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Finding the cheapest car insurance quotes in Redwood Estates shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Redwood Estates
The car insurance rate in Redwood Estates is $1011 for a six-month policy, which is same as higher than the state average. Root Insurance Company offers the lowest rates in the city at $642, making it a popular choice for budget-conscious drivers. Rates in Redwood Estates can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Redwood Estates
1st place: CSAA
At $642 for a six
month policy, CSAA offers
the cheapest
auto
insurance rates in the city.
2nd place: USAA
USAA offers auto
insurance rates at $814 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Mercury
Mercury offers auto insurance
rates at $861
for six months, making it
the third cheapest auto insurance company in Redwood Estates.
Redwood Estates Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Redwood Estates, CA is CSAA, offering policies at just $642 for a six-month term. This is followed by USAA, which has an average six-month premium of $814.
At the higher end of the spectrum, Hartford is the most expensive, with rates reaching $772 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Redwood Estates drivers find the best deals.
Cheap Car Insurance Companies in Redwood Estates, CA
Way's key takeaways about car insurance in Redwood Estates
The auto insurance costs in Redwood Estates fall around $642 for six
months.
The cheapest auto insurance company in Redwood Estates is CSAA.
Teen drivers pay the highest rate in Redwood Estates at $67 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Redwood Estates
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Redwood Estates are given below.
CSAA provides
the cheapest minimum car insurance
coverage in Redwood Estates. Their Average 6 Month Premium is $154.
21st Century is the most
expensive at $404 for the same
period.
Cheapest Liability Coverage in Redwood Estates, CA
Cheapest Full Coverage Car Insurance in Redwood Estates
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Redwood Estates is CSAA
at $108 per month and $642
for six months.
Cheapest Full Coverage Car Insurance Quotes in Redwood Estates,
CA
Get Your Car Insurance Quote in Redwood Estates
Instantly!
Average Car Insurance in Redwood Estates by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Redwood Estates, CA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Redwood Estates, California, may be increasing due to several external factors.
California has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Redwood Estates's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Redwood Estates
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Wawanesa
$585
30s
Wawanesa
$472
40s
Wawanesa
$472
50s
Wawanesa
$472
60s
Wawanesa
$472
70s
Wawanesa
$462
Cheapest Car Insurance Rates for Teen Drivers in
Redwood Estates,CA
If you are planning to get a car insurance policy for your teenage
dependent, AAA provides the cheapest car
insurance in the Redwood Estates at $39
per
month. At $392 for a six-month premium,
Marcury offers the most expensive rate for
teen drivers.
If you are in your twenties Wawanesa is
the best choice for car
insurance in Redwood Estates.
As young drivers face the highest rates in Redwood Estates, Wawanesa
offers the cheapest auto insurance rates at $585 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Redwood Estates,
companyName is
the cheapest car insurance provider. At $monthlyPremium for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Redwood Estates is companyName, offering
rates of around $sixMonthPremium for six
months.
Company
Avg. 6 Mo. Premium
Avg. Monthly Premium
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Save up to $971/yr on car insurance rates in Redwood Estates.
Car Insurance Rates with An Accident in Redwood Estates
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Redwood Estates, CA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Redwood Estates
The cheapest car insurance companies after an at-fault accident in
Redwood Estates include AAA
and Capital Insurance Group, offering $380
and $546,
respectively. 21st Century is an expensive provider
with an average six-month premium of
$683.
Here is a list of driving violations that can increase your car
insurance rates in Redwood Estates CA. For example, the car
insurance in Redwood Estates
after a DUI increases to $1740 for a six
month policy. While the rate increases by $457 for a six-month policy in the case of
a speeding ticket.
Redwood Estates auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1087
$181
Not-at-fault accident
$1087
$185
One comp claim
$1087
$181
One Med/PIP claim
$1087
$185
Two comp claims
$1087
$181
Two Med/PIP claims
$1087
$185
At-fault accident - less than $1000
$1111
$185
Failure to show documents
$1432
$243
Driving with expired registration
$1461
$244
Driving without lights
$1461
$248
Failure to wear a seat belt
$1467
$245
Child safety restraint
$1479
$251
Speeding 11 - 15 MPH over limit
$1538
$256
Speeding 16 - 20 MPH over limit
$1538
$262
Driving too slowly
$1544
$257
Failure to stop at a red light
$1544
$263
Failure to yield
$1544
$257
Following too closely
$1544
$263
Illegal turn
$1544
$257
In 65 MPH zone
$1544
$263
Speeding 21 - 25 MPH over limit
$1544
$257
Speeding 6 - 10 MPH over limit
$1544
$263
Speeding in school zone
$1544
$257
Improper passing
$1550
$264
Cell phone violation
$1556
$259
Texting while driving
$1556
$265
Passing school bus
$1574
$262
Wrong way/wrong lane
$1841
$313
Operating a vehicle without permission
$1883
$314
At-fault accident - $1000-$2000
$1895
$322
At-fault accident - greater than $2000
$1895
$316
Open container
$1901
$323
Driving with a suspended license
$2204
$367
Reckless driving
$2685
$457
Racing
$2715
$452
Leaving scene of an accident/hit and run
$2726
$464
DUI
$2827
$471
Refusal to submit to a chemical test
$2827
$481
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Redwood Estates after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Redwood Estates.
The cheapest car insurance premiums in
Redwood Estates are
offered by AAA at $748 for a six-month policy.
However, it can be as
expensive as $630 with companies
like Kemper.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Redwood Estates are offered by CSAA
at $95. However,
it can be as expensive as $451
with companies like State National for a similar
six-month premium.
Cheapest Car Insurance in Redwood Estates after Speeding ticket
Car Insurance Price Trends in Redwood Estates,
California
Car insurance rates in Redwood Estates have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Redwood Estates rose by
$192 in December
compared to $190 of November. In other words, there has been an increase by $2 when you
compare December and November.
The average cost of liability insurance in the Redwood Estates rose to $54 in December,
compared to $52 in November.
This represents an increase of $2
when comparing December and November.
Average Car Insurance Cost in Redwood Estates by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Redwood Estates. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Redwood Estates?
The car insurance in Redwood Estates is $26 per month, which is lower than the national average.
What is the cheapest car insurance in Redwood Estates?
The cheapest car insurance in Redwood Estates
is $108 per month
for full coverage.
How much is car insurance in Redwood Estates for teenagers?
Car insurance for teenagers costs $232 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Redwood Estates?
The average cost of car insurance is $1011 for a six-month
policy. It will cost around $170 per month to insure your
car in Redwood Estates.
Is car insurance expensive in Redwood Estates?
Car insurance can be expensive in Redwood Estates if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Redwood Estates can be
affordable.
What is the best car insurance in Redwood Estates,
CA?
The best car insurance company in Redwood Estates
CA is
CSAA, offering $642 for a
six-month policy.
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Cut auto insurance costs in Redwood Estates right now.
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Redwood Estates Car Insurance
