA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
CSAA $152 $26
AAA NorCal $252 $43
USAA $288 $49
Progressive $342 $57
Auto Club $347 $57
Wawanesa $364 $61
AAA $418 $69
AAA SoCal $424 $72
Mercury $424 $71
State Farm $464 $78
Allstate $536 $90
Farmers $576 $98
Travelers $646 $108

Cheapest Full Coverage Car Insurance in Kings Canyon National Pk

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Kings Canyon National Pk is CSAA at $107 per month and $636 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Kings Canyon National Pk, CA

Company Avg. 6 Mo. Premium Avg. Monthly Premium
CSAA $636 $107
Mercury $1018 $171
AAA NorCal $1035 $176
Progressive $1035 $174
Wawanesa $1082 $182
USAA $1100 $185
Auto Club $1129 $192
Allstate $1258 $212
AAA SoCal $1329 $226
Kemper $1406 $235
State Farm $1506 $253
Travelers $1682 $280
Farmers $1688 $287
AAA $1358 $227

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Average Car Insurance in Kings Canyon National Pk by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Kings Canyon National Pk, CA increasing?

Despite maintaining a clean driving record, your car insurance rates in Kings Canyon National Pk, California, may be increasing due to several external factors. California has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Kings Canyon National Pk's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs. 

Car Insurance Premiums by Age in Kings Canyon National Pk

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group Cheapest Companies Avg. 6 Mo. Premium
20s Wawanesa $594
30s Wawanesa $479
40s Wawanesa $479
50s Wawanesa $479
60s Wawanesa $479
70s Wawanesa $469

Cheapest Car Insurance Rates for Teen Drivers in Kings Canyon National Pk,CA

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Kings Canyon National Pk at $70 per month. At $3581 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
AAA $412 $70
Capital Insurance Group $518 $86
USAA $1346 $227
Wawanesa $1376 $230
Progressive $1576 $265
Mercury $1634 $275
CSAA $1734 $292
Auto Club $2546 $425
State Farm $2599 $438
Allstate $3022 $509
AAA SoCal $3199 $544
AAA NorCal $3240 $540
Travelers $3364 $572
Farmers $3581 $597

Teen Car Insurance Rates in CA by Age

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Way Tip

If you are in your twenties Wawanesa is the best choice for car insurance in Kings Canyon National Pk.

As young drivers face the highest rates in Kings Canyon National Pk, Wawanesa offers the cheapest auto insurance rates at $594 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in Kings Canyon National Pk.

Car Insurance Rates with An Accident in Kings Canyon National Pk

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Kings Canyon National Pk, CA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Kings Canyon National Pk

The cheapest car insurance companies after an at-fault accident in Kings Canyon National Pk include AAA and Capital Insurance Group, offering $370 and $541, respectively. Allstate is an expensive provider with an average six-month premium of $3416.

Company Avg. 6 Mo. Premium Avg. Monthly Premium
AAA $370 $61
Capital Insurance Group $541 $92
CSAA $724 $122
USAA $1188 $200
Mercury $1300 $219
Progressive $1358 $229
Wawanesa $1529 $254
Auto Club $1694 $288
Farmers $1852 $312
AAA NorCal $2100 $357
AAA SoCal $2276 $379
State Farm $2688 $452
Travelers $3240 $540
Allstate $3416 $575

Kings Canyon National Pk Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Kings Canyon National Pk CA. For example, the car insurance in Kings Canyon National Pk after a DUI increases to $1723 for a six month policy. While the rate increases by $453 for a six-month policy in the case of a speeding ticket.  

Kings Canyon National Pk auto insurance quotes by violations

Accident/Violation Avg. 6 Mo Premium Avg. Monthly Premium
None $1076 $179
Not-at-fault accident $1076 $183
One comp claim $1076 $179
One Med/PIP claim $1076 $183
Two comp claims $1076 $179
Two Med/PIP claims $1076 $183
At-fault accident - less than $1000 $1100 $183
Failure to show documents $1418 $241
Driving with expired registration $1446 $242
Driving without lights $1446 $246
Failure to wear a seat belt $1452 $243
Child safety restraint $1464 $248
Speeding 11 - 15 MPH over limit $1523 $253
Speeding 16 - 20 MPH over limit $1523 $259
Driving too slowly $1529 $254
Failure to stop at a red light $1529 $260
Failure to yield $1529 $254
Following too closely $1529 $260
Illegal turn $1529 $254
In 65 MPH zone $1529 $260
Speeding 21 - 25 MPH over limit $1529 $254
Speeding 6 - 10 MPH over limit $1529 $260
Speeding in school zone $1529 $254
Improper passing $1535 $261
Cell phone violation $1540 $256
Texting while driving $1540 $262
Passing school bus $1558 $259
Wrong way/wrong lane $1823 $310
Operating a vehicle without permission $1864 $311
At-fault accident - $1000-$2000 $1876 $319
At-fault accident - greater than $2000 $1876 $313
Open container $1882 $320
Driving with a suspended license $2182 $363
Reckless driving $2658 $452
Racing $2688 $447
Leaving scene of an accident/hit and run $2699 $459
DUI $2799 $466
Refusal to submit to a chemical test $2799 $476

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Kings Canyon National Pk after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Kings Canyon National Pk.

The cheapest car insurance premiums in Kings Canyon National Pk are offered by Capital Insurance Group at $806 for a six-month policy. However, it can be as expensive as $741 with companies like AAA.

Kings Canyon National Pk car insurance quotes with a DUI

Company Avg. 6 Mo. Premium Avg. Monthly Premium
Capital Insurance Group $806 $135
Mercury $1152 $194
Progressive $1529 $257
Wawanesa $1723 $293
Farmers $1934 $326
CSAA $2058 $347
USAA $2123 $357
Travelers $2411 $406
Auto Club $3405 $567
AAA NorCal $3722 $633
AAA SoCal $4175 $696
State Farm $5298 $892
Allstate $5398 $909
AAA $741 $126

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Kings Canyon National Pk are offered by CSAA at $94. However, it can be as expensive as $2588 with companies like Travelers for a similar six-month premium.

Cheapest Car Insurance in Kings Canyon National Pk after Speeding ticket

Company Avg. 6 Mo. Premium Avg. Monthly Premium
CSAA $94 $16
Capital Insurance Group $518 $88
Mercury $1112 $187
USAA $1135 $193
Progressive $1140 $192
AAA NorCal $1312 $223
AAA SoCal $1817 $303
Allstate $2305 $392
Farmers $2400 $400
State Farm $2564 $436
Travelers $2588 $432

Car Insurance Price Trends in Kings Canyon National Pk, California

Car insurance rates in Kings Canyon National Pk have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Kings Canyon National Pk rose by $210 in January compared to $190 of December. In other words, there has been an increase by $20 when you compare January and December.

The average cost of liability insurance in the Kings Canyon National Pk rose to $60 in January, compared to $54 in December. This represents an increase of $6 when comparing January and December.


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Frequently Asked Questions

How much is car insurance in Kings Canyon National Pk?

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The car insurance in Kings Canyon National Pk is $26 per month, which is lower than the national average.

What is the cheapest car insurance in Kings Canyon National Pk?

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The cheapest car insurance in Kings Canyon National Pk is $107 per month for full coverage.

How much is car insurance in Kings Canyon National Pk for teenagers?

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Car insurance for teenagers costs $412 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Kings Canyon National Pk?

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The average cost of car insurance is $1245 for a six-month policy. It will cost around $207 per month to insure your car in Kings Canyon National Pk.

Is car insurance expensive in Kings Canyon National Pk?

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Car insurance can be expensive in Kings Canyon National Pk if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Kings Canyon National Pk can be affordable.

What is the best car insurance in Kings Canyon National Pk, CA?

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The best car insurance company in Kings Canyon National Pk CA is CSAA, offering $636 for a six-month policy.

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Data Sources