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Cheapest Car Insurance Quotes in Intercession City
Finding the cheapest car insurance quotes in Intercession City shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Intercession City
The car insurance rate in Intercession City is $1713 for a six-month policy, which is $112 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1094, making it a popular choice for budget-conscious drivers. Rates in Intercession City can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Cheapest Car Insurance Companies in Intercession City
1st place: Travelers
At $1094 for a six
month policy, Travelers offers
the cheapest
auto
insurance rates in the city.
2nd place: State Farm
State Farm offers auto
insurance rates at $1163 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Nationwide
Nationwide offers auto insurance
rates at $1354
for six months, making it
the third cheapest auto insurance company in Intercession City.
Intercession City Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Intercession City, FL is Travelers, offering policies at just $1094 for a six-month term. This is followed by State Farm, which has an average six-month premium of $1163.
At the higher end of the spectrum, Metropolitan Group is the most expensive, with rates reaching $1023 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Intercession City drivers find the best deals.
Cheap Car Insurance Companies in Intercession City, FL
Way's key takeaways about car insurance in Intercession City
The auto insurance costs in Intercession City fall around $1094 for six
months.
The cheapest auto insurance company in Intercession City is Patrons Insurance.
Teen drivers pay the highest rate in Intercession City at $1478 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Intercession City
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Intercession City are given below.
Patrons Insurance provides
the cheapest minimum car insurance
coverage in Intercession City. Their Average 6 Month Premium is $134.
Metropolitan Group is the most
expensive at $407 for the same
period.
Cheapest Liability Coverage in Intercession City, FL
Cheapest Full Coverage Car Insurance in Intercession City
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Intercession City is Travelers
at $184 per month and $1094
for six months.
Cheapest Full Coverage Car Insurance Quotes in Intercession City,
FL
Get Your Car Insurance Quote in Intercession City
Instantly!
Average Car Insurance in Intercession City by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Intercession City, FL increasing?
Despite maintaining a clean driving record, your car insurance rates
in Intercession City, Florida, may be increasing due to several external factors.
Florida has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Intercession City's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Intercession City
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Travelers
$1388
40s
Travelers
$1048
50s
Travelers
$977
60s
Travelers
$963
Cheapest Car Insurance Rates for Teen Drivers in
Intercession City,FL
If you are planning to get a car insurance policy for your teenage
dependent, Nationwide provides the cheapest car
insurance in the Intercession City at $96
per
month. At $8688 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties Travelers is
the best choice for car
insurance in Intercession City.
As young drivers face the highest rates in Intercession City, Travelers
offers the cheapest auto insurance rates at $1388 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Intercession City,
Nationwide is
the cheapest car insurance provider. At $692 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Intercession City is Allstate, offering
rates of around $5555 for six
months.
Save up to $971/yr on car insurance rates in Intercession City.
Car Insurance Rates with An Accident in Intercession City
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Intercession City, FL,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Intercession City
The cheapest car insurance companies after an at-fault accident in
Intercession City include Nationwide
and AIG, offering $731
and $934,
respectively. National General is an expensive provider
with an average six-month premium of
$1131.
Intercession City Car Insurance Rates by
Violation
Here is a list of driving violations that can increase your car
insurance rates in Intercession City FL. For example, the car
insurance in Intercession City
after a DUI increases to $1003 for a six
month policy. While the rate increases by $305 for a six-month policy in the case of
a speeding ticket.
Intercession City auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1952
$325
One Med/PIP claim
$1952
$332
Not-at-fault accident
$2110
$352
Two Med/PIP claims
$2168
$368
One comp claim
$2199
$367
Child safety restraint
$2205
$375
Failure to wear a seat belt
$2205
$368
Driving without lights
$2212
$376
Failure to show documents
$2212
$369
Speeding 6 - 10 MPH over limit
$2257
$384
Improper passing
$2263
$377
Passing school bus
$2263
$385
Wrong way/wrong lane
$2263
$377
Failure to stop at a red light
$2269
$386
Failure to yield
$2269
$378
Illegal turn
$2269
$386
Cell phone violation
$2276
$379
Driving with expired registration
$2276
$387
Following too closely
$2276
$379
Texting while driving
$2281
$388
Two comp claims
$2333
$388
Driving too slowly
$2345
$399
Speeding in school zone
$2345
$391
Speeding 11 - 15 MPH over limit
$2352
$400
In 65 MPH zone
$2434
$406
Speeding 16 - 20 MPH over limit
$2434
$414
Speeding 21 - 25 MPH over limit
$2447
$408
Open container
$2473
$421
Operating a vehicle without permission
$2473
$412
At-fault accident - less than $1000
$2682
$456
At-fault accident - $1000-$2000
$2726
$455
At-fault accident - greater than $2000
$2726
$463
Racing
$2949
$491
DUI
$2955
$503
Refusal to submit to a chemical test
$2955
$492
Driving with a suspended license
$3007
$511
Reckless driving
$3070
$511
Leaving scene of an accident/hit and run
$3102
$528
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Intercession City after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Intercession City.
The cheapest car insurance premiums in
Intercession City are
offered by AIG at $687 for a six-month policy.
However, it can be as
expensive as $852 with companies
like National General.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Intercession City are offered by Nationwide
at $597. However,
it can be as expensive as $3102
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Intercession City after Speeding ticket
Car Insurance Price Trends in Intercession City,
Florida
Car insurance rates in Intercession City have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Intercession City remained steady at $295 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Intercession City remained steady at $90 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in Intercession City by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Intercession City. At $3426 for a
six-month policy, insuring
your car at 33848 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Intercession City?
The car insurance in Intercession City is $22 per month, which is lower than the national average.
What is the cheapest car insurance in Intercession City?
The cheapest car insurance in Intercession City
is $184 per month
for full coverage.
How much is car insurance in Intercession City for teenagers?
Car insurance for teenagers costs $579 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Intercession City?
The average cost of car insurance is $1601 for a six-month
policy. It will cost around $288 per month to insure your
car in Intercession City.
Is car insurance expensive in Intercession City?
Car insurance can be expensive in Intercession City if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Intercession City can be
affordable.
What is the best car insurance in Intercession City,
FL?
The best car insurance company in Intercession City
FL is
Travelers, offering $1094 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Intercession City, FL
Car Insurance Rates by State in the USA (2025 Update)
Intercession City Car Insurance
