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Finding the cheapest car insurance quotes in Warner Springs shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Warner Springs
The car insurance rate in Warner Springs is $1158 for a six-month policy, which is $87 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $597, making it a popular choice for budget-conscious drivers. Rates in Warner Springs can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Warner Springs
1st place: CSAA
At $597 for a six
month policy, CSAA offers
the cheapest
auto
insurance rates in the city.
2nd place: Mercury
Mercury offers auto
insurance rates at $956 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: AAA NorCal
AAA NorCal offers auto insurance
rates at $972
for six months, making it
the third cheapest auto insurance company in Warner Springs.
Warner Springs Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Warner Springs, CA is CSAA, offering policies at just $597 for a six-month term. This is followed by Mercury, which has an average six-month premium of $956.
At the higher end of the spectrum, AAA is the most expensive, with rates reaching $1276 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Warner Springs drivers find the best deals.
Cheap Car Insurance Companies in Warner Springs, CA
Way's key takeaways about car insurance in Warner Springs
The auto insurance costs in Warner Springs fall around $597 for six
months.
The cheapest auto insurance company in Warner Springs is CSAA.
Teen drivers pay the highest rate in Warner Springs at $561 per
month.
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Cheapest Minimum Liability Car Insurance in Warner Springs
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Warner Springs are given below.
CSAA provides
the cheapest minimum car insurance
coverage in Warner Springs. Their Average 6 Month Premium is $143.
Travelers is the most
expensive at $607 for the same
period.
Cheapest Full Coverage Car Insurance in Warner Springs
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Warner Springs is CSAA
at $100 per month and $597
for six months.
Cheapest Full Coverage Car Insurance Quotes in Warner Springs,
CA
Get Your Car Insurance Quote in Warner Springs
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Average Car Insurance in Warner Springs by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Warner Springs, CA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Warner Springs, California, may be increasing due to several external factors.
California has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Warner Springs's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Warner Springs
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Wawanesa
$558
30s
Wawanesa
$450
40s
Wawanesa
$450
50s
Wawanesa
$450
60s
Wawanesa
$450
70s
Wawanesa
$441
Cheapest Car Insurance Rates for Teen Drivers in
Warner Springs,CA
If you are planning to get a car insurance policy for your teenage
dependent, AAA provides the cheapest car
insurance in the Warner Springs at $66
per
month. At $3364 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties Wawanesa is
the best choice for car
insurance in Warner Springs.
As young drivers face the highest rates in Warner Springs, Wawanesa
offers the cheapest auto insurance rates at $558 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Warner Springs,
companyName is
the cheapest car insurance provider. At $monthlyPremium for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Warner Springs is companyName, offering
rates of around $sixMonthPremium for six
months.
Company
Avg. 6 Mo. Premium
Avg. Monthly Premium
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Car Insurance Rates with An Accident in Warner Springs
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Warner Springs, CA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Warner Springs
The cheapest car insurance companies after an at-fault accident in
Warner Springs include AAA
and Capital Insurance Group, offering $348
and $508,
respectively. Allstate is an expensive provider
with an average six-month premium of
$3209.
Here is a list of driving violations that can increase your car
insurance rates in Warner Springs CA. For example, the car
insurance in Warner Springs
after a DUI increases to $1618 for a six
month policy. While the rate increases by $425 for a six-month policy in the case of
a speeding ticket.
Warner Springs auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1011
$168
Not-at-fault accident
$1011
$172
One comp claim
$1011
$168
One Med/PIP claim
$1011
$172
Two comp claims
$1011
$168
Two Med/PIP claims
$1011
$172
At-fault accident - less than $1000
$1033
$172
Failure to show documents
$1332
$226
Driving with expired registration
$1359
$227
Driving without lights
$1359
$231
Failure to wear a seat belt
$1364
$228
Child safety restraint
$1375
$233
Speeding 11 - 15 MPH over limit
$1430
$238
Speeding 16 - 20 MPH over limit
$1430
$244
Driving too slowly
$1436
$239
Failure to stop at a red light
$1436
$245
Failure to yield
$1436
$239
Following too closely
$1436
$245
Illegal turn
$1436
$239
In 65 MPH zone
$1436
$245
Speeding 21 - 25 MPH over limit
$1436
$239
Speeding 6 - 10 MPH over limit
$1436
$245
Speeding in school zone
$1436
$239
Improper passing
$1442
$246
Cell phone violation
$1447
$241
Texting while driving
$1447
$246
Passing school bus
$1464
$244
Wrong way/wrong lane
$1712
$291
Operating a vehicle without permission
$1751
$292
At-fault accident - $1000-$2000
$1762
$299
At-fault accident - greater than $2000
$1762
$294
Open container
$1768
$300
Driving with a suspended license
$2050
$341
Reckless driving
$2497
$425
Racing
$2525
$420
Leaving scene of an accident/hit and run
$2535
$432
DUI
$2629
$438
Refusal to submit to a chemical test
$2629
$447
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Warner Springs after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Warner Springs.
The cheapest car insurance premiums in
Warner Springs are
offered by Capital Insurance Group at $757 for a six-month policy.
However, it can be as
expensive as $696 with companies
like AAA.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Warner Springs are offered by CSAA
at $88. However,
it can be as expensive as $2431
with companies like Travelers for a similar
six-month premium.
Cheapest Car Insurance in Warner Springs after Speeding ticket
Car Insurance Price Trends in Warner Springs,
California
Car insurance rates in Warner Springs have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Warner Springs rose by
$197 in January
compared to $179 of December. In other words, there has been an increase by $18 when you
compare January and December.
The average cost of liability insurance in the Warner Springs rose to $57 in January,
compared to $51 in December.
This represents an increase of $6
when comparing January and December.
Average Car Insurance Cost in Warner Springs by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Warner Springs. At $2315 for a
six-month policy, insuring
your car at 92086 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Warner Springs?
The car insurance in Warner Springs is $24 per month, which is lower than the national average.
What is the cheapest car insurance in Warner Springs?
The cheapest car insurance in Warner Springs
is $100 per month
for full coverage.
How much is car insurance in Warner Springs for teenagers?
Car insurance for teenagers costs $387 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Warner Springs?
The average cost of car insurance is $1245 for a six-month
policy. It will cost around $194 per month to insure your
car in Warner Springs.
Is car insurance expensive in Warner Springs?
Car insurance can be expensive in Warner Springs if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Warner Springs can be
affordable.
What is the best car insurance in Warner Springs,
CA?
The best car insurance company in Warner Springs
CA is
CSAA, offering $597 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Warner Springs, CA
Car Insurance Rates by State in the USA (2025 Update)
Warner Springs Car Insurance
