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Finding the cheapest car insurance quotes in Felton shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in Felton
The car insurance rate in Felton is $1088 for a six-month policy, which is $62 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $396, making it a popular choice for budget-conscious drivers. Rates in Felton can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
At $396 for a six
month policy, Country Financial offers
the cheapest
auto
insurance rates in the city.
2nd place: AutoOwners Insurance Co
AutoOwners Insurance Co offers auto
insurance rates at $523 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Farm Bureau
Farm Bureau offers auto insurance
rates at $699
for six months, making it
the third cheapest auto insurance company in Felton.
Felton Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in Felton, GA is Country Financial, offering policies at just $396 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $523.
At the higher end of the spectrum, State Farm is the most expensive, with rates reaching $1523 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Felton drivers find the best deals.
The auto insurance costs in Felton fall around $396 for six
months.
The cheapest auto insurance company in Felton is AutoOwners Insurance Co.
Teen drivers pay the highest rate in Felton at $1304 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
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Cheapest Minimum Liability Car Insurance in Felton
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in Felton are given below.
AutoOwners Insurance Co provides
the cheapest minimum car insurance
coverage in Felton. Their Average 6 Month Premium is $233.
Allstate is the most
expensive at $799 for the same
period.
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in Felton is Country Financial
at $68 per month and $396
for six months.
Cheapest Full Coverage Car Insurance Quotes in Felton,
GA
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in Felton, GA increasing?
Despite maintaining a clean driving record, your car insurance rates
in Felton, Georgia, may be increasing due to several external factors.
Georgia has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, Felton's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in Felton
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Georgia Farm Bureau
$753
30s
Georgia Farm Bureau
$602
40s
Georgia Farm Bureau
$578
50s
Georgia Farm Bureau
$553
60s
Georgia Farm Bureau
$549
70s
Georgia Farm Bureau
$665
Cheapest Car Insurance Rates for Teen Drivers in
Felton,GA
If you are planning to get a car insurance policy for your teenage
dependent, AutoOwners Insurance Co provides the cheapest car
insurance in the Felton at $55
per
month. At $7744 for a six-month premium,
Progressive offers the most expensive rate for
teen drivers.
If you are in your twenties Georgia Farm Bureau is
the best choice for car
insurance in Felton.
As young drivers face the highest rates in Felton, Georgia Farm Bureau
offers the cheapest auto insurance rates at $753 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in Felton,
Country Financial is
the cheapest car insurance provider. At $328 for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
Felton is State Farm, offering
rates of around $4754 for six
months.
Save up to $971/yr on car insurance rates in Felton.
Car Insurance Rates with An Accident in Felton
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In Felton, GA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in Felton
The cheapest car insurance companies after an at-fault accident in
Felton include AutoOwners Insurance Co
and Country Financial, offering $347
and $535,
respectively. Allstate is an expensive provider
with an average six-month premium of
$2279.
Here is a list of driving violations that can increase your car
insurance rates in Felton GA. For example, the car
insurance in Felton
after a DUI increases to $1146 for a six
month policy. While the rate increases by $360 for a six-month policy in the case of
a speeding ticket.
Felton auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$1347
$225
One Med/PIP claim
$1347
$229
One comp claim
$1354
$226
Two Med/PIP claims
$1354
$230
Not-at-fault accident
$1360
$227
Two comp claims
$1379
$234
Driving without lights
$1625
$270
Failure to wear a seat belt
$1625
$277
Child safety restraint
$1643
$273
Failure to show documents
$1643
$280
Cell phone violation
$1681
$280
Texting while driving
$1681
$286
Driving too slowly
$1707
$284
Speeding 6 - 10 MPH over limit
$1707
$290
Speeding in school zone
$1707
$284
Speeding 11 - 15 MPH over limit
$1713
$292
Driving with expired registration
$1719
$286
Failure to yield
$1719
$293
Following too closely
$1719
$286
Illegal turn
$1719
$293
Failure to stop at a red light
$1726
$287
Improper passing
$1726
$294
Speeding 16 - 20 MPH over limit
$1726
$287
Wrong way/wrong lane
$1726
$294
Speeding 21 - 25 MPH over limit
$1744
$290
Passing school bus
$1776
$302
In 65 MPH zone
$1782
$297
Open container
$1807
$307
At-fault accident - less than $1000
$1814
$302
Operating a vehicle without permission
$1838
$313
At-fault accident - $1000-$2000
$1977
$330
At-fault accident - greater than $2000
$1990
$338
Refusal to submit to a chemical test
$2330
$388
Reckless driving
$2399
$408
Racing
$2456
$409
Driving with a suspended license
$2462
$419
DUI
$2493
$416
Leaving scene of an accident/hit and run
$2557
$435
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in Felton after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in Felton.
The cheapest car insurance premiums in
Felton are
offered by Mercury at $403 for a six-month policy.
However, it can be as
expensive as $1814 with companies
like Progressive.
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in Felton are offered by AutoOwners Insurance Co
at $270. However,
it can be as expensive as $2059
with companies like Progressive for a similar
six-month premium.
Cheapest Car Insurance in Felton after Speeding ticket
Car insurance rates in Felton have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the Felton rose by
$239 in December
compared to $234 of November. In other words, there has been an increase by $5 when you
compare December and November.
The average cost of liability insurance in the Felton rose to $76 in December,
compared to $72 in November.
This represents an increase of $4
when comparing December and November.
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
Felton. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in Felton?
The car insurance in Felton is $39 per month, which is lower than the national average.
What is the cheapest car insurance in Felton?
The cheapest car insurance in Felton
is $68 per month
for full coverage.
How much is car insurance in Felton for teenagers?
Car insurance for teenagers costs $334 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
Felton?
The average cost of car insurance is $1026 for a six-month
policy. It will cost around $182 per month to insure your
car in Felton.
Is car insurance expensive in Felton?
Car insurance can be expensive in Felton if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in Felton can be
affordable.
What is the best car insurance in Felton,
GA?
The best car insurance company in Felton
GA is
Country Financial, offering $396 for a
six-month policy.
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Car Insurance Rates by State in the USA (2025 Update)
Felton Car Insurance
