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Finding the cheapest car insurance quotes in Nalcrest shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Nalcrest
The car insurance rate in Nalcrest is $1495 for a six-month policy, which is $130 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $891, making it a popular choice for budget-conscious drivers. Rates in Nalcrest can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $891 for a six
month policy, Travelers offers
the cheapest
auto
insurance rates in the city.
2nd place: State Farm
State Farm offers auto
insurance rates at $995 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Nationwide
Nationwide offers auto insurance
rates at $1087
for six months, making it
the third cheapest auto insurance company in Nalcrest.
Nalcrest Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Nalcrest, FL is Travelers, offering policies at just $891 for a six-month term. This is followed by State Farm, which has an average six-month premium of $995.
At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $2197 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Nalcrest drivers find the best deals.
Way's key takeaways about car insurance in Nalcrest
The auto insurance costs in Nalcrest fall around $891 for six
months.
The cheapest auto insurance company in Nalcrest is Travelers.
Teen drivers pay the highest rate in Nalcrest at $1271 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in Nalcrest
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Nalcrest are given below.
Travelers provides
the cheapest minimum car insurance
coverage in Nalcrest. Their Average 6 Month Premium is $328.
Farmers is the most
expensive at $606 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Nalcrest is Travelers
at $150 per month and $891
for six months.
Cheapest Full Coverage Car Insurance Quotes in Nalcrest,
FL
Get Your Car Insurance Quote in Nalcrest
Instantly!
Average Car Insurance in Nalcrest by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Nalcrest, FL increasing?
Despite maintaining a clean driving record, your car insurance rates
in Nalcrest, Florida, may be increasing due to several external factors.
Florida has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Nalcrest's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Nalcrest
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
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Cheapest Car Insurance Rates for Teen Drivers in
Nalcrest,FL
If you are planning to get a car insurance policy for your teenage
dependent, Nationwide provides the cheapest car
insurance in the Nalcrest at $83
per
month. At $7470 for a six-month premium,
Farmers offers the most expensive rate for
teen drivers.
If you are in your twenties N/A is
the best choice for car
insurance in Nalcrest.
As young drivers face the highest rates in Nalcrest, N/A
offers the cheapest auto insurance rates at $N/A for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Nalcrest,
Nationwide is
the cheapest car insurance provider. At $595 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Nalcrest is Farmers, offering
rates of around $3039 for six
months.
Save up to $971/yr on car insurance rates in Nalcrest.
Car Insurance Rates with An Accident in Nalcrest
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Nalcrest, FL,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Nalcrest
The cheapest car insurance companies after an at-fault accident in
Nalcrest include Nationwide
and AIG, offering $628
and $803,
respectively. Farmers is an expensive provider
with an average six-month premium of
$3065.
Here is a list of driving violations that can increase your car
insurance rates in Nalcrest FL. For example, the car
insurance in Nalcrest
after a DUI increases to $863 for a six
month policy. While the rate increases by $262 for a six-month policy in the case of
a speeding ticket.
Nalcrest auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1678
$280
One Med/PIP claim
$1678
$285
Not-at-fault accident
$1814
$303
Two Med/PIP claims
$1864
$316
One comp claim
$1891
$316
Child safety restraint
$1896
$322
Failure to wear a seat belt
$1896
$316
Driving without lights
$1902
$323
Failure to show documents
$1902
$317
Speeding 6 - 10 MPH over limit
$1940
$330
Improper passing
$1946
$324
Passing school bus
$1946
$331
Wrong way/wrong lane
$1946
$324
Failure to stop at a red light
$1951
$332
Failure to yield
$1951
$325
Illegal turn
$1951
$332
Cell phone violation
$1957
$326
Driving with expired registration
$1957
$333
Following too closely
$1957
$326
Texting while driving
$1961
$334
Two comp claims
$2006
$334
Driving too slowly
$2017
$343
Speeding in school zone
$2017
$336
Speeding 11 - 15 MPH over limit
$2022
$344
In 65 MPH zone
$2093
$349
Speeding 16 - 20 MPH over limit
$2093
$356
Speeding 21 - 25 MPH over limit
$2104
$351
Open container
$2126
$362
Operating a vehicle without permission
$2126
$354
At-fault accident - less than $1000
$2306
$392
At-fault accident - $1000-$2000
$2344
$391
At-fault accident - greater than $2000
$2344
$398
Racing
$2536
$422
DUI
$2541
$432
Refusal to submit to a chemical test
$2541
$423
Driving with a suspended license
$2585
$440
Reckless driving
$2639
$440
Leaving scene of an accident/hit and run
$2667
$454
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Nalcrest after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Nalcrest.
The cheapest car insurance premiums in
Nalcrest are
offered by AIG at $591 for a six-month policy.
However, it can be as
expensive as $2498 with companies
like Farmers.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Nalcrest are offered by Nationwide
at $513. However,
it can be as expensive as $2667
with companies like Farmers for a similar
six-month premium.
Cheapest Car Insurance in Nalcrest after Speeding ticket
Car insurance rates in Nalcrest have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Nalcrest dipped by
$236 in January
compared to $254 of December. In other words, there has been an decrease by $18 when you
compare January and December.
The average cost of liability insurance in the Nalcrest dipped to $76 in January,
compared to $77 in December.
This represents an decrease of $1
when comparing January and December.
Average Car Insurance Cost in Nalcrest by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Nalcrest. At $2990 for a
six-month policy, insuring
your car at 33856 is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Nalcrest?
The car insurance in Nalcrest is $55 per month, which is lower than the national average.
What is the cheapest car insurance in Nalcrest?
The cheapest car insurance in Nalcrest
is $150 per month
for full coverage.
How much is car insurance in Nalcrest for teenagers?
Car insurance for teenagers costs $498 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Nalcrest?
The average cost of car insurance is $1625 for a six-month
policy. It will cost around $251 per month to insure your
car in Nalcrest.
Is car insurance expensive in Nalcrest?
Car insurance can be expensive in Nalcrest if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Nalcrest can be
affordable.
What is the best car insurance in Nalcrest,
FL?
The best car insurance company in Nalcrest
FL is
Travelers, offering $891 for a
six-month policy.
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Find Car Insurance Rates in Cities Near Nalcrest, FL
Car Insurance Rates by State in the USA (2025 Update)
Nalcrest Car Insurance
