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Finding the cheapest car insurance quotes in Four Corners shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Four Corners
The car insurance rate in Four Corners is $1521 for a six-month policy, which is $80 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $971, making it a popular choice for budget-conscious drivers. Rates in Four Corners can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $971 for a six
month policy, Travelers offers
the cheapest
auto
insurance rates in the city.
2nd place: State Farm
State Farm offers auto
insurance rates at $1033 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Nationwide
Nationwide offers auto insurance
rates at $1202
for six months, making it
the third cheapest auto insurance company in Four Corners.
Four Corners Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Four Corners, FL is Travelers, offering policies at just $971 for a six-month term. This is followed by State Farm, which has an average six-month premium of $1033.
At the higher end of the spectrum, Metropolitan Group is the most expensive, with rates reaching $908 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Four Corners drivers find the best deals.
Way's key takeaways about car insurance in Four Corners
The auto insurance costs in Four Corners fall around $971 for six
months.
The cheapest auto insurance company in Four Corners is Patrons Insurance.
Teen drivers pay the highest rate in Four Corners at $1312 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Four Corners
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Four Corners are given below.
Patrons Insurance provides
the cheapest minimum car insurance
coverage in Four Corners. Their Average 6 Month Premium is $119.
Metropolitan Group is the most
expensive at $361 for the same
period.
Cheapest Full Coverage Car Insurance in Four Corners
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Four Corners is Travelers
at $163 per month and $971
for six months.
Cheapest Full Coverage Car Insurance Quotes in Four Corners,
FL
Get Your Car Insurance Quote in Four Corners
Instantly!
Average Car Insurance in Four Corners by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Four Corners, FL increasing?
Despite maintaining a clean driving record, your car insurance rates
in Four Corners, Florida, may be increasing due to several external factors.
Florida has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Four Corners's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Four Corners
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Travelers
$1232
40s
Travelers
$930
50s
Travelers
$867
60s
Travelers
$855
Cheapest Car Insurance Rates for Teen Drivers in
Four Corners,FL
If you are planning to get a car insurance policy for your teenage
dependent, Nationwide provides the cheapest car
insurance in the Four Corners at $86
per
month. At $7714 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties Travelers is
the best choice for car
insurance in Four Corners.
As young drivers face the highest rates in Four Corners, Travelers
offers the cheapest auto insurance rates at $1232 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Four Corners,
Nationwide is
the cheapest car insurance provider. At $615 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Four Corners is Allstate, offering
rates of around $4932 for six
months.
Save up to $971/yr on car insurance rates in Four Corners.
Car Insurance Rates with An Accident in Four Corners
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Four Corners, FL,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Four Corners
The cheapest car insurance companies after an at-fault accident in
Four Corners include Nationwide
and AIG, offering $649
and $829,
respectively. National General is an expensive provider
with an average six-month premium of
$1004.
Here is a list of driving violations that can increase your car
insurance rates in Four Corners FL. For example, the car
insurance in Four Corners
after a DUI increases to $891 for a six
month policy. While the rate increases by $271 for a six-month policy in the case of
a speeding ticket.
Four Corners auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1733
$289
One Med/PIP claim
$1733
$295
Not-at-fault accident
$1873
$313
Two Med/PIP claims
$1925
$327
One comp claim
$1952
$326
Child safety restraint
$1958
$333
Failure to wear a seat belt
$1958
$327
Driving without lights
$1964
$333
Failure to show documents
$1964
$328
Speeding 6 - 10 MPH over limit
$2004
$341
Improper passing
$2009
$334
Passing school bus
$2009
$342
Wrong way/wrong lane
$2009
$334
Failure to stop at a red light
$2015
$343
Failure to yield
$2015
$335
Illegal turn
$2015
$343
Cell phone violation
$2021
$336
Driving with expired registration
$2021
$344
Following too closely
$2021
$336
Texting while driving
$2025
$345
Two comp claims
$2071
$345
Driving too slowly
$2082
$354
Speeding in school zone
$2082
$347
Speeding 11 - 15 MPH over limit
$2088
$355
In 65 MPH zone
$2161
$360
Speeding 16 - 20 MPH over limit
$2161
$368
Speeding 21 - 25 MPH over limit
$2173
$362
Open container
$2195
$373
Operating a vehicle without permission
$2195
$366
At-fault accident - less than $1000
$2382
$405
At-fault accident - $1000-$2000
$2421
$404
At-fault accident - greater than $2000
$2421
$411
Racing
$2618
$436
DUI
$2624
$447
Refusal to submit to a chemical test
$2624
$437
Driving with a suspended license
$2670
$454
Reckless driving
$2726
$454
Leaving scene of an accident/hit and run
$2754
$468
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Four Corners after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Four Corners.
The cheapest car insurance premiums in
Four Corners are
offered by AIG at $610 for a six-month policy.
However, it can be as
expensive as $756 with companies
like National General.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Four Corners are offered by Nationwide
at $530. However,
it can be as expensive as $2754
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Four Corners after Speeding ticket
Car Insurance Price Trends in Four Corners,
Florida
Car insurance rates in Four Corners have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Four Corners remained steady at $262 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Four Corners remained steady at $80 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in Four Corners by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Four Corners. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Four Corners?
The car insurance in Four Corners is $20 per month, which is lower than the national average.
What is the cheapest car insurance in Four Corners?
The cheapest car insurance in Four Corners
is $163 per month
for full coverage.
How much is car insurance in Four Corners for teenagers?
Car insurance for teenagers costs $514 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Four Corners?
The average cost of car insurance is $1601 for a six-month
policy. It will cost around $256 per month to insure your
car in Four Corners.
Is car insurance expensive in Four Corners?
Car insurance can be expensive in Four Corners if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Four Corners can be
affordable.
What is the best car insurance in Four Corners,
FL?
The best car insurance company in Four Corners
FL is
Travelers, offering $971 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Four Corners, FL
Car Insurance Rates by State in the USA (2025 Update)
Four Corners Car Insurance
