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Finding the cheapest car insurance quotes in Barberville shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Barberville
The car insurance rate in Barberville is $1381 for a six-month policy, which is $244 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $823, making it a popular choice for budget-conscious drivers. Rates in Barberville can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $823 for a six
month policy, Travelers offers
the cheapest
auto
insurance rates in the city.
2nd place: State Farm
State Farm offers auto
insurance rates at $919 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Nationwide
Nationwide offers auto insurance
rates at $1005
for six months, making it
the third cheapest auto insurance company in Barberville.
Barberville Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Barberville, FL is Travelers, offering policies at just $823 for a six-month term. This is followed by State Farm, which has an average six-month premium of $919.
At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $2030 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Barberville drivers find the best deals.
Way's key takeaways about car insurance in Barberville
The auto insurance costs in Barberville fall around $823 for six
months.
The cheapest auto insurance company in Barberville is Travelers.
Teen drivers pay the highest rate in Barberville at $1174 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Barberville
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Barberville are given below.
Travelers provides
the cheapest minimum car insurance
coverage in Barberville. Their Average 6 Month Premium is $303.
Farmers is the most
expensive at $560 for the same
period.
Cheapest Full Coverage Car Insurance in Barberville
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Barberville is Travelers
at $139 per month and $823
for six months.
Cheapest Full Coverage Car Insurance Quotes in Barberville,
FL
Get Your Car Insurance Quote in Barberville
Instantly!
Average Car Insurance in Barberville by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Barberville, FL increasing?
Despite maintaining a clean driving record, your car insurance rates
in Barberville, Florida, may be increasing due to several external factors.
Florida has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Barberville's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Barberville
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Barberville,FL
If you are planning to get a car insurance policy for your teenage
dependent, Nationwide provides the cheapest car
insurance in the Barberville at $77
per
month. At $6902 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Barberville.
As young drivers face the highest rates in Barberville, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Barberville,
Nationwide is
the cheapest car insurance provider. At $550 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Barberville is Farmers, offering
rates of around $2808 for six
months.
Save up to $971/yr on car insurance rates in Barberville.
Car Insurance Rates with An Accident in Barberville
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Barberville, FL,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Barberville
The cheapest car insurance companies after an at-fault accident in
Barberville include Nationwide
and AIG, offering $581
and $742,
respectively. Farmers is an expensive provider
with an average six-month premium of
$2832.
Here is a list of driving violations that can increase your car
insurance rates in Barberville FL. For example, the car
insurance in Barberville
after a DUI increases to $798 for a six
month policy. While the rate increases by $243 for a six-month policy in the case of
a speeding ticket.
Barberville auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1550
$258
One Med/PIP claim
$1550
$264
Not-at-fault accident
$1676
$280
Two Med/PIP claims
$1722
$292
One comp claim
$1747
$292
Child safety restraint
$1752
$298
Failure to wear a seat belt
$1752
$292
Driving without lights
$1757
$298
Failure to show documents
$1757
$293
Speeding 6 - 10 MPH over limit
$1793
$305
Improper passing
$1798
$299
Passing school bus
$1798
$306
Wrong way/wrong lane
$1798
$299
Failure to stop at a red light
$1803
$307
Failure to yield
$1803
$300
Illegal turn
$1803
$307
Cell phone violation
$1808
$301
Driving with expired registration
$1808
$308
Following too closely
$1808
$301
Texting while driving
$1812
$309
Two comp claims
$1853
$309
Driving too slowly
$1863
$317
Speeding in school zone
$1863
$310
Speeding 11 - 15 MPH over limit
$1868
$318
In 65 MPH zone
$1934
$322
Speeding 16 - 20 MPH over limit
$1934
$329
Speeding 21 - 25 MPH over limit
$1944
$324
Open container
$1964
$334
Operating a vehicle without permission
$1964
$327
At-fault accident - less than $1000
$2131
$362
At-fault accident - $1000-$2000
$2166
$361
At-fault accident - greater than $2000
$2166
$368
Racing
$2343
$390
DUI
$2348
$400
Refusal to submit to a chemical test
$2348
$391
Driving with a suspended license
$2389
$406
Reckless driving
$2439
$406
Leaving scene of an accident/hit and run
$2464
$419
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Barberville after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Barberville.
The cheapest car insurance premiums in
Barberville are
offered by AIG at $546 for a six-month policy.
However, it can be as
expensive as $2308 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Barberville are offered by Nationwide
at $474. However,
it can be as expensive as $2464
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Barberville after Speeding ticket
Car Insurance Price Trends in Barberville,
Florida
Car insurance rates in Barberville have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Barberville dipped by
$218 in January
compared to $235 of December. In other words, there has been an decrease by $17 when you
compare January and December.
The average cost of liability insurance in the Barberville remained steady at $71 in both January and December, indicating no change over the two month period.
Average Car Insurance Cost in Barberville by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Barberville. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Barberville?
The car insurance in Barberville is $51 per month, which is lower than the national average.
What is the cheapest car insurance in Barberville?
The cheapest car insurance in Barberville
is $139 per month
for full coverage.
How much is car insurance in Barberville for teenagers?
Car insurance for teenagers costs $460 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Barberville?
The average cost of car insurance is $1625 for a six-month
policy. It will cost around $232 per month to insure your
car in Barberville.
Is car insurance expensive in Barberville?
Car insurance can be expensive in Barberville if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Barberville can be
affordable.
What is the best car insurance in Barberville,
FL?
The best car insurance company in Barberville
FL is
Travelers, offering $823 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Barberville, FL
Car Insurance Rates by State in the USA (2025 Update)
Barberville Car Insurance
