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Finding the cheapest car insurance quotes in Hallandale shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Hallandale
The car insurance rate in Hallandale is $2145 for a six-month policy, which is $544 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1369, making it a popular choice for budget-conscious drivers. Rates in Hallandale can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $1369 for a six
month policy, Travelers offers
the cheapest
auto
insurance rates in the city.
2nd place: State Farm
State Farm offers auto
insurance rates at $1457 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Nationwide
Nationwide offers auto insurance
rates at $1695
for six months, making it
the third cheapest auto insurance company in Hallandale.
Hallandale Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Hallandale, FL is Travelers, offering policies at just $1369 for a six-month term. This is followed by State Farm, which has an average six-month premium of $1457.
At the higher end of the spectrum, Metropolitan Group is the most expensive, with rates reaching $1281 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Hallandale drivers find the best deals.
Way's key takeaways about car insurance in Hallandale
The auto insurance costs in Hallandale fall around $1369 for six
months.
The cheapest auto insurance company in Hallandale is Patrons Insurance.
Teen drivers pay the highest rate in Hallandale at $1851 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Hallandale
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Hallandale are given below.
Patrons Insurance provides
the cheapest minimum car insurance
coverage in Hallandale. Their Average 6 Month Premium is $168.
Metropolitan Group is the most
expensive at $509 for the same
period.
Cheapest Full Coverage Car Insurance in Hallandale
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Hallandale is Travelers
at $230 per month and $1369
for six months.
Cheapest Full Coverage Car Insurance Quotes in Hallandale,
FL
Get Your Car Insurance Quote in Hallandale
Instantly!
Average Car Insurance in Hallandale by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Hallandale, FL increasing?
Despite maintaining a clean driving record, your car insurance rates
in Hallandale, Florida, may be increasing due to several external factors.
Florida has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Hallandale's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Hallandale
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Travelers
$1738
40s
Travelers
$1312
50s
Travelers
$1223
60s
Travelers
$1206
Cheapest Car Insurance Rates for Teen Drivers in
Hallandale,FL
If you are planning to get a car insurance policy for your teenage
dependent, Nationwide provides the cheapest car
insurance in the Hallandale at $121
per
month. At $10881 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties Travelers is
the best choice for car
insurance in Hallandale.
As young drivers face the highest rates in Hallandale, Travelers
offers the cheapest auto insurance rates at $1738 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Hallandale,
Nationwide is
the cheapest car insurance provider. At $867 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Hallandale is Allstate, offering
rates of around $6957 for six
months.
Save up to $971/yr on car insurance rates in Hallandale.
Car Insurance Rates with An Accident in Hallandale
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Hallandale, FL,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Hallandale
The cheapest car insurance companies after an at-fault accident in
Hallandale include Nationwide
and AIG, offering $915
and $1170,
respectively. National General is an expensive provider
with an average six-month premium of
$1416.
Here is a list of driving violations that can increase your car
insurance rates in Hallandale FL. For example, the car
insurance in Hallandale
after a DUI increases to $1257 for a six
month policy. While the rate increases by $382 for a six-month policy in the case of
a speeding ticket.
Hallandale auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$2444
$407
One Med/PIP claim
$2444
$415
Not-at-fault accident
$2642
$441
Two Med/PIP claims
$2715
$461
One comp claim
$2754
$460
Child safety restraint
$2762
$469
Failure to wear a seat belt
$2762
$461
Driving without lights
$2770
$470
Failure to show documents
$2770
$462
Speeding 6 - 10 MPH over limit
$2826
$481
Improper passing
$2834
$472
Passing school bus
$2834
$482
Wrong way/wrong lane
$2834
$472
Failure to stop at a red light
$2842
$484
Failure to yield
$2842
$473
Illegal turn
$2842
$484
Cell phone violation
$2850
$474
Driving with expired registration
$2850
$485
Following too closely
$2850
$474
Texting while driving
$2857
$486
Two comp claims
$2921
$486
Driving too slowly
$2937
$500
Speeding in school zone
$2937
$489
Speeding 11 - 15 MPH over limit
$2945
$501
In 65 MPH zone
$3049
$508
Speeding 16 - 20 MPH over limit
$3049
$519
Speeding 21 - 25 MPH over limit
$3065
$511
Open container
$3097
$527
Operating a vehicle without permission
$3097
$516
At-fault accident - less than $1000
$3359
$571
At-fault accident - $1000-$2000
$3414
$570
At-fault accident - greater than $2000
$3414
$580
Racing
$3693
$615
DUI
$3701
$630
Refusal to submit to a chemical test
$3701
$616
Driving with a suspended license
$3765
$641
Reckless driving
$3844
$641
Leaving scene of an accident/hit and run
$3885
$661
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Hallandale after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Hallandale.
The cheapest car insurance premiums in
Hallandale are
offered by AIG at $860 for a six-month policy.
However, it can be as
expensive as $1067 with companies
like National General.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Hallandale are offered by Nationwide
at $748. However,
it can be as expensive as $3885
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Hallandale after Speeding ticket
Car insurance rates in Hallandale have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Hallandale remained steady at $370 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Hallandale remained steady at $113 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in Hallandale by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Hallandale. At $4290 for a
six-month policy, insuring
your car at 33009 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Hallandale?
The car insurance in Hallandale is $28 per month, which is lower than the national average.
What is the cheapest car insurance in Hallandale?
The cheapest car insurance in Hallandale
is $230 per month
for full coverage.
How much is car insurance in Hallandale for teenagers?
Car insurance for teenagers costs $725 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Hallandale?
The average cost of car insurance is $1601 for a six-month
policy. It will cost around $360 per month to insure your
car in Hallandale.
Is car insurance expensive in Hallandale?
Car insurance can be expensive in Hallandale if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Hallandale can be
affordable.
What is the best car insurance in Hallandale,
FL?
The best car insurance company in Hallandale
FL is
Travelers, offering $1369 for a
six-month policy.
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