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Finding the cheapest car insurance quotes in El Jobean shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in El Jobean
The car insurance rate in El Jobean is $1377 for a six-month policy, which is $224 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $879, making it a popular choice for budget-conscious drivers. Rates in El Jobean can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $879 for a six
month policy, Travelers offers
the cheapest
auto
insurance rates in the city.
2nd place: State Farm
State Farm offers auto
insurance rates at $935 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Nationwide
Nationwide offers auto insurance
rates at $1088
for six months, making it
the third cheapest auto insurance company in El Jobean.
El Jobean Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in El Jobean, FL is Travelers, offering policies at just $879 for a six-month term. This is followed by State Farm, which has an average six-month premium of $935.
At the higher end of the spectrum, Metropolitan Group is the most expensive, with rates reaching $822 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help El Jobean drivers find the best deals.
Way's key takeaways about car insurance in El Jobean
The auto insurance costs in El Jobean fall around $879 for six
months.
The cheapest auto insurance company in El Jobean is Patrons Insurance.
Teen drivers pay the highest rate in El Jobean at $1188 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in El Jobean
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in El Jobean are given below.
Patrons Insurance provides
the cheapest minimum car insurance
coverage in El Jobean. Their Average 6 Month Premium is $108.
Metropolitan Group is the most
expensive at $327 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in El Jobean is Travelers
at $148 per month and $879
for six months.
Cheapest Full Coverage Car Insurance Quotes in El Jobean,
FL
Get Your Car Insurance Quote in El Jobean
Instantly!
Average Car Insurance in El Jobean by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in El Jobean, FL increasing?
Despite maintaining a clean driving record, your car insurance rates
in El Jobean, Florida, may be increasing due to several external factors.
Florida has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, El Jobean's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in El Jobean
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Travelers
$1115
40s
Travelers
$842
50s
Travelers
$785
60s
Travelers
$774
Cheapest Car Insurance Rates for Teen Drivers in
El Jobean,FL
If you are planning to get a car insurance policy for your teenage
dependent, Nationwide provides the cheapest car
insurance in the El Jobean at $77
per
month. At $6983 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties Travelers is
the best choice for car
insurance in El Jobean.
As young drivers face the highest rates in El Jobean, Travelers
offers the cheapest auto insurance rates at $1115 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in El Jobean,
Nationwide is
the cheapest car insurance provider. At $556 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
El Jobean is Allstate, offering
rates of around $4465 for six
months.
Save up to $971/yr on car insurance rates in El Jobean.
Car Insurance Rates with An Accident in El Jobean
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In El Jobean, FL,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in El Jobean
The cheapest car insurance companies after an at-fault accident in
El Jobean include Nationwide
and AIG, offering $587
and $751,
respectively. National General is an expensive provider
with an average six-month premium of
$909.
Here is a list of driving violations that can increase your car
insurance rates in El Jobean FL. For example, the car
insurance in El Jobean
after a DUI increases to $806 for a six
month policy. While the rate increases by $245 for a six-month policy in the case of
a speeding ticket.
El Jobean auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1569
$261
One Med/PIP claim
$1569
$267
Not-at-fault accident
$1696
$283
Two Med/PIP claims
$1742
$296
One comp claim
$1767
$295
Child safety restraint
$1772
$301
Failure to wear a seat belt
$1772
$296
Driving without lights
$1778
$302
Failure to show documents
$1778
$297
Speeding 6 - 10 MPH over limit
$1814
$309
Improper passing
$1819
$303
Passing school bus
$1819
$310
Wrong way/wrong lane
$1819
$303
Failure to stop at a red light
$1824
$310
Failure to yield
$1824
$304
Illegal turn
$1824
$310
Cell phone violation
$1829
$304
Driving with expired registration
$1829
$311
Following too closely
$1829
$304
Texting while driving
$1834
$312
Two comp claims
$1875
$312
Driving too slowly
$1885
$321
Speeding in school zone
$1885
$314
Speeding 11 - 15 MPH over limit
$1890
$322
In 65 MPH zone
$1957
$326
Speeding 16 - 20 MPH over limit
$1957
$333
Speeding 21 - 25 MPH over limit
$1967
$328
Open container
$1987
$338
Operating a vehicle without permission
$1987
$331
At-fault accident - less than $1000
$2156
$366
At-fault accident - $1000-$2000
$2191
$366
At-fault accident - greater than $2000
$2191
$372
Racing
$2370
$395
DUI
$2375
$404
Refusal to submit to a chemical test
$2375
$396
Driving with a suspended license
$2417
$411
Reckless driving
$2467
$411
Leaving scene of an accident/hit and run
$2493
$424
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in El Jobean after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in El Jobean.
The cheapest car insurance premiums in
El Jobean are
offered by AIG at $552 for a six-month policy.
However, it can be as
expensive as $685 with companies
like National General.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in El Jobean are offered by Nationwide
at $480. However,
it can be as expensive as $2493
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in El Jobean after Speeding ticket
Car insurance rates in El Jobean have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the El Jobean remained steady at $237 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the El Jobean remained steady at $72 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in El Jobean by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
El Jobean. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in El Jobean?
The car insurance in El Jobean is $18 per month, which is lower than the national average.
What is the cheapest car insurance in El Jobean?
The cheapest car insurance in El Jobean
is $148 per month
for full coverage.
How much is car insurance in El Jobean for teenagers?
Car insurance for teenagers costs $465 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
El Jobean?
The average cost of car insurance is $1601 for a six-month
policy. It will cost around $231 per month to insure your
car in El Jobean.
Is car insurance expensive in El Jobean?
Car insurance can be expensive in El Jobean if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in El Jobean can be
affordable.
What is the best car insurance in El Jobean,
FL?
The best car insurance company in El Jobean
FL is
Travelers, offering $879 for a
six-month policy.
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El Jobean Car Insurance
