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Cheapest Car Insurance Quotes in La Canada Flintridge
Finding the cheapest car insurance quotes in La Canada Flintridge shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in La Canada Flintridge
The car insurance rate in La Canada Flintridge is $1254 for a six-month policy, which is $243 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $796, making it a popular choice for budget-conscious drivers. Rates in La Canada Flintridge can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in La Canada Flintridge
1st place: CSAA
At $796 for a six
month policy, CSAA offers
the cheapest
auto
insurance rates in the city.
2nd place: USAA
USAA offers auto
insurance rates at $1009 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Mercury
Mercury offers auto insurance
rates at $1068
for six months, making it
the third cheapest auto insurance company in La Canada Flintridge.
La Canada Flintridge Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in La Canada Flintridge, CA is CSAA, offering policies at just $796 for a six-month term. This is followed by USAA, which has an average six-month premium of $1009.
At the higher end of the spectrum, Hartford is the most expensive, with rates reaching $957 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help La Canada Flintridge drivers find the best deals.
Cheap Car Insurance Companies in La Canada Flintridge, CA
Way's key takeaways about car insurance in La Canada Flintridge
The auto insurance costs in La Canada Flintridge fall around $796 for six
months.
The cheapest auto insurance company in La Canada Flintridge is CSAA.
Teen drivers pay the highest rate in La Canada Flintridge at $83 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in La Canada Flintridge
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in La Canada Flintridge are given below.
CSAA provides
the cheapest minimum car insurance
coverage in La Canada Flintridge. Their Average 6 Month Premium is $191.
21st Century is the most
expensive at $501 for the same
period.
Cheapest Liability Coverage in La Canada Flintridge, CA
Cheapest Full Coverage Car Insurance in La Canada Flintridge
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in La Canada Flintridge is CSAA
at $134 per month and $796
for six months.
Cheapest Full Coverage Car Insurance Quotes in La Canada Flintridge,
CA
Get Your Car Insurance Quote in La Canada Flintridge
Instantly!
Average Car Insurance in La Canada Flintridge by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in La Canada Flintridge, CA increasing?
Despite maintaining a clean driving record, your car insurance rates
in La Canada Flintridge, California, may be increasing due to several external factors.
California has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, La Canada Flintridge's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in La Canada Flintridge
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Wawanesa
$725
30s
Wawanesa
$585
40s
Wawanesa
$585
50s
Wawanesa
$585
60s
Wawanesa
$585
70s
Wawanesa
$573
Cheapest Car Insurance Rates for Teen Drivers in
La Canada Flintridge,CA
If you are planning to get a car insurance policy for your teenage
dependent, AAA provides the cheapest car
insurance in the La Canada Flintridge at $48
per
month. At $486 for a six-month premium,
Marcury offers the most expensive rate for
teen drivers.
If you are in your twenties Wawanesa is
the best choice for car
insurance in La Canada Flintridge.
As young drivers face the highest rates in La Canada Flintridge, Wawanesa
offers the cheapest auto insurance rates at $725 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in La Canada Flintridge,
companyName is
the cheapest car insurance provider. At $monthlyPremium for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
La Canada Flintridge is companyName, offering
rates of around $sixMonthPremium for six
months.
Company
Avg. 6 Mo. Premium
Avg. Monthly Premium
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Escape the Trap of Rising Insurance Costs.
Save up to $971/yr on car insurance rates in La Canada Flintridge.
Car Insurance Rates with An Accident in La Canada Flintridge
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In La Canada Flintridge, CA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in La Canada Flintridge
The cheapest car insurance companies after an at-fault accident in
La Canada Flintridge include AAA
and Capital Insurance Group, offering $471
and $677,
respectively. 21st Century is an expensive provider
with an average six-month premium of
$847.
La Canada Flintridge Car Insurance Rates by
Violation
Here is a list of driving violations that can increase your car
insurance rates in La Canada Flintridge CA. For example, the car
insurance in La Canada Flintridge
after a DUI increases to $2157 for a six
month policy. While the rate increases by $567 for a six-month policy in the case of
a speeding ticket.
La Canada Flintridge auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1348
$224
Not-at-fault accident
$1348
$229
One comp claim
$1348
$224
One Med/PIP claim
$1348
$229
Two comp claims
$1348
$224
Two Med/PIP claims
$1348
$229
At-fault accident - less than $1000
$1378
$229
Failure to show documents
$1776
$301
Driving with expired registration
$1812
$303
Driving without lights
$1812
$308
Failure to wear a seat belt
$1819
$304
Child safety restraint
$1834
$311
Speeding 11 - 15 MPH over limit
$1907
$317
Speeding 16 - 20 MPH over limit
$1907
$325
Driving too slowly
$1915
$319
Failure to stop at a red light
$1915
$326
Failure to yield
$1915
$319
Following too closely
$1915
$326
Illegal turn
$1915
$319
In 65 MPH zone
$1915
$326
Speeding 21 - 25 MPH over limit
$1915
$319
Speeding 6 - 10 MPH over limit
$1915
$326
Speeding in school zone
$1915
$319
Improper passing
$1922
$327
Cell phone violation
$1929
$321
Texting while driving
$1929
$329
Passing school bus
$1952
$325
Wrong way/wrong lane
$2283
$388
Operating a vehicle without permission
$2335
$389
At-fault accident - $1000-$2000
$2350
$399
At-fault accident - greater than $2000
$2350
$392
Open container
$2357
$401
Driving with a suspended license
$2733
$455
Reckless driving
$3329
$567
Racing
$3367
$560
Leaving scene of an accident/hit and run
$3380
$575
DUI
$3505
$584
Refusal to submit to a chemical test
$3505
$596
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in La Canada Flintridge after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in La Canada Flintridge.
The cheapest car insurance premiums in
La Canada Flintridge are
offered by AAA at $928 for a six-month policy.
However, it can be as
expensive as $781 with companies
like Kemper.
La Canada Flintridge car insurance quotes with a DUI
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in La Canada Flintridge are offered by CSAA
at $118. However,
it can be as expensive as $559
with companies like State National for a similar
six-month premium.
Cheapest Car Insurance in La Canada Flintridge after Speeding ticket
Car Insurance Price Trends in La Canada Flintridge,
California
Car insurance rates in La Canada Flintridge have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the La Canada Flintridge rose by
$238 in December
compared to $236 of November. In other words, there has been an increase by $2 when you
compare December and November.
The average cost of liability insurance in the La Canada Flintridge rose to $67 in December,
compared to $64 in November.
This represents an increase of $3
when comparing December and November.
Average Car Insurance Cost in La Canada Flintridge by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
La Canada Flintridge. At $2507 for a
six-month policy, insuring
your car at 91011 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in La Canada Flintridge?
The car insurance in La Canada Flintridge is $32 per month, which is lower than the national average.
What is the cheapest car insurance in La Canada Flintridge?
The cheapest car insurance in La Canada Flintridge
is $134 per month
for full coverage.
How much is car insurance in La Canada Flintridge for teenagers?
Car insurance for teenagers costs $288 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
La Canada Flintridge?
The average cost of car insurance is $1011 for a six-month
policy. It will cost around $211 per month to insure your
car in La Canada Flintridge.
Is car insurance expensive in La Canada Flintridge?
Car insurance can be expensive in La Canada Flintridge if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in La Canada Flintridge can be
affordable.
What is the best car insurance in La Canada Flintridge,
CA?
The best car insurance company in La Canada Flintridge
CA is
CSAA, offering $796 for a
six-month policy.
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La Canada Flintridge Car Insurance
