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Finding the cheapest car insurance quotes in Willington shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Willington
The car insurance rate in Willington is $1097 for a six-month policy, which is $122 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $529, making it a popular choice for budget-conscious drivers. Rates in Willington can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $529 for a six
month policy, Travelers offers
the cheapest
auto
insurance rates in the city.
2nd place: Kemper
Kemper offers auto
insurance rates at $658 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: USAA
USAA offers auto insurance
rates at $764
for six months, making it
the third cheapest auto insurance company in Willington.
Willington Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Willington, CT is Travelers, offering policies at just $529 for a six-month term. This is followed by Kemper, which has an average six-month premium of $658.
At the higher end of the spectrum, Hanover is the most expensive, with rates reaching $2604 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Willington drivers find the best deals.
Way's key takeaways about car insurance in Willington
The auto insurance costs in Willington fall around $529 for six
months.
The cheapest auto insurance company in Willington is Travelers.
Teen drivers pay the highest rate in Willington at $989 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Willington
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Willington are given below.
Travelers provides
the cheapest minimum car insurance
coverage in Willington. Their Average 6 Month Premium is $251.
Hanover is the most
expensive at $1139 for the same
period.
Cheapest Full Coverage Car Insurance in Willington
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Willington is Travelers
at $90 per month and $529
for six months.
Cheapest Full Coverage Car Insurance Quotes in Willington,
CT
Get Your Car Insurance Quote in Willington
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Average Car Insurance in Willington by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Willington, CT increasing?
Despite maintaining a clean driving record, your car insurance rates
in Willington, Connecticut, may be increasing due to several external factors.
Connecticut has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Willington's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Willington
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Willington,CT
If you are planning to get a car insurance policy for your teenage
dependent, Kemper provides the cheapest car
insurance in the Willington at $56
per
month. At $5934 for a six-month premium,
Travelers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Willington.
As young drivers face the highest rates in Willington, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Willington,
Kemper is
the cheapest car insurance provider. At $380 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Willington is Amica, offering
rates of around $3614 for six
months.
Save up to $971/yr on car insurance rates in Willington.
Car Insurance Rates with An Accident in Willington
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Willington, CT,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Willington
The cheapest car insurance companies after an at-fault accident in
Willington include Amica Mutual
and Kemper, offering $465
and $487,
respectively. Farmers is an expensive provider
with an average six-month premium of
$3074.
Here is a list of driving violations that can increase your car
insurance rates in Willington CT. For example, the car
insurance in Willington
after a DUI increases to $1705 for a six
month policy. While the rate increases by $224 for a six-month policy in the case of
a speeding ticket.
Willington auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1091
$182
One Med/PIP claim
$1091
$185
Not-at-fault accident
$1128
$188
Two Med/PIP claims
$1133
$193
One comp claim
$1149
$192
Two comp claims
$1219
$207
Driving without lights
$1267
$212
Failure to wear a seat belt
$1283
$218
Child safety restraint
$1299
$217
Failure to show documents
$1304
$221
Speeding 6 - 10 MPH over limit
$1315
$220
Driving with expired registration
$1320
$224
Speeding 11 - 15 MPH over limit
$1320
$221
Speeding 16 - 20 MPH over limit
$1320
$224
Cell phone violation
$1326
$221
Texting while driving
$1326
$225
Driving too slowly
$1331
$222
Failure to stop at a red light
$1331
$226
Failure to yield
$1331
$222
Following too closely
$1331
$226
Illegal turn
$1331
$222
Improper passing
$1337
$228
Wrong way/wrong lane
$1337
$223
Speeding in school zone
$1342
$229
Speeding 21 - 25 MPH over limit
$1358
$226
At-fault accident - less than $1000
$1374
$234
In 65 MPH zone
$1427
$238
Operating a vehicle without permission
$1475
$251
Open container
$1556
$259
At-fault accident - $1000-$2000
$1706
$290
At-fault accident - greater than $2000
$1706
$284
Passing school bus
$1994
$339
Reckless driving
$2625
$437
Racing
$2705
$460
Driving with a suspended license
$2726
$455
Refusal to submit to a chemical test
$2748
$467
DUI
$2796
$466
Leaving scene of an accident/hit and run
$2844
$483
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Willington after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Willington.
The cheapest car insurance premiums in
Willington are
offered by Kemper at $593 for a six-month policy.
However, it can be as
expensive as $15840 with companies
like Hanover.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Willington are offered by Nationwide
at $369. However,
it can be as expensive as $1727
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Willington after Speeding ticket
Car Insurance Price Trends in Willington,
Connecticut
Car insurance rates in Willington have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Willington rose by
$214 in December
compared to $211 of November. In other words, there has been an increase by $3 when you
compare December and November.
The average cost of liability insurance in the Willington rose to $77 in December,
compared to $75 in November.
This represents an increase of $2
when comparing December and November.
Average Car Insurance Cost in Willington by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Willington. At $2194 for a
six-month policy, insuring
your car at 6279 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Willington?
The car insurance in Willington is $42 per month, which is lower than the national average.
What is the cheapest car insurance in Willington?
The cheapest car insurance in Willington
is $90 per month
for full coverage.
How much is car insurance in Willington for teenagers?
Car insurance for teenagers costs $331 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Willington?
The average cost of car insurance is $1219 for a six-month
policy. It will cost around $185 per month to insure your
car in Willington.
Is car insurance expensive in Willington?
Car insurance can be expensive in Willington if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Willington can be
affordable.
What is the best car insurance in Willington,
CT?
The best car insurance company in Willington
CT is
Travelers, offering $529 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Willington, CT
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Willington Car Insurance
