Cheapest Car Insurance Quotes in East Pleasant View

Finding the cheapest car insurance quotes in East Pleasant View shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.

Enter your zip code to get personalized rates.

Featured in

406,175 Policies Sold

East Pleasant View Car Insurance

^$ 25

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in East Pleasant View

The car insurance rate in East Pleasant View is $1277 for a six-month policy, which is $61 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $386, making it a popular choice for budget-conscious drivers. Rates in East Pleasant View can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in East Pleasant View

$1277

Avg. Car Insurance in Colorado

$1216

National Average

$1278

Cheapest Car Insurance Companies in East Pleasant View

1st place: Colorado Farm Bureau

At $386 for a six month policy, Colorado Farm Bureau offers the cheapest auto insurance rates in the city.

2nd place: American National P&C

American National P&C offers auto insurance rates at $424 for a six-month policy, making it one of the cheapest to insure with.

3rd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $636 for six months, making it the third cheapest auto insurance company in East Pleasant View.

East Pleasant View Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in East Pleasant View, CO is Colorado Farm Bureau, offering policies at just $386 for a six-month term. This is followed by American National P&C, which has an average six-month premium of $424.

At the higher end of the spectrum, California Casualty is the most expensive, with rates reaching $1547 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help East Pleasant View drivers find the best deals.

Cheap Car Insurance Companies in East Pleasant View, CO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Colorado Farm Bureau	$386	$64
American National P&C	$424	$72
Auto-Owners Insurance Co	$636	$106
Acuity	$692	$118
Colorado Farm Bureau Mutual	$811	$135
American National	$1048	$179
American Family	$1067	$180
USAA	$1197	$202
State Farm	$1447	$244
Progressive	$1472	$248
Allstate	$2009	$338
Nationwide	$2276	$387
Farmers	$2507	$422
Auto-Owners	$1129	$188
Farm Bureau	$1797	$306
California Casualty	$1547	$258

Key Takeaways

Way's key takeaways about car insurance in East Pleasant View

The auto insurance costs in East Pleasant View fall around $386 for six months.
The cheapest auto insurance company in East Pleasant View is Colorado Farm Bureau.
Teen drivers pay the highest rate in East Pleasant View at $628 per month.

High Rates Shouldn’t Drive You Out of Pocket.

Save up to $971/yr with our auto insurance quotes

Cheapest Minimum Liability Car Insurance in East Pleasant View

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in East Pleasant View are given below.

Colorado Farm Bureau provides the cheapest minimum car insurance coverage in East Pleasant View. Their Average 6 Month Premium is $150. California Casualty is the most expensive at $218 for the same period.

Cheapest Liability Coverage in East Pleasant View, CO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Colorado Farm Bureau	$150	$25
American National P&C	$162	$27
American National	$193	$33
Colorado Farm Bureau Mutual	$225	$38
USAA	$268	$45
Progressive	$280	$47
Auto-Owners Insurance Co	$293	$49
Farm Bureau	$299	$50
Acuity	$318	$54
American Family	$337	$57
State Farm	$343	$58
Farmers	$530	$88
Allstate	$592	$101
Auto-Owners	$418	$69
Nationwide	$692	$116
California Casualty	$218	$37

Cheapest Full Coverage Car Insurance in East Pleasant View

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in East Pleasant View is Colorado Farm Bureau at $64 per month and $386 for six months.

Cheapest Full Coverage Car Insurance Quotes in East Pleasant View, CO

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Colorado Farm Bureau	$386	$64
American National P&C	$424	$72
Auto-Owners Insurance Co	$636	$106
Acuity	$692	$118
Colorado Farm Bureau Mutual	$811	$135
American National	$1048	$179
American Family	$1067	$180
USAA	$1197	$202
State Farm	$1447	$244
Progressive	$1472	$248
Allstate	$2009	$338
Nationwide	$2276	$387
Farmers	$2507	$422
Auto-Owners	$1129	$188
Farm Bureau	$1797	$306
California Casualty	$1547	$258

Don't Let Hidden Costs Drive You Crazy

Get Your Car Insurance Quote in East Pleasant View Instantly!

Average Car Insurance in East Pleasant View by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in East Pleasant View, CO increasing?

Despite maintaining a clean driving record, your car insurance rates in East Pleasant View, Colorado, may be increasing due to several external factors. Colorado has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, East Pleasant View's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in East Pleasant View

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

undefined

Cheapest Car Insurance Rates for Teen Drivers in East Pleasant View,CO

If you are planning to get a car insurance policy for your teenage dependent, American National provides the cheapest car insurance in the East Pleasant View at $26 per month. At $3692 for a six-month premium, AutoOwners offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National	$156	$26
American National P&C	$193	$33
California Casualty	$218	$37
Colorado Farm Bureau	$274	$46
Auto-Owners Insurance Co	$399	$66
Colorado Farm Bureau Mutual	$1428	$243
USAA	$1790	$301
American Family	$2239	$377
State Farm	$3180	$536
Progressive	$3886	$654
Allstate	$4192	$706
Nationwide	$7266	$1236
Farmers	$9212	$1551
Auto-Owners	$3692	$628

Teen Car Insurance Rates in CO by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in East Pleasant View, Colorado Farm Bureau is the cheapest car insurance provider. At $293 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in East Pleasant View is AutoOwners, offering rates of around $3418 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Colorado Farm Bureau	$293	$49
Acuity	$449	$75
American Family	$1460	$246
Progressive	$1933	$326
USAA	$2164	$368
Farmers	$2862	$482
Nationwide	$3456	$588
Allstate	$3836	$639
State Farm	$6674	$1135
Auto-Owners	$3418	$581

Escape the Trap of Rising Insurance Costs.

Save up to $971/yr on car insurance rates in East Pleasant View.

Car Insurance Rates with An Accident in East Pleasant View

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In East Pleasant View, CO, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in East Pleasant View

The cheapest car insurance companies after an at-fault accident in East Pleasant View include Colorado Farm Bureau and American National, offering $187 and $218, respectively. AutoOwners is an expensive provider with an average six-month premium of $1877.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Colorado Farm Bureau	$187	$32
American National	$218	$37
American National P&C	$231	$39
Farm Bureau	$293	$49
California Casualty	$424	$70
Colorado Farm Bureau Mutual	$980	$167
USAA	$1035	$174
State Farm	$1086	$183
American Family	$1309	$221
Progressive	$1946	$328
Allstate	$2938	$495
Farmers	$3437	$579
Nationwide	$3992	$666
Auto-Owners	$1877	$313

East Pleasant View Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in East Pleasant View CO. For example, the car insurance in East Pleasant View after a DUI increases to $1110 for a six month policy. While the rate increases by $325 for a six-month policy in the case of a speeding ticket.

East Pleasant View auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1391	$232
One Med/PIP claim	$1398	$237
Not-at-fault accident	$1422	$237
One comp claim	$1428	$243
Two Med/PIP claims	$1428	$238
Two comp claims	$1485	$252
Failure to wear a seat belt	$1553	$259
Failure to show documents	$1566	$267
Child safety restraint	$1584	$264
Driving without lights	$1584	$270
Driving with expired registration	$1646	$274
Texting while driving	$1665	$284
At-fault accident - less than $1000	$1678	$279
Cell phone violation	$1684	$287
Failure to yield	$1684	$280
Following too closely	$1684	$287
Illegal turn	$1684	$280
Failure to stop at a red light	$1691	$288
Driving too slowly	$1697	$282
Improper passing	$1703	$290
Wrong way/wrong lane	$1709	$285
Speeding 6 - 10 MPH over limit	$1716	$292
Speeding 11 - 15 MPH over limit	$1721	$287
Speeding 16 - 20 MPH over limit	$1721	$293
Speeding in school zone	$1727	$288
Passing school bus	$1759	$299
In 65 MPH zone	$1871	$312
Operating a vehicle without permission	$1877	$319
Speeding 21 - 25 MPH over limit	$1903	$317
Open container	$1952	$332
At-fault accident - $1000-$2000	$2052	$342
At-fault accident - greater than $2000	$2096	$356
Driving with a suspended license	$2196	$365
Reckless driving	$2420	$412
Refusal to submit to a chemical test	$2444	$407
Racing	$2470	$420
DUI	$2501	$417
Leaving scene of an accident/hit and run	$2595	$441

Your Wallet Deserves Better. Seriously.

Get smarter car insurance rates in minutes today!

Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in East Pleasant View after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in East Pleasant View.

The cheapest car insurance premiums in East Pleasant View are offered by Colorado Farm Bureau at $218 for a six-month policy. However, it can be as expensive as $2333 with companies like AutoOwners.

East Pleasant View car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Colorado Farm Bureau	$218	$37
American National	$231	$39
American National P&C	$261	$44
Farm Bureau	$343	$57
Colorado Farm Bureau Mutual	$998	$170
Progressive	$1185	$200
State Farm	$1266	$213
American Family	$1409	$237
USAA	$1491	$251
Farmers	$2145	$361
Allstate	$2526	$425
Nationwide	$5389	$898
Auto-Owners	$2333	$397

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in East Pleasant View are offered by American National P&C at $193. However, it can be as expensive as $1173 with companies like AutoOwners for a similar six-month premium.

Cheapest Car Insurance in East Pleasant View after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$193	$33
Colorado Farm Bureau	$200	$34
Auto-Owners Insurance Co	$318	$53
State Farm	$954	$161
American Family	$1010	$170
USAA	$1341	$228
Progressive	$1547	$260
Allstate	$2526	$429
Nationwide	$3293	$549
Farmers	$4298	$731
Auto-Owners	$1173	$200

Car Insurance Price Trends in East Pleasant View, Colorado

Car insurance rates in East Pleasant View have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the East Pleasant View rose by $273 in January compared to $247 of December. In other words, there has been an increase by $26 when you compare January and December.

The average cost of liability insurance in the East Pleasant View dipped to $50 in January, compared to $61 in December. This represents an decrease of $11 when comparing January and December.

Our Insurance Agent Experts

Wilson Mathew Nechikat

Principal

View Profile

Anthony Luu

Senior Director of Insurance Operations

View Profile

Ezra Peterson

Senior Director of Insurance

View Profile

Danny Herrera

Head of Commercial Insurance

View Profile

Frequently Asked Questions

How much is car insurance in East Pleasant View?

The car insurance in East Pleasant View is $25 per month, which is lower than the national average.

What is the cheapest car insurance in East Pleasant View?

The cheapest car insurance in East Pleasant View is $64 per month for full coverage.

How much is car insurance in East Pleasant View for teenagers?

Car insurance for teenagers costs $156 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in East Pleasant View?

The average cost of car insurance is $1216 for a six-month policy. It will cost around $215 per month to insure your car in East Pleasant View.

Is car insurance expensive in East Pleasant View?

Car insurance can be expensive in East Pleasant View if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in East Pleasant View can be affordable.

What is the best car insurance in East Pleasant View, CO?

The best car insurance company in East Pleasant View CO is Colorado Farm Bureau, offering $386 for a six-month policy.