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Finding the cheapest car insurance quotes in Barberville shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Barberville
The car insurance rate in Barberville is $1425 for a six-month policy, which is $176 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $910, making it a popular choice for budget-conscious drivers. Rates in Barberville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $910 for a six
month policy, Travelers offers
the cheapest
auto
insurance rates in the city.
2nd place: State Farm
State Farm offers auto
insurance rates at $967 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Nationwide
Nationwide offers auto insurance
rates at $1126
for six months, making it
the third cheapest auto insurance company in Barberville.
Barberville Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Barberville, FL is Travelers, offering policies at just $910 for a six-month term. This is followed by State Farm, which has an average six-month premium of $967.
At the higher end of the spectrum, Metropolitan Group is the most expensive, with rates reaching $851 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Barberville drivers find the best deals.
Way's key takeaways about car insurance in Barberville
The auto insurance costs in Barberville fall around $910 for six
months.
The cheapest auto insurance company in Barberville is Patrons Insurance.
Teen drivers pay the highest rate in Barberville at $1229 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
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Cheapest Minimum Liability Car Insurance in Barberville
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Barberville are given below.
Patrons Insurance provides
the cheapest minimum car insurance
coverage in Barberville. Their Average 6 Month Premium is $111.
Metropolitan Group is the most
expensive at $338 for the same
period.
Cheapest Full Coverage Car Insurance in Barberville
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Barberville is Travelers
at $153 per month and $910
for six months.
Cheapest Full Coverage Car Insurance Quotes in Barberville,
FL
Get Your Car Insurance Quote in Barberville
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Average Car Insurance in Barberville by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Barberville, FL increasing?
Despite maintaining a clean driving record, your car insurance rates
in Barberville, Florida, may be increasing due to several external factors.
Florida has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Barberville's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Barberville
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Travelers
$1154
40s
Travelers
$871
50s
Travelers
$813
60s
Travelers
$801
Cheapest Car Insurance Rates for Teen Drivers in
Barberville,FL
If you are planning to get a car insurance policy for your teenage
dependent, Nationwide provides the cheapest car
insurance in the Barberville at $80
per
month. At $7227 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties Travelers is
the best choice for car
insurance in Barberville.
As young drivers face the highest rates in Barberville, Travelers
offers the cheapest auto insurance rates at $1154 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Barberville,
Nationwide is
the cheapest car insurance provider. At $576 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Barberville is Allstate, offering
rates of around $4621 for six
months.
Save up to $971/yr on car insurance rates in Barberville.
Car Insurance Rates with An Accident in Barberville
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Barberville, FL,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Barberville
The cheapest car insurance companies after an at-fault accident in
Barberville include Nationwide
and AIG, offering $608
and $777,
respectively. National General is an expensive provider
with an average six-month premium of
$941.
Here is a list of driving violations that can increase your car
insurance rates in Barberville FL. For example, the car
insurance in Barberville
after a DUI increases to $835 for a six
month policy. While the rate increases by $254 for a six-month policy in the case of
a speeding ticket.
Barberville auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1623
$271
One Med/PIP claim
$1623
$276
Not-at-fault accident
$1755
$293
Two Med/PIP claims
$1803
$306
One comp claim
$1829
$305
Child safety restraint
$1834
$312
Failure to wear a seat belt
$1834
$306
Driving without lights
$1840
$312
Failure to show documents
$1840
$307
Speeding 6 - 10 MPH over limit
$1877
$320
Improper passing
$1882
$313
Passing school bus
$1882
$320
Wrong way/wrong lane
$1882
$313
Failure to stop at a red light
$1888
$321
Failure to yield
$1888
$314
Illegal turn
$1888
$321
Cell phone violation
$1893
$315
Driving with expired registration
$1893
$322
Following too closely
$1893
$315
Texting while driving
$1897
$323
Two comp claims
$1940
$323
Driving too slowly
$1951
$332
Speeding in school zone
$1951
$325
Speeding 11 - 15 MPH over limit
$1956
$333
In 65 MPH zone
$2025
$337
Speeding 16 - 20 MPH over limit
$2025
$344
Speeding 21 - 25 MPH over limit
$2035
$339
Open container
$2057
$350
Operating a vehicle without permission
$2057
$343
At-fault accident - less than $1000
$2231
$379
At-fault accident - $1000-$2000
$2268
$378
At-fault accident - greater than $2000
$2268
$385
Racing
$2453
$409
DUI
$2458
$418
Refusal to submit to a chemical test
$2458
$409
Driving with a suspended license
$2501
$425
Reckless driving
$2553
$425
Leaving scene of an accident/hit and run
$2580
$439
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Barberville after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Barberville.
The cheapest car insurance premiums in
Barberville are
offered by AIG at $571 for a six-month policy.
However, it can be as
expensive as $708 with companies
like National General.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Barberville are offered by Nationwide
at $497. However,
it can be as expensive as $2580
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Barberville after Speeding ticket
Car Insurance Price Trends in Barberville,
Florida
Car insurance rates in Barberville have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Barberville remained steady at $246 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Barberville remained steady at $75 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in Barberville by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Barberville. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Barberville?
The car insurance in Barberville is $19 per month, which is lower than the national average.
What is the cheapest car insurance in Barberville?
The cheapest car insurance in Barberville
is $153 per month
for full coverage.
How much is car insurance in Barberville for teenagers?
Car insurance for teenagers costs $481 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Barberville?
The average cost of car insurance is $1601 for a six-month
policy. It will cost around $239 per month to insure your
car in Barberville.
Is car insurance expensive in Barberville?
Car insurance can be expensive in Barberville if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Barberville can be
affordable.
What is the best car insurance in Barberville,
FL?
The best car insurance company in Barberville
FL is
Travelers, offering $910 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Barberville, FL
Car Insurance Rates by State in the USA (2025 Update)
Barberville Car Insurance
