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Finding the cheapest car insurance quotes in Loxahatchee shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Loxahatchee
The car insurance rate in Loxahatchee is $1889 for a six-month policy, which is $288 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $1206, making it a popular choice for budget-conscious drivers. Rates in Loxahatchee can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $1206 for a six
month policy, Travelers offers
the cheapest
auto
insurance rates in the city.
2nd place: State Farm
State Farm offers auto
insurance rates at $1283 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Nationwide
Nationwide offers auto insurance
rates at $1493
for six months, making it
the third cheapest auto insurance company in Loxahatchee.
Loxahatchee Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Loxahatchee, FL is Travelers, offering policies at just $1206 for a six-month term. This is followed by State Farm, which has an average six-month premium of $1283.
At the higher end of the spectrum, Metropolitan Group is the most expensive, with rates reaching $1128 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Loxahatchee drivers find the best deals.
Way's key takeaways about car insurance in Loxahatchee
The auto insurance costs in Loxahatchee fall around $1206 for six
months.
The cheapest auto insurance company in Loxahatchee is Patrons Insurance.
Teen drivers pay the highest rate in Loxahatchee at $1630 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Loxahatchee
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Loxahatchee are given below.
Patrons Insurance provides
the cheapest minimum car insurance
coverage in Loxahatchee. Their Average 6 Month Premium is $148.
Metropolitan Group is the most
expensive at $448 for the same
period.
Cheapest Full Coverage Car Insurance in Loxahatchee
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Loxahatchee is Travelers
at $203 per month and $1206
for six months.
Cheapest Full Coverage Car Insurance Quotes in Loxahatchee,
FL
Get Your Car Insurance Quote in Loxahatchee
Instantly!
Average Car Insurance in Loxahatchee by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Loxahatchee, FL increasing?
Despite maintaining a clean driving record, your car insurance rates
in Loxahatchee, Florida, may be increasing due to several external factors.
Florida has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Loxahatchee's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Loxahatchee
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Travelers
$1530
40s
Travelers
$1155
50s
Travelers
$1077
60s
Travelers
$1062
Cheapest Car Insurance Rates for Teen Drivers in
Loxahatchee,FL
If you are planning to get a car insurance policy for your teenage
dependent, Nationwide provides the cheapest car
insurance in the Loxahatchee at $106
per
month. At $9582 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties Travelers is
the best choice for car
insurance in Loxahatchee.
As young drivers face the highest rates in Loxahatchee, Travelers
offers the cheapest auto insurance rates at $1530 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Loxahatchee,
Nationwide is
the cheapest car insurance provider. At $763 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Loxahatchee is Allstate, offering
rates of around $6127 for six
months.
Save up to $971/yr on car insurance rates in Loxahatchee.
Car Insurance Rates with An Accident in Loxahatchee
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Loxahatchee, FL,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Loxahatchee
The cheapest car insurance companies after an at-fault accident in
Loxahatchee include Nationwide
and AIG, offering $806
and $1030,
respectively. National General is an expensive provider
with an average six-month premium of
$1247.
Here is a list of driving violations that can increase your car
insurance rates in Loxahatchee FL. For example, the car
insurance in Loxahatchee
after a DUI increases to $1107 for a six
month policy. While the rate increases by $337 for a six-month policy in the case of
a speeding ticket.
Loxahatchee auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$2152
$359
One Med/PIP claim
$2152
$366
Not-at-fault accident
$2327
$388
Two Med/PIP claims
$2391
$406
One comp claim
$2425
$405
Child safety restraint
$2432
$413
Failure to wear a seat belt
$2432
$406
Driving without lights
$2439
$414
Failure to show documents
$2439
$407
Speeding 6 - 10 MPH over limit
$2489
$424
Improper passing
$2496
$415
Passing school bus
$2496
$425
Wrong way/wrong lane
$2496
$415
Failure to stop at a red light
$2503
$426
Failure to yield
$2503
$417
Illegal turn
$2503
$426
Cell phone violation
$2510
$418
Driving with expired registration
$2510
$427
Following too closely
$2510
$418
Texting while driving
$2516
$428
Two comp claims
$2572
$428
Driving too slowly
$2587
$440
Speeding in school zone
$2587
$431
Speeding 11 - 15 MPH over limit
$2594
$441
In 65 MPH zone
$2685
$447
Speeding 16 - 20 MPH over limit
$2685
$457
Speeding 21 - 25 MPH over limit
$2699
$450
Open container
$2727
$464
Operating a vehicle without permission
$2727
$454
At-fault accident - less than $1000
$2958
$503
At-fault accident - $1000-$2000
$3007
$502
At-fault accident - greater than $2000
$3007
$511
Racing
$3252
$542
DUI
$3259
$555
Refusal to submit to a chemical test
$3259
$543
Driving with a suspended license
$3316
$564
Reckless driving
$3385
$564
Leaving scene of an accident/hit and run
$3421
$582
Your Wallet Deserves Better. Seriously.
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Loxahatchee after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Loxahatchee.
The cheapest car insurance premiums in
Loxahatchee are
offered by AIG at $758 for a six-month policy.
However, it can be as
expensive as $939 with companies
like National General.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Loxahatchee are offered by Nationwide
at $658. However,
it can be as expensive as $3421
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Loxahatchee after Speeding ticket
Car Insurance Price Trends in Loxahatchee,
Florida
Car insurance rates in Loxahatchee have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Loxahatchee remained steady at $326 in both December and November, indicating no change over the two month period.
The average cost of liability insurance in the Loxahatchee remained steady at $99 in both December and November, indicating no change over the two month period.
Average Car Insurance Cost in Loxahatchee by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Loxahatchee. At $3778 for a
six-month policy, insuring
your car at 33470 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Loxahatchee?
The car insurance in Loxahatchee is $25 per month, which is lower than the national average.
What is the cheapest car insurance in Loxahatchee?
The cheapest car insurance in Loxahatchee
is $203 per month
for full coverage.
How much is car insurance in Loxahatchee for teenagers?
Car insurance for teenagers costs $638 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Loxahatchee?
The average cost of car insurance is $1601 for a six-month
policy. It will cost around $317 per month to insure your
car in Loxahatchee.
Is car insurance expensive in Loxahatchee?
Car insurance can be expensive in Loxahatchee if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Loxahatchee can be
affordable.
What is the best car insurance in Loxahatchee,
FL?
The best car insurance company in Loxahatchee
FL is
Travelers, offering $1206 for a
six-month policy.
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Loxahatchee Car Insurance
